The Rachel Cruze Show

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

Education
Self-Improvement
Business
151
FINISH THE LYRICS: Popular Christmas Songs Quiz
Play along as I find out whether I really know the words to these classic Christmas hits. Plus, stick around for my number one tip on how to have a successful Christmas.
6 min
152
45% of Americans Are Taking On Debt for THIS?
Are amazing experiences worth going into debt? Find out if you’re falling for one of the four myths that lead people to choose fun over financial peace.
9 min
153
How Luxury Brands Are Getting You to Spend More
Having nice things isn’t bad, but too much of a good thing can become a problem. Find out how luxury brands are getting you to spend more. Plus, get practical tips for spotting these marketing schemes.
8 min
154
The Fastest Way To Pay Off Debt in 2025
8 min
155
3 Healthy Money Boundaries to Set With Family
Have you ever lent money to a family member and later regretted it? In this episode, you’ll learn three important money boundaries for healthy relationships. Plus, we’ll talk about when it’s okay for family and money to mix.
7 min
156
How I Budget, Invest, Save and Spend My Money
So you sat down and made your budget (take a deep breath)—now what? In today’s episode, you’ll learn how I budget, invest, save and spend money, as well as how to build these habits in your own life.
8 min
157
How to Survive Grocery Shopping in 2025
7 min
158
5 Easy Habits to Build Wealth Faster
Sometimes an unexpected sale at Macy’s is all it takes to derail your budget. If you can relate, find out five easy habits to keep you on track financially.
7 min
159
The Real Reason Everyone Seems Wealthier Than You
Have you ever compared your old Corolla to a friend’s new Mercedez and felt behind financially? In this episode, find out five common reasons why others may appear wealthier (even if they aren’t).
8 min
160
Create Your First Budget In 5 Simple Steps
Creating your first budget is easier than you might think. In today’s episode, you’ll learn how to budget like a pro in five simple steps.
8 min
161
Why Americans Are Spending Money Faster Than Ev...
We used to have to wait for stores to open, but online shopping has made it possible to spend 24-7! In this episode, you’ll learn five tips for sticking to your budget when the urge to splurge strikes.
6 min
162
Why 51% of Americans Are Struggling In Their Fi...
We surveyed Americans to learn more about their money behaviors and, guys, the insights are eye-opening! In this episode, you’ll find out what’s keeping people broke and, more importantly, what we can do about it.
9 min
163
The Viral Money Trend I’m Loving Right Now
Wondering what the “underconsumption core” trend is all about? In this episode, find out what it is, what’s driving it, and three ways to avoid getting sucked into consumer culture.
10 min
164
Money Expert Reacts to Viral Real Housewives Ti...
For all my reality TV fans, this episode is for you. Today, I’m reacting to a viral clip from the Real Housewives and sharing money lessons we can all learn from their conversation.
7 min
165
Parents Are Spending How Much on Kids' Birthdays?
Are you more excited about that pricey balloon arch for your kid’s birthday party than they are? In this episode, find out how to throw a memorable (and affordable!) birthday celebration your kid will love.
10 min
166
Should Kids Get Paid for Household Chores? 
Should kids be paid for doing chores? I’ll share my honest opinion. Plus, you’ll learn how to teach your kids money management from a young age.
8 min
167
The Lie That’s Holding You Back Financially
Is perfectionism keeping you from achieving your money goals? In this episode, you’ll learn three things to remember when perfection tries to stop you in your tracks and how you can stay motivated.
6 min
168
Classroom Parent vs. Venmo Parent? (Settling th...
Whether you’re a “Venmo parent” or a “classroom parent,” we all want to show up for our kids without judgment. Well, today I’m putting the “Venmo vs. classroom parent” debate to rest, plus you’ll learn four things to remember the next time you feel tempted to compare.
9 min
169
When to Move Out of Your Parents’ House
Hanging out with Mom and Dad can be comforting, but is living with your parents actually holding you back? In this episode, learn five important steps that will prepare anyone to thrive in life on their own.
6 min
170
11 Things You'll Regret Buying Cheap (Learn fro...
Spending more for a quality item that lasts can be a great way to save money in the long run. In this episode, find out which 11 purchases are worth the extra investment.
9 min
171
Why Trying to Look Rich Will Actually Make You ...
Blowing your savings on that designer purse may feel good in the moment, but in the end, trying to look rich will leave you stressed (and in debt)! In this episode, find out what living above your means is really costing you.
11 min
172
Is It Still Possible for Gen X to Retire?
If you’re approaching retirement age but don’t have quite enough saved to stop working just yet—don’t panic. In this episode, I’ll share some important steps Gen X and above can take to get ready for their golden years.
7 min
173
5 Reasons to Rent Instead of Buy
I know when all your friends are buying new homes, comparison can creep in and make you feel like you’re falling behind. But in this episode, find out why it may actually be wiser to rent for a season.
6 min
174
Political Money Facts That Will Shock You
Have you ever wondered how much White House staff and government officials actually get paid? In this episode, find out the surprising salaries of the bigwigs in Washington, D.C.
6 min
175
New Build vs. Pre-Owned Home: Which Should You ...
Few purchases are as exciting (and important) as buying a home. Whether you’re in the market or just starting your research, get answers to your questions about when to buy and how to find the right home.
10 min