The Rachel Cruze Show

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

Education
Self-Improvement
Business
226
What to Do When Managing Money Feels Complicated
This episode is all about taking control of your money. Because guess what? That can help you transform your life. Today we’ll talk about the costly hoarding habits almost all of us are guilty of, find out whether or not I’m on board with a popular YouTuber’s debt payoff advice, and learn some trusty tips on cleaning up a messy budget.
26 min
227
Lessons From Growing Up Bankrupt (and Other Mon...
Moving forward financially comes down to avoiding sneaky traps and learning from our mistakes. That’s why, in this episode, I start by sharing what I learned growing up in a bankrupt home. We then look at how living in California and New York can become a money pit. And we talk through high-profile tax fraud cases—and how you can stay legal.
25 min
228
The Best Ways to Budget Your Time and Money
Most people never feel like they have enough time or money. And I get it! But today is about the best ways to spend both of those things. I’m sharing my five favorite ways to buy back time. Then, we’ll cover the ins and outs of an all-cash budget and have some fun diving into the wild financials of the wedding industry.
24 min
229
Make Progress With Your Money (Even When Americ...
No matter what culture, social media or economists are telling you, you can make progress with your money. First, we’ll look at why some people are claiming America is doomed financially—plus what the data really says. Then, financial expert George Kamel joins me for a conversation about the sneaky habit stealing our paycheck: lifestyle creep.
28 min
230
Surprising Things I’m Learning About Money Righ...
No matter where you are on your debt-free journey, there is always something new to learn about money. Today, we’re talking investing, kids’ money habits and more. Plus, I chat with Kallie Branciforte (who you may know as But First, Coffee) about affordable Amazon products that are worth every penny.
37 min
231
22 Creative Side Hustles that Actually Make You...
In this episode, we’re making money, reading books and taking names! First, did you know you can get paid every month just for driving your car? We’re talking easy, money-making side hustles that anyone can do. Then, Courtney and I share what we learned about money from our favorite fiction reads.
30 min
232
What I Will (And Won’t) Do With My Money This Year
Today’s episode is all about the best things to do with your money. I share what I’m not spending money on this year, and we look at whether Minority Mindset’s Jaspreet Singh gives trustworthy advice on what you should do with your next paycheck. Then I dive into why I’ll never, ever use a credit card. (Spoiler alert: They’re shadier than you realize.)
23 min
233
How to Invest (and Rest) Like a Rich Person
Let’s talk about how to build wealth (and still go on vacation!) in 2023. I’ll share with you guys how the rich invest, explain everything you need to know about the Fed, and show you how you can afford to go on vacation this year.
26 min
234
The Right (and Wrong) Ways to Buy Happiness
In this episode, we talk about how money affects your overall well-being. First, we look at what a minimalism expert says about how to buy happiness (is it possible?). Next, I sit down with Dr. John Delony to discuss the mental, relational and physical ways money impacts your life. And then we look at the habits keeping high-income earners broke.
38 min
235
How to Save Money Without Even Trying
You guys will love this episode because it’s all about super easy ways to save a lot. First, we talk about how to save $100 every month without even trying. Then, we go over eight one-time purchases that will save you big in the long run. To wrap up, we cover tips for spending less on the budget-buster that affects everyone: groceries.
22 min
236
What to Do Differently With Your Money in 2023 ...
Happy New Year, friends! To kick off 2023, we’re talking with the one and only Dave Ramsey about the best things to do with your money this year. We’ll also tackle how you can get out of debt even faster (including some great ideas for side hustles).
43 min
237
How to Know if You Won Financially in 2022 and ...
Can you believe 2022 is almost over? Let’s check in to see how we did on our financial goals over the past year and set ourselves up for success in the new year. We’ll go over how to know if you won with money in 2022, how to organize your home and your finances, and how to know when (or if) you need to change your homeowners insurance. Can’t wait to ring in 2023 with you guys!
32 min
238
10 Mistakes That Keep You in Debt (PLUS How to ...
’Tis the season . . . to be smart with money. First, we’ll cover 10 mistakes that can take a huge toll on your debt payoff (avoid these at all costs), and then I’ll go over a few ideas for affordable ways to make Christmas extra special this year!
16 min
239
Saving Big on the Small Things, Plus Which Gene...
This episode is all about the little things that can make a BIG impact on your wealth-building journey. We’ll uncover which super simple energy-saving devices can help cut your utility bills, talk with Shanna Hutcheson from Wellness for the Win about her favorite Aldi finds, plus learn which generation has the most debt and what they can do to turn things around.
31 min
240
The Biggest Lies We Believe About Wealth
In this episode, we tackle some common lies and misconceptions about wealth building (and it gets a little controversial). We’ll go over the four biggest lies people believe about becoming a millionaire, address the question of whether or not building wealth is a sin, and reveal the biggest danger to your net worth so you’ll know what to be aware of!
25 min
241
My Personal Budget Plus How to Avoid a Holiday ...
In this episode, we’re talking about all things spending (and how you can avoid overspending this season). I’ll let you guys in on what I spend in a week, plus we’ll go over some tips that will help you steer clear of a holiday spending disaster. And to wrap it all up, I’ll share some affordable last-minute gifts!
23 min
242
Save Your Money and Relationships This Holiday ...
We’re finally heading into my favorite time of the year: the holiday season! So, grab a hot chocolate and get ready to have the healthiest, most sane season—both financially and relationally. We’ll talk about how to save money on Christmas, get past the resentment that creeps in during the holidays, and keep things in perspective when it comes to different generations.
31 min
243
2 Things That May Be Costing You Thousands (and...
This is a fun one, you guys! We’ll talk about the priciest places to live in the world, and then my friend George Kamel will join me to talk about our bougie pets (and how to save on pet care).
25 min
244
The Key to Hitting Your Money Goals and Buildin...
Let’s talk about the strategies that will help you build wealth the right way! We’ll cover when (and if) you should ever pause investing, the different types of financial accounts we should all have, and how to make true progress with your money goals. You’ve got this!
23 min
245
Life-Changing Money Habits You Can Implement Th...
Let’s talk about some good (and not-so-good) money habits, plus some practices and mindsets to have when it comes to your finances. We’ll also take a look at how a high-earning CEO spends her income, the mental patterns that might be holding you back from building wealth, and what can you do in just one weekend to help you feel more confident with money!
38 min
246
Impulse Buying, Amazon Regrets, Online Scams: H...
There are all kinds of money traps and pitfalls that can cause you to give up more of your income, and we all need to be aware of them! So let’s talk through the dangers of impulse spending, Amazon buys you should never waste money on, and how to spot all the red flags when it comes to Craigslist and Facebook Marketplace scams
32 min
247
How to Budget and Invest Your Money to Build We...
Today’s episode is all about helping you get the most out of your money. We’ll go over some great tips for making your dollar go further (especially at the dollar store), and then we’ll talk about how to set and reach your investing goals.
22 min
248
The Impact of Shrinkflation and Things I Won’t ...
This is a fun one—but we also go over some serious money-wasters to be on the lookout for! We'll talk about what shrinkflation is and why you might be a victim of it and some things we tend to waste money on in the fall (looking at you, pricey fall decor).
17 min
249
9 Habits That Will Always Keep You Broke
Let’s talk about how to change our mindset and our habits when it comes to finances—so we can start making our money work for us instead of the other way around. We’ll go over nine money habits to break ASAP, the seven states with the highest credit card debt, and a mental trick that will shift your perspective on wealth. Don’t miss this one!
24 min
250
How to Make Progress on Your Money Goals in a D...
This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’t panic) and how to pay off your debt in less than two years so you can start building wealth for the future. Then, we’ll wrap up with a conversation on buyer’s remorse and how to avoid it at all costs.
21 min