The Rachel Cruze Show

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

Education
Self-Improvement
Business
276
10 Mistakes That Keep You in Debt (PLUS How to ...
’Tis the season . . . to be smart with money. First, we’ll cover 10 mistakes that can take a huge toll on your debt payoff (avoid these at all costs), and then I’ll go over a few ideas for affordable ways to make Christmas extra special this year!
16 min
277
Saving Big on the Small Things, Plus Which Gene...
This episode is all about the little things that can make a BIG impact on your wealth-building journey. We’ll uncover which super simple energy-saving devices can help cut your utility bills, talk with Shanna Hutcheson from Wellness for the Win about her favorite Aldi finds, plus learn which generation has the most debt and what they can do to turn things around.
31 min
278
The Biggest Lies We Believe About Wealth
In this episode, we tackle some common lies and misconceptions about wealth building (and it gets a little controversial). We’ll go over the four biggest lies people believe about becoming a millionaire, address the question of whether or not building wealth is a sin, and reveal the biggest danger to your net worth so you’ll know what to be aware of!
25 min
279
My Personal Budget Plus How to Avoid a Holiday ...
In this episode, we’re talking about all things spending (and how you can avoid overspending this season). I’ll let you guys in on what I spend in a week, plus we’ll go over some tips that will help you steer clear of a holiday spending disaster. And to wrap it all up, I’ll share some affordable last-minute gifts!
23 min
280
Save Your Money and Relationships This Holiday ...
We’re finally heading into my favorite time of the year: the holiday season! So, grab a hot chocolate and get ready to have the healthiest, most sane season—both financially and relationally. We’ll talk about how to save money on Christmas, get past the resentment that creeps in during the holidays, and keep things in perspective when it comes to different generations.
31 min
281
2 Things That May Be Costing You Thousands (and...
This is a fun one, you guys! We’ll talk about the priciest places to live in the world, and then my friend George Kamel will join me to talk about our bougie pets (and how to save on pet care).
25 min
282
The Key to Hitting Your Money Goals and Buildin...
Let’s talk about the strategies that will help you build wealth the right way! We’ll cover when (and if) you should ever pause investing, the different types of financial accounts we should all have, and how to make true progress with your money goals. You’ve got this!
23 min
283
Life-Changing Money Habits You Can Implement Th...
Let’s talk about some good (and not-so-good) money habits, plus some practices and mindsets to have when it comes to your finances. We’ll also take a look at how a high-earning CEO spends her income, the mental patterns that might be holding you back from building wealth, and what can you do in just one weekend to help you feel more confident with money!
38 min
284
Impulse Buying, Amazon Regrets, Online Scams: H...
There are all kinds of money traps and pitfalls that can cause you to give up more of your income, and we all need to be aware of them! So let’s talk through the dangers of impulse spending, Amazon buys you should never waste money on, and how to spot all the red flags when it comes to Craigslist and Facebook Marketplace scams
32 min
285
How to Budget and Invest Your Money to Build We...
Today’s episode is all about helping you get the most out of your money. We’ll go over some great tips for making your dollar go further (especially at the dollar store), and then we’ll talk about how to set and reach your investing goals.
22 min
286
The Impact of Shrinkflation and Things I Won’t ...
This is a fun one—but we also go over some serious money-wasters to be on the lookout for! We'll talk about what shrinkflation is and why you might be a victim of it and some things we tend to waste money on in the fall (looking at you, pricey fall decor).
17 min
287
9 Habits That Will Always Keep You Broke
Let’s talk about how to change our mindset and our habits when it comes to finances—so we can start making our money work for us instead of the other way around. We’ll go over nine money habits to break ASAP, the seven states with the highest credit card debt, and a mental trick that will shift your perspective on wealth. Don’t miss this one!
24 min
288
How to Make Progress on Your Money Goals in a D...
This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’t panic) and how to pay off your debt in less than two years so you can start building wealth for the future. Then, we’ll wrap up with a conversation on buyer’s remorse and how to avoid it at all costs.
21 min
289
Bonus Episode: Is Convenience Culture Worth Be...
25 min
290
27 Money-Saving Food Hacks Most People Don’t Kn...
Get ready to see BIG savings in your food budget! Join me to hear about the deals, fast-food secrets, and cash-saving hacks that will help you take control of your money and create a life you love.
13 min
291
The Biggest Financial Mistakes Americans Are Ma...
The economy may suck right now, but your bank account balance doesn’t have to. Let’s talk about how to avoid making big mistakes with your money. I’ll cover the crypto meltdown, the impact of upcoming elections, and why buy now, pay later companies are losing money (and if you use them, you are too).
18 min
292
Should You Avoid These Popular Money Moves?
Get ready to hear my hot take on the FIRE movement! Plus, we’ll talk about inflation and some strategies for dealing with it, and I’ll react to a hilariously honest video about credit card companies.
23 min
293
How Inflation Has Changed the Middle Class
How much money do you need to be “financially comfortable”? Inflation has reshaped the middle class, but there’s plenty you can do to keep your financial peace. From groceries and utilities to your everyday choices and “fun money”—we’ve got tips to help you save money and create a life you love!
23 min
294
Life-Changing Habits That Can Save You Time and...
Forming good habits is one of the best ways to stay in control of your money and create a life you love for the long term—so let’s talk about some of those wealth-building and time-saving habits. Plus, we’ll find out the top 10 things people get wrong about money.
33 min
295
How to Inflation-Proof Your Grocery Budget
Looking for more ways to save money on groceries? You can beat inflation without sacrificing the healthy food choices you love. I’ll show you how!
31 min
296
3 Major Money Stressors and What to Do About Them
Let’s be real: Anything money-related can be pretty stressful these days, but having a clear plan can really help. We’ll walk through some tips to help you deal with high interest, save money by decluttering, and understand why it’s so important to have a will.
35 min
297
How to Keep More of Your Money in Your Wallet
If you’re trying to make (and save) money quickly, this episode will give you some great tips and strategies. Plus, we’ll talk about the main reason people go bankrupt here in the U.S., and what you can do to avoid or lessen some of those expenses!
14 min
298
Money Traps to Avoid So You Can Build Wealth
Is financial peace in your 30s even possible? Absolutely! In this episode, I’ll show you how to face the fears that make most 30-somethings do stupid things with money. Plus, we’ll talk about whether or not credit cards are offering you a false sense of security. You may be surprised to learn how much debt actually costs you.
27 min
299
Bonus Episode: Is the Housing Market Going to C...
60 min
300
How to Take Control of Your Money in the Midst ...
Inflation stinks, but it doesn’t have to push you into debt. I’ll show you how to buy a house (yep, in this market), make a little more room in your grocery budget, and save for emergencies—all while living within your means.
22 min