The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Business
Investing
Education
1751
Fire Your Accountant… He’s an Idiot (Hour 1)
Dave Ramsey & Rachel Cruze discuss: Why you shouldn't buy an expensive new car for a tax write-off, Being a good steward of a large financial gift, How to win financially after beating a gambling addiction, When it makes sense to sell a rental...
42 min
1752
Why the Housing Market Is Different Than 2008 (...
Dave Ramsey & Rachel Cruze discuss: Should you buy a house in cash? How this housing market is not the same as 2008's, Should you sell a house to get out of debt post-bankruptcy? Want a plan for your money? Find out where to start:  Listen...
39 min
1753
How Should We Be Investing Right Now? (Hour 3)
Dave Ramsey & Rachel Cruze discuss: The best way to invest, How to move on after losing a spouse, Paying off debt vs. cash flowing college. Want a plan for your money? Find out where to start:  Listen to all The Ramsey Network podcasts:
39 min
1754
Anybody Can Pay Off Debt and Change Their Futur...
Dave Ramsey & George Kamel discuss: The difference between a living will and a trust, What types of insurance you need (and don't need), Preparing to move out on your own. Support Our Sponsor: NetSuite:   Zander Insurance:   Want a...
41 min
1755
Should I Start Flipping Houses? (Hour 2)
Dave Ramsey & George Kamel discuss: How to get on the same page as your significant other, The best way to get into real estate investing, Whether or not you can afford a Mustang, Making the mental shift to saving for a house. Support Our...
40 min
1756
I Feel Like We’ll Never Be Able To Afford a Hou...
Dave Ramsey & George Kamel discuss: Klarna's decline and the predatory BNPL industry, Is it okay to put less than 20% down on a house? What to do with extra money from a 529, Pausing the baby steps before a baby comes, Cashing out stocks to pay...
39 min
1757
Moving From Intensity to Intentionality (Hour 1)
Dave Ramsey & Kristina Ellis discuss: Buying a house when you're a penny pincher, Being intentional (vs. intense) in baby steps 4-6, Why you shouldn't help your fiancée with their debts until you're married. Support Our Sponsor: Zander...
42 min
1758
Should I Accept a New Job Offer? (Hour 2)
Dave Ramsey & Kristina Ellis discuss: Budgeting after you move out of your parents' house, Paying for college when your plans change, Knowing when to accept a new job offer. Want a plan for your money? Find out where to start:  Listen to...
40 min
1759
Dude, You Are $430K Worth of Screwed! (Hour 3)
Dave Ramsey & Kristina Ellis discuss: The best investment strategies, How to get started after graduation, Selling your house to get out of debt. Want a plan for your money? Find out where to start:  Listen to all The Ramsey Network podcasts:
40 min
1760
How To Use Extra Money Coming In (Hour 1)
Dave Ramsey and Dr. John Delony discuss: How to allocate extra money coming in, Whether or not you can maintain a work/life balance in Baby Step 2, Giving financial advice to an in-law. Support Our Sponsor: Churchill Mortgage:   Christian...
41 min
1761
You Don't Deserve That New Car if You Can't Aff...
Dave Ramsey and Dr. John Delony discuss: Going on a family trip while paying off debt, Dealing with a grandparent’s messy estate, Navigating a lawsuit involving an ex-spouse’s car repo. Support Our Sponsor: Zander Insurance: Want a plan for...
40 min
1762
I Want To Be Able To Provide for My Future Fami...
Dave Ramsey and Dr. John Delony discuss: Using a gifted money to pay off debt, How to change your family tree financially, Navigating a move while your family is expecting. Want a plan for your money? Find out where to start:  Listen to all The...
39 min
1763
What To Do When You Owe More on Cars That You M...
Ken Coleman & George Kamel discuss: How to grow a small business, The high-earning poor,  When it's time to leave a job, Paying off debt and getting your life on track, Having over $100k in car debt. Support Our Sponsor: Splash Financial:...
41 min
1764
We Live With My In-Laws and We Need To Get Out!...
Ken Coleman & George Kamel discuss: Should you convert a traditional IRS to a Roth, How to ask for a raise, When is it time to walk away from your business, Using your savings to pay off debt, Preparing for a switch in careers, How to move out of...
40 min
1765
I’m About To Get Married and I Want To Start Us...
Ken Coleman & George Kamel discuss: How to prepare for married life, Should you put more money in your pension or an IRA, Splitting assets during a messy divorce, Buying or renting when you move to a new city, Awesome companies hiring special...
39 min
1766
Should You Be Going on Vacation While You Are P...
John Delony & George Kamel discuss: How to talk to your parents about money, Is it a good idea to move in with the in-laws, If company stocks are a good idea, Should you go on vacation while paying off debt, Why you should keep on paying off your...
41 min
1767
My Realtor Said To Waive the Inspection and Now...
John Delony & George Kamel discuss: How much should you budget for extravagant gifts, Controlling your spending in the wake of a divorce, Funding 529s for grandkids, The risk of waiving the home inspection. Support Our Sponsor: Zander...
40 min
1768
Dealing With a Payday Loan Nightmare! (Hour 3)
John Delony & George Kamel discuss: Taking a tax hit to convert your IRA, The dangers of payday loans, Deciding to start a business or work for someone else, Should you take a year off to travel. Want a plan for your money? Find out where to...
40 min
1769
Where in the Debt Snowball Do You Pay the IRS? ...
George Kamel discusses: How to prioritize your debt, Paying off debt vs. investing. Where to put IRS debt in your snowball, Convincing your spouse to sell the house, Planning for a new baby,  Cash flowing college. Support Our Sponsor: Zander...
41 min
1770
How Do You Teach Your Teen About Money When You...
George Kamel discusses: What to do when you drain your emergency fund, If consolidating credit cards is a good idea, How to teach your kid about money when your ex is irresponsible, Should you take a job that requires a lot of travel, What to do when...
39 min
1771
I Just Graduated Med School Debt Free and My Pa...
George Kamel discusses: How to convince your spouse to buy a brand-new car, Deciding between paying the house or investing, Learning how to budget after college, What to do with a large cash gift, What to do when a renovation goes over budget. Want...
40 min
1772
When Is It Time To Start Making More Mature Mon...
Rachel Cruze & George Kamel discuss: How much cash should you have at your fingertips, When should you be more responsible with your money, Buying a condo while still in debt, How to invest after you retire. Support Our Sponsor: Zander...
41 min
1773
Don’t Fall for the Buy Now, Pay Later Scam! (Ho...
Rachel Cruze & George Kamel discuss: Juggling a small business and motherhood, Budgeting after a large increase in income, How to decide if it's time to leave your workplace, Selling a business you love to pay off debt, Buy now, pay later scams,...
40 min
1774
Is House Hacking a Good Way To Make Money? (Hou...
Rachel Cruze & George Kamel discuss: If you should use extra income to pay off debt or invest, Moving for a job and finding a house, Struggling to make ends meet each month,  If house hacking is a good idea, How to re-finance student loans. ...
39 min
1775
I Have Over $600K in Parent PLUS Loans! (Hour 1)
George Kamel discusses: How to pay off over $600k in parent plus loans, What a 13-year-old should do to build wealth, A trucker who wants to buy a new semi,  The fear of using your savings to pay off debt, Why you should pay off debt before you...
40 min