The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Business
Investing
Education
1701
My Realtor Said To Waive the Inspection and Now...
John Delony & George Kamel discuss: How much should you budget for extravagant gifts, Controlling your spending in the wake of a divorce, Funding 529s for grandkids, The risk of waiving the home inspection. Support Our Sponsor: Zander...
40 min
1702
Dealing With a Payday Loan Nightmare! (Hour 3)
John Delony & George Kamel discuss: Taking a tax hit to convert your IRA, The dangers of payday loans, Deciding to start a business or work for someone else, Should you take a year off to travel. Want a plan for your money? Find out where to...
40 min
1703
Where in the Debt Snowball Do You Pay the IRS? ...
George Kamel discusses: How to prioritize your debt, Paying off debt vs. investing. Where to put IRS debt in your snowball, Convincing your spouse to sell the house, Planning for a new baby,  Cash flowing college. Support Our Sponsor: Zander...
41 min
1704
How Do You Teach Your Teen About Money When You...
George Kamel discusses: What to do when you drain your emergency fund, If consolidating credit cards is a good idea, How to teach your kid about money when your ex is irresponsible, Should you take a job that requires a lot of travel, What to do when...
39 min
1705
I Just Graduated Med School Debt Free and My Pa...
George Kamel discusses: How to convince your spouse to buy a brand-new car, Deciding between paying the house or investing, Learning how to budget after college, What to do with a large cash gift, What to do when a renovation goes over budget. Want...
40 min
1706
When Is It Time To Start Making More Mature Mon...
Rachel Cruze & George Kamel discuss: How much cash should you have at your fingertips, When should you be more responsible with your money, Buying a condo while still in debt, How to invest after you retire. Support Our Sponsor: Zander...
41 min
1707
Don’t Fall for the Buy Now, Pay Later Scam! (Ho...
Rachel Cruze & George Kamel discuss: Juggling a small business and motherhood, Budgeting after a large increase in income, How to decide if it's time to leave your workplace, Selling a business you love to pay off debt, Buy now, pay later scams,...
40 min
1708
Is House Hacking a Good Way To Make Money? (Hou...
Rachel Cruze & George Kamel discuss: If you should use extra income to pay off debt or invest, Moving for a job and finding a house, Struggling to make ends meet each month,  If house hacking is a good idea, How to re-finance student loans. ...
39 min
1709
I Have Over $600K in Parent PLUS Loans! (Hour 1)
George Kamel discusses: How to pay off over $600k in parent plus loans, What a 13-year-old should do to build wealth, A trucker who wants to buy a new semi,  The fear of using your savings to pay off debt, Why you should pay off debt before you...
40 min
1710
Mom and I Co-Own a House but I Want Her To Move...
George discusses: Buying an investment property while you still rent, Taking a job with less pay but better benefits, How much you need to retire with dignity, Buying mom out of a property that you co-own. Support Our Sponsor: Zander Insurance:...
40 min
1711
Should I Buy a House or Keep Renting? (Hour 3)
George Kamel discusses: How to manage a 529 plan by yourself, Moving up in house after baby comes,  What's the next step after you pay off your debt, Paying off the rental before you pay off your house, How to pay cash for a house, Convincing...
39 min
1712
Can You Still Enjoy Life While Budgeting? (Hour 1)
George Kamel & Rachel Cruze discuss: How to enjoy your life while budgeting, Discuss why Gen-Z doesn't treat cash like real money,  Repairing an old car vs. buying a new one, Struggling to save money after a divorce, What's the next step to...
41 min
1713
How Can I Win With Money While I’m in College? ...
George Kamel & Rachel Cruze discuss: How to find a side hustle (and whether or not you should sell your horse), Moving to a nicer place while still in debt,  Should you invest while in college, Trusting a financial advisor to help you win...
40 min
1714
Should I Move In With My Girlfriend? (Hour 3)
George Kamel &  Rachel Cruze discuss: How to get rid of a leased car, Should you sell your house and buy a new one, Pausing your investments to rebuild an emergency fund, How to handle money disagreements with your spouse, Moving out of...
39 min
1715
I Wrote a Book as a Side Hustle...What Now? (Ho...
Dave Ramsey & George Kamel discuss: The timing of when to start a family, Launching a book as a side hustle, Helping a family member sell a house. Support Our Sponsors: Splash Financial:   Christian Healthcare Ministries:   Want a...
40 min
1716
Should I Look Into a New Career Field After a L...
Dave Ramsey & George Kamel discuss: Purchasing a family-owned farm, Buying your first home, Navigating a layoff. Support Our Sponsor: Zander Insurance:   Want a plan for your money? Find out where to start:  Listen to all The Ramsey...
41 min
1717
Be the Victor, NOT the Victim (Hour 3)
Dave Ramsey & George Kamel discuss: Family boundaries around your children's debt, What to do with savings bonds, Weighing the options about selling your car. Want a plan for your money? Find out where to start:  Listen to all The Ramsey...
40 min
1718
How Can I Get My Spouse on Board With a Move? (...
Dave Ramsey & Dr. John Delony discuss: Talking a spouse into downsizing housing, Does it ever make sense to take a financial hit for a career change? How to tackle debt as a single parent. Support Our Sponsors: Zander Insurance:   Splash...
41 min
1719
Ride the Rollercoaster When the Market Gets Rou...
Dave Ramsey & Dr. John Delony discuss: Letting a rental property go for your sanity and learning when you need to "fire yourself", Turning off the news so you don't get paralyzed by fear, Is it possible to get financial peace after 50? Maxing out...
39 min
1720
It’s a Baby Steps Millionaires Theme Hour! (Hou...
Dave Ramsey & Dr. John Delony discuss how ordinary people built extraordinary wealth. Want a plan for your money? Find out where to start:  Listen to all The Ramsey Network podcasts:
39 min
1721
With Gas Prices Up Should I Buy a Tesla? (Hour 1)
Dave Ramsey & George Kamel discuss: How to handle money when a spouse passes away, How to get out of a car lease, Does it make financial sense to get an electric car with gas prices so high? Deciding if you can afford to move up in apartment. ...
41 min
1722
Can I Sell My House by Owner in This Market? (H...
Dave Ramsey & George Kamel discuss: Do you need a real estate agent or should you sell by owner? Handling an inherited rental property, The best way to tackle $900k in debt. Want a plan for your money? Find out where to start:  Listen to...
39 min
1723
Quit Trying To Keep Up With the Jones’! (Hour 3)
Dave Ramsey & George Kamel discuss: Is it possible to overfund a TSP? Knowing when it's time to change careers, What to do when you find out you're about to get a million dollar check. Want a plan for your money? Find out where to start: ...
39 min
1724
How Can I Budget on an Irregular Income? (Hour 1)
Dave Ramsey & Ken Coleman discuss: Budgeting on an irregular income, How to stay sane when the market gets wild, The best way to buy a piece of land, Dealing with doubts around a new job. Support Our Sponsor: Zander Insurance:   Churchill...
41 min
1725
When Personal Finance Gets Personal (Hour 2)
Dave Ramsey & Ken Coleman discuss: Investing in a Roth vs. Traditional 401(k), Struggling with a spouse who has a gambling addiction, Stockpiling money during a serious illness, What to do when you're supposed to close on a house that isn't...
40 min