The Ramsey Show
Take control of your life and money once and for all. The Ramsey Show offers up straight talk from Dave Ramsey and his team of co-hosts. Millions listen in as callers from all walks of life learn how to get out of debt and start building for the future. Check out one of Apple’s most popular podcasts! For more information, visit www.ramseysolutions.com
1
My College Is Free but I Don't Want To Go (Hour 1)
41 min
2
What Are the Best Mutual Funds To Invest In? (H...
40 min
3
I'm Getting a $3.5 Million Settlement...What Sh...
39 min
4
Don’t Try To Game the System! (Hour 1)
42 min
5
You’re Out of Debt, Now What? (Hour 2)
39 min
6
You Can’t Help People by Enabling Them (Hour 3)
39 min
7
What Is a Bear Market and How Long Will We Be i...
41 min
8
Why Parent Plus Loans Are a Bad Idea (Hour 2)
41 min
9
Getting Gazelle Intense With Your Spouse (Hour 3)
40 min
10
It’s Never Too Early To Make a Plan for Your Mo...
42 min
11
I Don’t Feel Like I Am Taking Care of My Family...
39 min
12
Ignoring Your Money Problems Won’t Make Them Go...
39 min
13
We Owe Almost $100,000 in Car Loans! (Hour 1)
41 min
14
How Do You Help a Friend That Makes Bad Financi...
41 min
15
My Mom Won’t Give Me My Money! (Hour 3)
39 min
16
Do NOT Get a HELOC To Buy a Rental! (Hour 1)
42 min
17
Pay Off the House or Invest the Money? (Hour 2)
40 min
18
How Do I Negotiate a Raise With My Employer? (H...
39 min
19
My Friends Are Pressuring Me To Get a Credit Ca...
42 min
20
What’s the Best Way To Pay Off Student Loans? (...
39 min
21
How Do I Know if I’m in the Right Career? (Hour 3)
39 min
22
Your Attitude Is More Important Than Square Foo...
42 min
23
When Can I Take a Vacation? (Hour 2)
41 min
24
It’s a Baby Steps Millionaires Theme Hour! (Hou...
39 min
25
Should We Start a GoFundMe To Pay Off Our Debt?...
Dave Ramsey & George Kamel discuss: What to do when you have no idea where your money is going, Should you start a GoFundMe to pay off debt when you get married? Choosing between career options. Support Our Sponsor: Splash Financial: ...
41 min
26
I Feel Like I’m Parenting My Wife Over Money (H...
Dave Ramsey & George Kamel discuss: Does it make sense to save for a house if you have employer-provided housing? How to avoid parenting a spouse over money, Why rent-to-own is a terrible idea, How to get back on track with budgeting, Preparing...
39 min
27
Am I Being Too Gazelle Intense? (Hour 3)
Dave Ramsey & George Kamel discuss: Should you sell your house to pay off debt, How to know if you should fire your financial advisor, Is it possible to be too gazelle intense? Should I take out a loan to pay off my other loans? Want a plan for...
39 min
28
Should I Sell the Car or Pay It Off? (Hour 1)
Dave Ramsey & Ken Coleman discuss: When it makes sense to create a charity foundation, Selling a car vs. paying it off, The fastest way to knock out student loan debt, Using savings to pay off the house. Support Our Sponsor: Christian...
41 min
29
HELOC for a Dungeons & Dragons Man-Cave? (Hour 2)
Dave Ramsey & Ken Coleman discuss: How to handle money in college, Counseling a brother-in-law who wants to borrow money to build a Dungeons & Dragons man-cave. What to do when your rent goes up. Support Our Sponsor: NetSuite: Want...
40 min
30
More Money Isn’t Worth a Toxic Work Environment...
Dave Ramsey & Ken Coleman discuss: When it makes sense to sell a rental to pay off another one, Is it too late to change jobs? Should you sell the truck for a fuel-efficient vehicle? Want a plan for your money? Find out where to start: ...
39 min
31
The Real Price of Credit Card Rewards (Hour 1)
George Kamel & Kristina Ellis discuss: Rising rent prices, The freedom of being debt free, Should teens be investing, The real price of credit card rewards. Support Our Sponsor: Churchill Mortgage: Netsuite: Want a...
41 min
32
Hard Work Now Makes for an Easier Life Later (H...
George Kamel & Kristina Ellis discuss: Why you should stop investing in Baby Step 2, The power of compound interest, Paying off student loans that are in deferment, How a 16-year-old can set themselves up for success. Support Our Sponsor: ...
40 min
33
You Are the Problem AND the Solution (Hour 3)
Kristina Ellis & George Kamel discuss: The truth about credit scores, Is bankruptcy the only option, Selling a rental to pay off a primary mortgage, How to buy a used car in this market, Student loan myths. Want a plan for your money? Find out...
39 min
34
The “Great” News About the Fed Raising Rates (H...
Dave Ramsey & George Kamel discuss: The Feds raising interest rates, Borrowing against the house to make repairs, The difference between a will and a trust, Getting rid of an underwater car. Support Our Sponsor: Christian Healthcare Ministries:...
42 min
35
Dave Ramsey Agrees With a Crypto CEO (Hour 2)
Dave Ramsey & George Kamel discuss: Teaching kids about cryptocurrency, Choosing a retirement plan, Paying off a car with savings, Want a plan for your money? Find out where to start: Listen to all The Ramsey Network podcasts:
39 min
36
My In-Laws Are Pressuring Us To Share an Inheri...
Dave Ramsey & George Kamel discuss: Waiting on the government to forgive your student loans, Investing in a TSP, The value of a dollar with Former Ambassador Nikki Haley, Should an inheritance be split fairly among siblings. Want a plan for your...
39 min
37
Don’t Let the Economic Bear Scare You (Hour 1)
Dave Ramsey & Ken Coleman discuss: If moving up in house is a need or a want, The fear of changing jobs, Rebuilding the emergency fund, Feeling secure in your investments. Support Our Sponsor: Zander Insurance: Splash Financial: ...
41 min
38
The Fear of Facing Bankruptcy (Hour2)
Dave Ramsey & Ken Coleman discuss: Buying a house with no credit, Following the baby steps in order, The fear of facing bankruptcy, The difference between tithes and offerings Support Our Sponsor: NetSuite: Want a plan for your money?...
40 min
39
Getting a Career Back on Track After Trauma (H...
Dave Ramsey & Ken Coleman discuss: Getting a career back on track after trauma, Selling a house to pay off debt, Where to park an emergency fund, How to be a good steward of an inheritance. Want a plan for your money? Find out where to...
40 min
40
“Get Pissed Off for Greatness!” (Hour 1)
Dave Ramsey & George Kamel discuss: Buying property when saving up to build a house, How to handle a settlement from a car accident, What to do with a bad insurance policy, How intense to be in baby step 3. Support Our Sponsor: Christian...
42 min
41
Don’t Borrow Money So Your Kid Can Play Beer Po...
Dave Ramsey & George Kamel discuss: Getting your kids to go to school debt free, What to do when your boyfriend won't propose, Selling a rental house, The fastest way to pay off a house. Want a plan for your money? Find out where to start: ...
39 min
42
The Bear Market Has Arrived (Hour 3)
Dave Ramsey & George Kamel discuss: What exactly is a "bear market"? How to help parents with money, Growing a small business, Should a married couple invest 15% of each of their paychecks, or just one of them? What to do when your house won't...
39 min
43
Never Violate the Rule of Diversification (Hour 1)
Dave Ramsey & Kristina Ellis discuss: Moving from self-employment to working for a company, The value of working during college, Why you should avoid single stocks and diversify, What to do after selling a rental house. Support Our Sponsor: ...
42 min
44
Buying More Stuff Won’t Make You Happy, with th...
Dave Ramsey & Kristina Ellis discuss: The importance of teaching financial literacy to kids, with The Minimalists, Helping a father who doesn't have life insurance, Paying off debt vs. investing. Support Our Sponsor: Splash Financial: ...
40 min
45
We Have $500k in Student Loan Debt (Hour 3)
Dave Ramsey & Kristina Ellis discuss: Tackling $500k of student loans, Doing the hard work now to make it easier later (instead of taking the easy way out now and dealing with hard things later), Saving for an engagement ring while paying off...
39 min
46
How Do I Talk to My Spouse About Money? (Hour 1)
George Kamel & Rachel Cruze discuss: How to talk to your spouse about money, Paying off your mortgage as quickly as possible, LeBron James' billionaire status (and frugality), Dumb & Dumber and various 90s movies. Support Our Sponsor: ...
40 min
47
Our Son’s Car Got Stolen (Hour 2)
George Kamel & Rachel Cruze discuss: When is gazelle intensity too much? Why buying a friend's owner-financed home is a bad idea, What to do when your car gets stolen. Support Our Sponsor: Zander Insurance: Want a plan for your money?...
40 min
48
Should I Wait Until After College To Propose? (...
George Kamel & Rachel Cruze discuss: Whether or not to pay cash for a house or take out a mortgage, Waiting for insurance for car repairs or paying out of pocket, Getting out of debt while going through school, Should I propose now or wait until...
40 min
49
Can We Afford for My Wife To Stay at Home? (Hou...
Dave Ramsey & George Kamel discuss: When it makes sense to get into real estate investing, Increasing retirement income, When it makes sense for a spouse to stay at home, Helping family with money. Support Our Sponsor: NetSuite: Zander...
42 min
50
I Can’t Make Your Husband Grow a Brain (Hour 2)
Dave Ramsey & George Kamel discuss: Helping others manage money, The best way to sell your house, The best way to save money when you're rent-free, How to use an inheritance, What to do with a spouse who doesn't believe in saving for retirement. ...
39 min
51
Don’t Participate in the Toxic Money Culture! (...
Dave Ramsey & George Kamel discuss: Renting vs. buying when moving to a new town, Bitcoin scams on the rise, Letting your student loans go to collections, How much to save for a downpayment, The best way to invest. Want a plan for your money?...
39 min
52
Your Parents Don’t Get a Vote… Set Some Boundar...
Dave Ramsey & Rachel Cruze discuss: When it makes sense to join a country club (and why people need to mind their own business), How to set healthy boundaries with your parents, Am I overreacting to my husband's purchase? Support Our Sponsor: ...
41 min
53
Forget What the Culture Says, You Should Combin...
Dave Ramsey & Rachel Cruze discuss: Should my wife and I split the mortgage and have separate checking accounts? Should I use our emergency fund to buy a car? How to help a spouse through a career change. Support Our Sponsor: DreamCloud: Want...
40 min
54
What’s Going On With the Real Estate Market Rig...
Dave Ramsey & Rachel Cruze discuss: Paying off the house or investing the money, Minimizing capital gains tax, How to tackle debt after you get married, Balancing a safe living situation with paying off debt. Want a plan for your money? Find out...
39 min
55
When Can I Afford To Self Insure? (Hour 1)
Dave Ramsey & Ken Coleman discuss: The possibility of self-insuring for long-term care insurance, The best way to find scholarships for college, Finding a side hustle with a criminal background, Balancing a side hustle with family time. Support...
42 min
56
Can I Get Out of Debt as a Single Mom? (Hour 2)
Dave Ramsey & Ken Coleman discuss: How to get my wife on board with the Ramsey plan, Tackling debt as a single mom, Preparing for a loved one's passing, Dealing with a dramatic drop in income. Want a plan for your money? Find out where to...
39 min
57
Should I Get Into Real Estate Development? (Hou...
Dave Ramsey & Ken Coleman discuss: What to do after you sell your house, Getting into real estate development as a career, Investing an inheritance or saving for a house. Want a plan for your money? Find out where to start: Listen to all...
40 min
58
How Do I Get a Reluctant Spouse on Board? (Hour 1)
Dave Ramsey & Dr. John Delony discuss: What's the best next step to take with your money, Using a personal credit card for corporate business expenses, Paying off your mortgage vs. investing, Getting a reluctant spouse on board with the plan. ...
41 min
59
Your Sports Betting Addiction Is Not Cute (Hour 2)
Dave Ramsey & Dr. John Delony discuss: Strong Fathers, Strong Daughters with Dr. Meg Meeker, Why sports betting isn't cute, it's a dangerous addiction, Deciding to sell a business. Support Our Sponsor: NetSuite: Want a plan for your money?...
40 min
60
How Do I Prepare for an Upcoming Settlement? (H...
Dave Ramsey & Dr. John Delony discuss: Preparing for an upcoming settlement check, When changing jobs won't really help your situation. Want a plan for your money? Find out where to start: Listen to all The Ramsey Network podcasts:
39 min
61
To Change Your Future You Have To Let Go of You...
George Kamel & Dr. John Delony discuss: Why you need to pay off your student loans, Paying off the house vs. investing that extra money, Untangling a messy housing situation, How to know when you're ready to retire. Support Our Sponsor: Zander...
41 min
62
How To Set Financial Boundaries With Family (Ho...
George Kamel & Dr. John Delony discuss: Setting financial boundaries with family, Dealing with a spouse who refuses to work, Where to start with paying off your debt. Support Our Sponsor: NetSuite: Want a plan for your money? Find out where...
40 min
63
How Can We Increase Our Income? (Hour 3)
George Kamel & Dr. John Delony discuss: How to increase your income, How banks are indoctrinating kids with debt, How to motivate a lazy husband, Should you take out a mortgage for more than 25% of your take-home pay? Want a plan for your money?...
39 min
64
Fire Your Accountant… He’s an Idiot (Hour 1)
Dave Ramsey & Rachel Cruze discuss: Why you shouldn't buy an expensive new car for a tax write-off, Being a good steward of a large financial gift, How to win financially after beating a gambling addiction, When it makes sense to sell a rental...
42 min
65
Why the Housing Market Is Different Than 2008 (...
Dave Ramsey & Rachel Cruze discuss: Should you buy a house in cash? How this housing market is not the same as 2008's, Should you sell a house to get out of debt post-bankruptcy? Want a plan for your money? Find out where to start: Listen...
39 min
66
How Should We Be Investing Right Now? (Hour 3)
Dave Ramsey & Rachel Cruze discuss: The best way to invest, How to move on after losing a spouse, Paying off debt vs. cash flowing college. Want a plan for your money? Find out where to start: Listen to all The Ramsey Network podcasts:
39 min
67
Anybody Can Pay Off Debt and Change Their Futur...
Dave Ramsey & George Kamel discuss: The difference between a living will and a trust, What types of insurance you need (and don't need), Preparing to move out on your own. Support Our Sponsor: NetSuite: Zander Insurance: Want a...
41 min
68
Should I Start Flipping Houses? (Hour 2)
Dave Ramsey & George Kamel discuss: How to get on the same page as your significant other, The best way to get into real estate investing, Whether or not you can afford a Mustang, Making the mental shift to saving for a house. Support Our...
40 min
69
I Feel Like We’ll Never Be Able To Afford a Hou...
Dave Ramsey & George Kamel discuss: Klarna's decline and the predatory BNPL industry, Is it okay to put less than 20% down on a house? What to do with extra money from a 529, Pausing the baby steps before a baby comes, Cashing out stocks to pay...
39 min
70
Moving From Intensity to Intentionality (Hour 1)
Dave Ramsey & Kristina Ellis discuss: Buying a house when you're a penny pincher, Being intentional (vs. intense) in baby steps 4-6, Why you shouldn't help your fiancée with their debts until you're married. Support Our Sponsor: Zander...
42 min
71
Should I Accept a New Job Offer? (Hour 2)
Dave Ramsey & Kristina Ellis discuss: Budgeting after you move out of your parents' house, Paying for college when your plans change, Knowing when to accept a new job offer. Want a plan for your money? Find out where to start: Listen to...
40 min
72
Dude, You Are $430K Worth of Screwed! (Hour 3)
Dave Ramsey & Kristina Ellis discuss: The best investment strategies, How to get started after graduation, Selling your house to get out of debt. Want a plan for your money? Find out where to start: Listen to all The Ramsey Network podcasts:
40 min
73
How To Use Extra Money Coming In (Hour 1)
Dave Ramsey and Dr. John Delony discuss: How to allocate extra money coming in, Whether or not you can maintain a work/life balance in Baby Step 2, Giving financial advice to an in-law. Support Our Sponsor: Churchill Mortgage: Christian...
41 min
74
You Don't Deserve That New Car if You Can't Aff...
Dave Ramsey and Dr. John Delony discuss: Going on a family trip while paying off debt, Dealing with a grandparent’s messy estate, Navigating a lawsuit involving an ex-spouse’s car repo. Support Our Sponsor: Zander Insurance: Want a plan for...
40 min
75
I Want To Be Able To Provide for My Future Fami...
Dave Ramsey and Dr. John Delony discuss: Using a gifted money to pay off debt, How to change your family tree financially, Navigating a move while your family is expecting. Want a plan for your money? Find out where to start: Listen to all The...
39 min
76
What To Do When You Owe More on Cars That You M...
Ken Coleman & George Kamel discuss: How to grow a small business, The high-earning poor, When it's time to leave a job, Paying off debt and getting your life on track, Having over $100k in car debt. Support Our Sponsor: Splash Financial:...
41 min
77
We Live With My In-Laws and We Need To Get Out!...
Ken Coleman & George Kamel discuss: Should you convert a traditional IRS to a Roth, How to ask for a raise, When is it time to walk away from your business, Using your savings to pay off debt, Preparing for a switch in careers, How to move out of...
40 min
78
I’m About To Get Married and I Want To Start Us...
Ken Coleman & George Kamel discuss: How to prepare for married life, Should you put more money in your pension or an IRA, Splitting assets during a messy divorce, Buying or renting when you move to a new city, Awesome companies hiring special...
39 min
79
Should You Be Going on Vacation While You Are P...
John Delony & George Kamel discuss: How to talk to your parents about money, Is it a good idea to move in with the in-laws, If company stocks are a good idea, Should you go on vacation while paying off debt, Why you should keep on paying off your...
41 min
80
My Realtor Said To Waive the Inspection and Now...
John Delony & George Kamel discuss: How much should you budget for extravagant gifts, Controlling your spending in the wake of a divorce, Funding 529s for grandkids, The risk of waiving the home inspection. Support Our Sponsor: Zander...
40 min
81
Dealing With a Payday Loan Nightmare! (Hour 3)
John Delony & George Kamel discuss: Taking a tax hit to convert your IRA, The dangers of payday loans, Deciding to start a business or work for someone else, Should you take a year off to travel. Want a plan for your money? Find out where to...
40 min
82
Where in the Debt Snowball Do You Pay the IRS? ...
George Kamel discusses: How to prioritize your debt, Paying off debt vs. investing. Where to put IRS debt in your snowball, Convincing your spouse to sell the house, Planning for a new baby, Cash flowing college. Support Our Sponsor: Zander...
41 min
83
How Do You Teach Your Teen About Money When You...
George Kamel discusses: What to do when you drain your emergency fund, If consolidating credit cards is a good idea, How to teach your kid about money when your ex is irresponsible, Should you take a job that requires a lot of travel, What to do when...
39 min
84
I Just Graduated Med School Debt Free and My Pa...
George Kamel discusses: How to convince your spouse to buy a brand-new car, Deciding between paying the house or investing, Learning how to budget after college, What to do with a large cash gift, What to do when a renovation goes over budget. Want...
40 min
85
When Is It Time To Start Making More Mature Mon...
Rachel Cruze & George Kamel discuss: How much cash should you have at your fingertips, When should you be more responsible with your money, Buying a condo while still in debt, How to invest after you retire. Support Our Sponsor: Zander...
41 min
86
Don’t Fall for the Buy Now, Pay Later Scam! (Ho...
Rachel Cruze & George Kamel discuss: Juggling a small business and motherhood, Budgeting after a large increase in income, How to decide if it's time to leave your workplace, Selling a business you love to pay off debt, Buy now, pay later scams,...
40 min
87
Is House Hacking a Good Way To Make Money? (Hou...
Rachel Cruze & George Kamel discuss: If you should use extra income to pay off debt or invest, Moving for a job and finding a house, Struggling to make ends meet each month, If house hacking is a good idea, How to re-finance student loans. ...
39 min
88
I Have Over $600K in Parent PLUS Loans! (Hour 1)
George Kamel discusses: How to pay off over $600k in parent plus loans, What a 13-year-old should do to build wealth, A trucker who wants to buy a new semi, The fear of using your savings to pay off debt, Why you should pay off debt before you...
40 min
89
Mom and I Co-Own a House but I Want Her To Move...
George discusses: Buying an investment property while you still rent, Taking a job with less pay but better benefits, How much you need to retire with dignity, Buying mom out of a property that you co-own. Support Our Sponsor: Zander Insurance:...
40 min
90
Should I Buy a House or Keep Renting? (Hour 3)
George Kamel discusses: How to manage a 529 plan by yourself, Moving up in house after baby comes, What's the next step after you pay off your debt, Paying off the rental before you pay off your house, How to pay cash for a house, Convincing...
39 min
91
Can You Still Enjoy Life While Budgeting? (Hour 1)
George Kamel & Rachel Cruze discuss: How to enjoy your life while budgeting, Discuss why Gen-Z doesn't treat cash like real money, Repairing an old car vs. buying a new one, Struggling to save money after a divorce, What's the next step to...
41 min
92
How Can I Win With Money While I’m in College? ...
George Kamel & Rachel Cruze discuss: How to find a side hustle (and whether or not you should sell your horse), Moving to a nicer place while still in debt, Should you invest while in college, Trusting a financial advisor to help you win...
40 min
93
Should I Move In With My Girlfriend? (Hour 3)
George Kamel & Rachel Cruze discuss: How to get rid of a leased car, Should you sell your house and buy a new one, Pausing your investments to rebuild an emergency fund, How to handle money disagreements with your spouse, Moving out of...
39 min
94
I Wrote a Book as a Side Hustle...What Now? (Ho...
Dave Ramsey & George Kamel discuss: The timing of when to start a family, Launching a book as a side hustle, Helping a family member sell a house. Support Our Sponsors: Splash Financial: Christian Healthcare Ministries: Want a...
40 min
95
Should I Look Into a New Career Field After a L...
Dave Ramsey & George Kamel discuss: Purchasing a family-owned farm, Buying your first home, Navigating a layoff. Support Our Sponsor: Zander Insurance: Want a plan for your money? Find out where to start: Listen to all The Ramsey...
41 min
96
Be the Victor, NOT the Victim (Hour 3)
Dave Ramsey & George Kamel discuss: Family boundaries around your children's debt, What to do with savings bonds, Weighing the options about selling your car. Want a plan for your money? Find out where to start: Listen to all The Ramsey...
40 min
97
How Can I Get My Spouse on Board With a Move? (...
Dave Ramsey & Dr. John Delony discuss: Talking a spouse into downsizing housing, Does it ever make sense to take a financial hit for a career change? How to tackle debt as a single parent. Support Our Sponsors: Zander Insurance: Splash...
41 min
98
Ride the Rollercoaster When the Market Gets Rou...
Dave Ramsey & Dr. John Delony discuss: Letting a rental property go for your sanity and learning when you need to "fire yourself", Turning off the news so you don't get paralyzed by fear, Is it possible to get financial peace after 50? Maxing out...
39 min
99
It’s a Baby Steps Millionaires Theme Hour! (Hou...
Dave Ramsey & Dr. John Delony discuss how ordinary people built extraordinary wealth. Want a plan for your money? Find out where to start: Listen to all The Ramsey Network podcasts:
39 min
100
With Gas Prices Up Should I Buy a Tesla? (Hour 1)
Dave Ramsey & George Kamel discuss: How to handle money when a spouse passes away, How to get out of a car lease, Does it make financial sense to get an electric car with gas prices so high? Deciding if you can afford to move up in apartment. ...
41 min