Australian Retirement Podcast
The Australian Retirement Podcast by Rask is your field guide to retirement. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips.
Get retirement advice: https://bit.ly/R-plan
Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00
In every episode of the podcast, in the description provided, you will find our key resources, including:
- A link to work with us and our expert teams
- A link to the free Rask community - join the conversation, it's free.
- A link to ask us questions for the podcast - it's a free service we offer to educate thousands of Australians, and
- Extra resources for each episode
Disclaimer:
The information in this episode is provided by The Rask Group Pty Ltd and contains general financial product advice only. It does not take into account your objectives, financial situation or needs.
Before acting, consider whether the information is appropriate for you and consider seeking personal advice from a licensed financial adviser. You can read our Financial Services Guide at www.rask.com.au/fsg. If a financial product is mentioned, consider the relevant PDS and TMD, where applicable, before making any financial decision.
Past performance is not a reliable indicator of future performance. Returns are not guaranteed and capital may be at risk.
The Rask Group Pty Ltd is a Corporate Authorised Representative No. 1280930 of Rask Licensing Pty Ltd, AFSL 563 907.
26
Div 296 changes, July super payments & worst re...
41 min
27
Are industry super funds safe? Plus your retire...
Industry super funds have been hit by hacking attempts and outages. Should you be worried? Drew Meredith and James O’Reilly break down what’s happening — plus answer your top retirement questions on super access, non-concessional contributions, downsizer rules, and early retirement strategies.
37 min
28
Private credit dangers every retiree needs to k...
In this Australian Retirement Podcast episode, we discuss the boom in private credit and the associated risks. What to look for when investing. Plus parents withdrawing all their super?
31 min
29
Trump geopolitics: Missing 10 best days cuts re...
In this Australian Retirement Podcast episode, we take a close look at the US-Iran war volatility: Should you sell or hold? Did you know, missing the 10 best market days cuts returns in HALF. Plus your week-by-week GFC crash playbook for year 1 retirees.
28 min
30
Planning for aged care explosion, balanced fund...
In this Australian Retirement Podcast episode, we answer your biggest questions, including, what if aged care costs keep rising? They are already up 30-40%, and accommodation deposits up 9% in 7 months. Plus "Balanced" funds hold 40-80% growth assets - there is no legal definition, is this another failure of the super system? Plus: Skipping generations in wills, asset protection, and living 9 years longer.
34 min
31
Div 296 passed, CGT discount cut & why Australi...
In this Australian Retirement Podcast episode, here what the impact Div 296 will have now that it has been passed, and where the Greens are demanding more reform, including cuts to the CGT discount on property. Plus, why Australia's global pension ranking fails - why Netherlands, Denmark, Iceland beat us on retirement income.
31 min
32
Age Pension vs super tax breaks debate & can E...
In this Australian Retirement Podcast episode, we ask the question, should Australia scrap $55-60bn in super tax concessions to double the Age Pension? Grattan Institute, Australia Institute debate explained. Plus: Which ETFs can deliver 6% returns without losing capital? get 7 easy ways to boost your retirement balance.
30 min
33
Iran conflict threatens portfolios & retirement...
In this Australian Retirement Podcast episode we discuss why the Iran conflict threatens portfolios - oil, inflation, and what to do next. ASFA raises retirement targets to $730K for couples - first increase in 3 years. Plus: What to do when you exceed transfer balance cap.
34 min
34
Bank of Mum & Dad guide, ASIC targets lead gene...
In this Australian Retirement Podcast episode, we discuss ASICS crack down on lead generators, a 50yp couple asks ‘how can we help the kids’, plus what’s driving the SMSF boom and is it for you?
43 min
35
$2M retirement paralysis, franking credits expl...
62yo paralysed with $2M in cash asks: How do I get over my analysis paralysis? What happens to franking credits in pension phase? Is the zero CGT myth in super true? Are geared ETFs genius or disaster? Plus: Advisers switching 70% of clients out of industry super - why?
33 min
36
Proposed CGT shake-up & de facto relationship p...
Major CGT changes proposed - what retirees need to know. How de facto relationships can hit your pension. Plus: Credit card offset hack to save $10K/year and a market volatility update.
35 min
37
Timing your first adviser meeting, AustralianSu...
When should you hire a financial adviser before retirement? 54yo with $420k super asks the question. Plus: AustralianSuper competitive outflows, First Guardian/Netwealth deal, and why platforms are winning.
38 min
38
CBA bet backfires, super fund anxiety & dodging...
Drew lost his CBA share price bet to James - now doubling down at a $150 share price, which side has James taken?. Why are retirees checking super obsessively? Plus: How to avoid $130k CGT when selling investment property at retirement.
38 min
39
How to build multiple income streams in retirement
In this Australian Retirement Podcast ‘Back to Basics’ episode, we discuss the five main sources of retirement income and how to strategically combine them for a secure and flexible retirement.
28 min
40
How to diversify your super the right way
In this Australian Retirement Podcast ‘Back to Basics’ episode, we discuss the fundamentals of asset allocation and how to build a diversified super portfolio that can weather any market condition.
26 min
41
2026 stock game: Owen & Navarre's $100,000 stoc...
The Rask 2026 stock market game is live - it's called Stock Genius
43 min
42
Super fund options explained: fees, control & f...
In this Australian Retirement Podcast summer series episode, Drew and James break down the different types of super funds available to Australians - from industry funds to SMSFs and platforms - explaining the key differences in control, transparency, fees, and flexibility.
25 min
43
Super withdrawals explained: Preservation, pens...
In this Australian Retirement Podcast summer series episode, Drew and James explain when and how you can actually access your super - from preservation rules and conditions of release to the mind-bending tax implications including death benefits and compassionate grounds.
20 min
44
Back to basics: How to maximize your super cont...
In this Australian Retirement Podcast summer series episode, Drew and James strip it back to basics and explain every way you can get money INTO your super fund - from employer contributions to little-known strategies like CGT retirement exemptions worth up to $500,000.
24 min
45
Best retirement moments of 2025 - Our top highl...
In this special Christmas episode of the Australian Retirement Podcast, Drew and James revisit the most impactful, watched, and interesting moments from the past 12 months - from ethical investing and CBA's market performance to the $1.2 billion super scandal, Division 296 tax changes, and incredible insights from expert guests.
29 min
46
The Epic Retirement Tick - Assessing your retir...
In this Australian Retirement Podcast episode, Drew Meredith welcomes back Bec Wilson to discuss the Epic Retirement Tick - a comprehensive assessment tool designed to help Australians evaluate whether their super fund is truly retirement-ready.
43 min
47
Breaking down Australia's 20 superannuation tax...
In this Australian Retirement Podcast episode, Drew and James unpack the complex super tax system with its 20 different tax rates - from contributions to earnings to death benefits. Plus: luxury holidays vs camping costs, Macquarie's fund cull, and the First Guardian bailout controversy.
42 min
48
The new monetary order, with PIMCO's Tony Cresc...
Tony Crescenzi of PIMCO joins Owen Rask on the Australian Retirement Podcast to discuss the new world order of financial markets.
57 min
49
ATO trust crackdown & managing drawdowns in vol...
In this Australian Retirement Podcast episode, Drew and James answer your burning questions in the final years before retirement.
40 min
50
Making sense of retirement: Super & retirement ...
Gemma and Tahli unpack what retirement really looks like in Australia, the biggest misconceptions, and introduce Rask's Retirement Academy.
41 min