Australian Retirement Podcast
The Australian Retirement Podcast by Rask is your field guide to retirement, hosted by financial advisers Drew Meredith and James O'Reilly. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips.
Get retirement advice: https://bit.ly/R-plan
Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00
In every episode of the podcast, in the description provided, you will find our key resources, including:
- A link to work with us and our expert teams
- A link to the free Rask community - join the conversation, it's free.
- A link to ask us questions for the podcast - it's a free service we offer to educate thousands of Australians, and
- Extra resources for each episode
Don't forget, this Rask podcast contains general financial information only, issued by The Rask Group Pty Ltd. The information does not take into account your financial needs, goals or objectives, so be sure to speak to a licensed and trusted financial planner before acting on the information. You can find more information about Rask podcasts and services provided at www.rask.com.au/FSG
1
Cash ETFs, term deposits & retirement income wi...
Owen Rask and Kanish Chugh unpack cash ETFs, term deposits, bond yields and retirement income planning.
46 min
2
3 doomsday scenarios every retiree should under...
James and Drew unpack three market stress tests, a $500k inheritance dilemma and the mortgage-versus-super call.
38 min
3
The CGT trap: CSL, property and super in retire...
James O'Reilly and Drew Meredith unpack CGT fear, CSL concentration risk, property downturns, super strategy and cash flow for retirees.
37 min
4
FY27 planning: trust changes, Div 296 and what ...
James O'Reilly and Drew Meredith unpack the biggest FY27 changes for trusts, super, property and retirement planning.
38 min
5
The retirement tax reset: Budget backdowns, pen...
Drew and James unpack the Budget walk-backs, age pension strategy and the latest SMSF property debate.
37 min
6
Estate planning myths, probate and DIY wills wi...
Drew Meredith with Caite Brewer on wills, probate, super and estate-planning risks.
49 min
7
Ready to quit work? The 4 retirement types and ...
James O'Reilly and Drew Meredith unpack retirement archetypes, SMSF exit friction and transfer balance cap questions.
36 min
8
Why advice takes ten weeks, and how to test-dri...
Drew Meredith and James O’Reilly on what really happens behind the scenes of a 10-week statement of advice, why most retirement modelling is dangerously thin, and the “rip the band-aid” budget exercise that cut one client’s spending from $180,000 to $110,000 a year.
35 min
9
Tax myths, age pension wipeouts, and the $14,00...
Drew Meredith and James O’Reilly on why “all advice fees are tax-deductible” is a dangerous myth, how the recent age pension increase was wiped out by deeming and petrol, the eye-watering 25-year cost of a daily $6 coffee, and the over-60 super recycling strategy that quietly saves $14,000 a year in tax.
34 min
10
Senator Andrew Bragg on housing, tax and Austra...
Senator Andrew Bragg on housing supply, tax, productivity and why Australia feels harder right now.
60 min
11
Retirement modelling: where AI gets it wrong, p...
Drew Meredith and James O’Reilly on why AI-built retirement modelling routinely gets the numbers dangerously wrong, plus the end-of-financial-year traps and condition-of-release tricks every Australian retiree should know before June 30.
35 min
12
Should you pay off the mortgage or boost super ...
Why deductible super may beat extra repayments — plus the pension push at 75 and smarter retirement planning.
35 min
13
Super cooling-off double hit & what's really ha...
In this Australian Retirement Podcast episode, we talk about the double whammy for those looking to switch super funds, a new cost for SMSFs, plus a ‘waiting period’ before your funds are moved. And is this the end for high-end property?
40 min
14
Budget Bombshell: Negative gearing axed, CGT to...
In this emergency Australian Retirement Podcast episode, Drew and James unpack last night's Federal Budget - including the abolition of negative gearing on established property, the scrapping of the 50% CGT discount, and a brand new 30% minimum CGT rate that pre-retirees and retirees need to wrap their heads around fast.
40 min
15
Recession with higher inflation - should retire...
In this Australian Retirement Podcast episode, hear why a global recession with higher inflation threatens retirees - how to manage it. Financial adviser numbers crash 46% since 2018 as government scraps degree requirement. Should you wait to retire until things settle down?
31 min
16
Div 296 changes, July super payments & worst re...
41 min
17
Are industry super funds safe? Plus your retire...
Industry super funds have been hit by hacking attempts and outages. Should you be worried? Drew Meredith and James O’Reilly break down what’s happening — plus answer your top retirement questions on super access, non-concessional contributions, downsizer rules, and early retirement strategies.
37 min
18
Private credit dangers every retiree needs to k...
In this Australian Retirement Podcast episode, we discuss the boom in private credit and the associated risks. What to look for when investing. Plus parents withdrawing all their super?
31 min
19
Trump geopolitics: Missing 10 best days cuts re...
In this Australian Retirement Podcast episode, we take a close look at the US-Iran war volatility: Should you sell or hold? Did you know, missing the 10 best market days cuts returns in HALF. Plus your week-by-week GFC crash playbook for year 1 retirees.
28 min
20
Planning for aged care explosion, balanced fund...
In this Australian Retirement Podcast episode, we answer your biggest questions, including, what if aged care costs keep rising? They are already up 30-40%, and accommodation deposits up 9% in 7 months. Plus "Balanced" funds hold 40-80% growth assets - there is no legal definition, is this another failure of the super system? Plus: Skipping generations in wills, asset protection, and living 9 years longer.
34 min
21
Div 296 passed, CGT discount cut & why Australi...
In this Australian Retirement Podcast episode, here what the impact Div 296 will have now that it has been passed, and where the Greens are demanding more reform, including cuts to the CGT discount on property. Plus, why Australia's global pension ranking fails - why Netherlands, Denmark, Iceland beat us on retirement income.
31 min
22
Age Pension vs super tax breaks debate & can E...
In this Australian Retirement Podcast episode, we ask the question, should Australia scrap $55-60bn in super tax concessions to double the Age Pension? Grattan Institute, Australia Institute debate explained. Plus: Which ETFs can deliver 6% returns without losing capital? get 7 easy ways to boost your retirement balance.
30 min
23
Iran conflict threatens portfolios & retirement...
In this Australian Retirement Podcast episode we discuss why the Iran conflict threatens portfolios - oil, inflation, and what to do next. ASFA raises retirement targets to $730K for couples - first increase in 3 years. Plus: What to do when you exceed transfer balance cap.
34 min
24
Bank of Mum & Dad guide, ASIC targets lead gene...
In this Australian Retirement Podcast episode, we discuss ASICS crack down on lead generators, a 50yp couple asks ‘how can we help the kids’, plus what’s driving the SMSF boom and is it for you?
43 min
25
$2M retirement paralysis, franking credits expl...
62yo paralysed with $2M in cash asks: How do I get over my analysis paralysis? What happens to franking credits in pension phase? Is the zero CGT myth in super true? Are geared ETFs genius or disaster? Plus: Advisers switching 70% of clients out of industry super - why?
33 min