Australian Retirement Podcast
The Australian Retirement Podcast by Rask is your field guide to retirement. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips.
Get retirement advice: https://bit.ly/R-plan
Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00
In every episode of the podcast, in the description provided, you will find our key resources, including:
- A link to work with us and our expert teams
- A link to the free Rask community - join the conversation, it's free.
- A link to ask us questions for the podcast - it's a free service we offer to educate thousands of Australians, and
- Extra resources for each episode
Disclaimer:
The information in this episode is provided by The Rask Group Pty Ltd and contains general financial product advice only. It does not take into account your objectives, financial situation or needs.
Before acting, consider whether the information is appropriate for you and consider seeking personal advice from a licensed financial adviser. You can read our Financial Services Guide at www.rask.com.au/fsg. If a financial product is mentioned, consider the relevant PDS and TMD, where applicable, before making any financial decision.
Past performance is not a reliable indicator of future performance. Returns are not guaranteed and capital may be at risk.
The Rask Group Pty Ltd is a Corporate Authorised Representative No. 1280930 of Rask Licensing Pty Ltd, AFSL 563 907.
1
REWIND: 5 behavioural money mistakes to avoid i...
Why good retirement decisions depend on more than numbers: risk, panic, entitlements and longevity.
39 min
2
Five steps to prepare for retirement: a couple’...
Owen Rask and Tahli Cavagnino work through spending, super, property and income for a couple nearing retirement.
25 min
3
The three-bucket retirement strategy: spend, re...
Owen Rask and Tahli Cavagnino explain cash, defensive assets and growth in retirement.
48 min
4
Will property prices recover in 2027? Chris Bat...
Rates, regional differences and helping adult children buy without rushing the decision.
36 min
5
7 retirement mistakes that can derail your plans
Owen Rask and Tahli Cavagnino on planning, property, debt and the choices that matter.
52 min
6
Bonds are back: how to build reliable retiremen...
Owen Rask and Kanish Chugh explain how bonds can support income, diversification and longevity in retirement.
58 min
7
What happens to Super when you retire?
What actually happens to your super when you retire?
62 min
8
Could a deposit bond help downsizers buy before...
Ryan Dinsdale explains how deposit bonds can help downsizers buy first, keep cash working and reduce stress.
32 min
9
Retirement expenses, ETF overload and super con...
James O'Reilly and Drew Meredith unpack retirement spending, super, ETFs and excess contribution traps.
40 min
10
ASIC’s adviser-fee crackdown: what retirees sho...
ASIC’s platform review, advice fees, and the questions retirees should ask before paying for financial advice.
39 min
11
Cash ETFs, term deposits & retirement income wi...
Owen Rask and Kanish Chugh unpack cash ETFs, term deposits, bond yields and retirement income planning.
45 min
12
3 doomsday scenarios every retiree should under...
James and Drew unpack three market stress tests, a $500k inheritance dilemma and the mortgage-versus-super call.
38 min
13
The CGT trap: CSL, property and super in retire...
James O'Reilly and Drew Meredith unpack CGT fear, CSL concentration risk, property downturns, super strategy and cash flow for retirees.
37 min
14
FY27 planning: trust changes, Div 296 and what ...
James O'Reilly and Drew Meredith unpack the biggest FY27 changes for trusts, super, property and retirement planning.
38 min
15
The retirement tax reset: Budget backdowns, pen...
Drew and James unpack the Budget walk-backs, age pension strategy and the latest SMSF property debate.
37 min
16
Estate planning myths, probate and DIY wills wi...
Drew Meredith with Caite Brewer on wills, probate, super and estate-planning risks.
49 min
17
Ready to quit work? The 4 retirement types and ...
James O'Reilly and Drew Meredith unpack retirement archetypes, SMSF exit friction and transfer balance cap questions.
36 min
18
Why advice takes ten weeks, and how to test-dri...
Drew Meredith and James O’Reilly on what really happens behind the scenes of a 10-week statement of advice, why most retirement modelling is dangerously thin, and the “rip the band-aid” budget exercise that cut one client’s spending from $180,000 to $110,000 a year.
35 min
19
Tax myths, age pension wipeouts, and the $14,00...
Drew Meredith and James O’Reilly on why “all advice fees are tax-deductible” is a dangerous myth, how the recent age pension increase was wiped out by deeming and petrol, the eye-watering 25-year cost of a daily $6 coffee, and the over-60 super recycling strategy that quietly saves $14,000 a year in tax.
34 min
20
Senator Andrew Bragg on housing, tax and Austra...
Senator Andrew Bragg on housing supply, tax, productivity and why Australia feels harder right now.
60 min
21
Retirement modelling: where AI gets it wrong, p...
Drew Meredith and James O’Reilly on why AI-built retirement modelling routinely gets the numbers dangerously wrong, plus the end-of-financial-year traps and condition-of-release tricks every Australian retiree should know before June 30.
35 min
22
Should you pay off the mortgage or boost super ...
Why deductible super may beat extra repayments — plus the pension push at 75 and smarter retirement planning.
35 min
23
Super cooling-off double hit & what's really ha...
In this Australian Retirement Podcast episode, we talk about the double whammy for those looking to switch super funds, a new cost for SMSFs, plus a ‘waiting period’ before your funds are moved. And is this the end for high-end property?
40 min
24
Budget Bombshell: Negative gearing axed, CGT to...
In this emergency Australian Retirement Podcast episode, Drew and James unpack last night's Federal Budget - including the abolition of negative gearing on established property, the scrapping of the 50% CGT discount, and a brand new 30% minimum CGT rate that pre-retirees and retirees need to wrap their heads around fast.
40 min
25
Recession with higher inflation - should retire...
In this Australian Retirement Podcast episode, hear why a global recession with higher inflation threatens retirees - how to manage it. Financial adviser numbers crash 46% since 2018 as government scraps degree requirement. Should you wait to retire until things settle down?
31 min