Tandia Talks Money
Do the words banking, finance, and money set off alarm bells when you hear them? Are you yawning just thinking about budgeting and investing? Tandia Financial Credit Union is here to make banking more relatable by breaking down the barriers and stigmas surrounding money. Start your week off strong with your new banking BFF, Carla Ricci, who is coming to you every Monday from the credit union world where major financial decisions are as unique as you are. Talking about money doesn’t have to be overwhelming. In fact — it can be fun, approachable, and empowering. "Boring" is not part of this podcast's vocabulary, with a variety of topics you'll be sure to relate to including payday routines, the power of saying no, and building a financial road map. Tandia is committed to fostering a community through offering financial wellness programs and treats its members as if they were a neighbour. Perhaps it’s time to pass on the overpriced avocado toast (well, sometimes at least) and start a new kind of banking journey with Tandia.
Visit tandia.com for more information.
51
Frenemy Faceoff: The Debt Dilemma
Carla is taking on the ultimate frenemy we are all familiar with in some capacity—DEBT. We understand that it’s all fun and games initially, until you actually have to deal with it and you think to yourself, "Will this be around forever?" (Spice Girls reference—IYKYK). Fear not, Carla is here to arm you with the tips and tricks you need to help combat your slimy little friend and set you up to successfully co-exist amicably for a more stable financial future.
12 min
52
Giving It To You Straight: Small Changes, Big I...
In honour of November being financial literacy month, Carla is giving it to you straight this week, providing a bit of relief and empowerment to help carry you through the uncertainty of our changing world. She’s your financial BFF after all and is here to share a few pointers, keep things relatable, take a trip down CD memory lane (remember those?!), and of course, sing her heart out.
16 min
53
Ask Us Anything: Monster Mashing Your Financial...
Welcome to the Halloween edition of Ask Us Anything, where we answer the questions submitted by you (anonymously, of course!) and put a spell on all the things that financially scare you. On this episode, Carla is laying your nocturnal worry cycle to rest—providing the tools and advice necessary to keep those haunting thoughts at bay. Because we all know the second "Monster Mash" comes on, it’s party time and we’re gonna need to leave those worries at the door. Happy Halloween!
14 min
54
Confessions Of A Millennial: Outsmarting HomeSe...
We can all relate to being personally victimized by an impulse purchase (or 4) at the HomeSense checkout, feeling ridiculous for leaning on your parents as an adult, and drowning in credit card debt without a clear roadmap. Whatever it may be, you’re probably doing a lot better than you think. So tune in as Carla lends a non-judgmental hand to steer you towards a more empowered financial future.
11 min
55
People Before Profits with Tandia’s CEO Richard...
Carla is joined by none other than Tandia’s CEO, Richard Davies. With over 40 years of credit union experience under his belt, Richard shares the vast wealth of knowledge he’s accumulated within the field, highlighting the uniquely powerful nature of these institutions—past, present, and future. So raise a glass and let's celebrate these special milestones with an episode solely dedicated to how far we’ve come and where we’re going.
13 min
56
The Tandia Tell All: Bringing Money to Life
This week, Carla shares the history of Tandia so you can have a better understanding of why this credit union was created in the first place and how it continues to positively impact the communities it serves. Ultimately, actions speak louder than words, and Tandia (and Carla) work hard to demonstrate that each and every day (especially Monday's).
10 min
57
Demystifying Credit Unions: Let’s Get Down to B...
A new month means a new theme so Carla’s back on the mic to officially deem October as the month of all things credit unions. In honour of International Credit Union Day on Thursday, October 20th, it’s time to celebrate the beauty of these fine institutions with an informative Q&A.
12 min
58
Confessions of a Millennial: Secret Spending & ...
On today’s episode, we are getting spicy as we share some dirty little financial secrets submitted by the Tandia community, anonymously of course. We polled the audience and the cash confessions rolled in with everything from overdraft nightmares to secret Starbucks spending to going bankrupt on Botox.
16 min
59
Inflation & Interest Insights: Tips to Weather ...
Carla is joined by the Vice President of Member Solutions at Tandia Financial Credit Union, Shauna Wakeman, to discuss current and future market trends
21 min
60
Back to Credit Basics: Using Plastic with Confi...
Do you know the difference between a credit card and a prepaid card? This week, Carla is heading back to credit basics and covering the ins and outs of the variety of cards available to Canadians
22 min
61
Ask Us Anything: Your Burning Financial Questio...
This week, Carla is channeling her inner Delilah (American radio legend) and answering all your burning questions about finances. She discusses topics such as the best savings accounts, budgeting, the recession, and TFSAs for first-time home buyers.
26 min
62
September Scaries: 5 Ways to Face Your Financia...
Carla has been facing her own fears, some financial and some roller coaster related, and she is back on the mic to share the five most common money concerns and how to conquer each of them. It’s time to face your financial fears head-on.
14 min
63
The Top Tips To Prepare Your Finances During a...
Carla is back on the mic to share her tips to help you prepare your finances during a recession. you gain a better understanding of what you are spending today and can anticipate how you can manage this spending. After all, creating positive, healthy financial habits is never a bad thing.
13 min
64
The Economic Cycle: What Goes Down Must Come Up
Carla is here to explain the economic cycle and how a downturn eventually shifts to an upturn. This week, Carla focuses on the term "recession"; what it means, what causes it, and what ends it.
9 min
65
Reset, Refocus, Revisit: Budgeting Basics
Today’s episode is meant to signal an awakening and inspire you to reset, refocus, and revisit your financial goals. Carla shares her favourite budgeting tool so you can confidently plan the next few months of spending and fund those fantastic future plans you’ve been dreaming all summer about
11 min
66
Creative Financing: How To Pay Your Way Through...
Carla is back on the mic to teach you about the most effective and innovative ways to fund post-secondary education
17 min
67
RESPecting Your Child’s Future: The Basics of R...
Carla is back on the mic to discuss the basics of Registered Education Savings Plans (RESPs) and how you can start budgeting and saving for your child’s future
15 min
68
Life Lesson Alert: How to Teach Your Kids the V...
On today’s episode, Carla discusses the line between generosity and parenting, and how you can set realistic spending expectations with your children (life lesson alert).
18 min
69
Scams of 2022: Swindled in Your Own Backyard wi...
As of May 31, 2022, there have been over 37k reports of fraud, which has equated to 207 million dollars (yes, you read that right!) lost to fraud in Canada alone. We are wrapping up our fraud themed episodes by bringing back certified cybercrimes investigator Rachel Jolicoeur to share the top scams of 2022 and how you can protect yourself from fraudsters and catfishers
31 min
70
Tips to Shape Up Your Summer Spending
With summer in full swing, the cost of having fun tends to build up fast (along with that sweet tan), so Carla is back with some budget-friendly tips and tricks to save your summer wallet.
10 min
71
Falling For Fraud: How to Spot a Tinder Swindler
Millions of people have had success on dating apps, but with success comes scammers.
10 min
72
How To Make Life With Plastic So Fantastic
Life with plastic is fantastic when our debit and credit cards are safe
13 min
73
Protecting You and Your Money against Cyber-Crime
Technological advances are great, but danger lives online and cyber-crime is at an all-time high.
14 min
74
The Fight Against Savvy Scammers with Fraud Spe...
Since the beginning of the pandemic, so many of us have turned to online services and devices to carry on our daily activities, making it more important than ever to remain vigilant.
32 min
75
Socially Responsible Investing: How to Build a ...
If you remember dial-up, cassettes, VHS tapes, and only being able to access the internet from the library, chances are you’re a Millennial or Xennial (yep, there’s a new generation in town). This is an optimistic and cooperative group of humans that are committed to building a better world, and Carla is back on the mic to share a way to do just that.
12 min