Tandia Talks Money
Do the words banking, finance, and money set off alarm bells when you hear them? Are you yawning just thinking about budgeting and investing? Tandia Financial Credit Union is here to make banking more relatable by breaking down the barriers and stigmas surrounding money. Start your week off strong with your new banking BFF, Carla Ricci, who is coming to you every Monday from the credit union world where major financial decisions are as unique as you are. Talking about money doesn’t have to be overwhelming. In fact — it can be fun, approachable, and empowering. "Boring" is not part of this podcast's vocabulary, with a variety of topics you'll be sure to relate to including payday routines, the power of saying no, and building a financial road map. Tandia is committed to fostering a community through offering financial wellness programs and treats its members as if they were a neighbour. Perhaps it’s time to pass on the overpriced avocado toast (well, sometimes at least) and start a new kind of banking journey with Tandia.
Visit tandia.com for more information.
26
Surviving and Thriving in Today’s Housing Market
This season, we're tackling the dream (and challenge) of home ownership. With the real estate market's wild ride, owning a home can feel like a far-off fantasy, especially for millennials facing skyrocketing interest rates. But fear not! Carla (your banking BFF) will unpack these challenges and share savvy strategies to navigate the market's twists and turns. From smart budgeting and mortgage shopping to staying cool under pressure, we’ve got you covered. Whether you're eyeing your first home or thinking about refinancing, Carla's here to help you make savvy decisions and turn that home ownership dream into reality. With Tandia by your side, let's thrive in this crazy market together!
8 min
27
Season 3: Let's Talk Homes!
1 min
28
Mastering Money: A Stress-Free Start to 2024
As we dive into the new year, join Carla in breaking down the simplicity of mastering personal finance. We all know getting good at money can feel like a daunting task, so she’s sharing some non-intimidating tricks of the trade. From gaining clarity on your income to focusing on fundamentals like consistent saving, prudent investing, automating your finances with ease, and so much more, Plus, Carla’s diving into 10 transformative actions sets the tone for a fulfilling year. Some hot tips: embrace simplicity, cultivate meaningful habits, and remember that your money mindset can evolve. Let's make 2024 a year of positive transformation with straightforward steps and a focus on overall financial well-being. Cheers to a stress-free and empowered financial year ahead!
13 min
29
Mind Over Money
Carla's back on the mic this week to explore the powerful concept of "mind over money". This mindset shift is all about going beyond the numbers, delving into how your thoughts and attitudes shape your financial journey. Think of it like being the captain steering your financial ship—empowering and in control. This approach not only helps you navigate financial challenges more gracefully but also acts as a shield against future stressors. Carla breaks down practical steps for embracing "mind over money," including creating a vision board for financial goals, breaking them into manageable steps, using a straightforward money bucket system for smart allocation, and practicing tangible transactions. At the end of the day, the art and science of "mind over money" serve as your toolkit for sculpting a financial future in line with your dreams! Hopefully, this episode gives you the mental confidence to stay strong for the sake of your financial future and say, "I won't back down," just like our guy, Tom Petty.
8 min
30
Investing in Health: The Chiropractic Connection
This season, we've focused on the importance of investing in yourself and the powerful impact that can have on your financial future. Keeping this in mind, on today's episode, Carla is joined by her dear friend and chiropractor, Dr. Chelsea Spannow, to uncover the link between chiropractic care and financial well-being. She addresses common roadblocks to seeking care, budgeting for health investments, and the proactive approach needed for long-term benefits. Dr. Chelsea also emphasizes early investments in health, dispels misconceptions about chiropractic care, and offers practical strategies for integrating physical well-being into busy lives. Plus, she discusses how to best utilize your benefits package if available, budgeting for health, and making small investments now for a healthier and more fulfilling life in the long term. After all, health is an investment, not an expense!
35 min
31
Bitter Financial Truths with Sweet Solutions
Carla’s diving into the intricacies of debt acquisition and cutting through the noise of financial success to reveal the genuine culprits behind our money struggles. Why, you might ask? Because life is for living, and financial well-being means finding balance amid bills, budgets, and the occasional splurge. From exposing interest rates as silent architects of our financial destinies to cautioning against the fast-food allure of easy credit, Carla’s giving it to you straight. She shares savvy financial fitness tips, emphasizing self-awareness and behavioral adjustments. It's not just about stressing over spending decisions; it's about understanding the significant factors shaping our money stories. As we navigate this financial world with Carla's insights, let's drop the guilt, focus on feeling empowered, and handle our money with smarts and strength. Cheers to finding the right balance and savoring both financial wisdom and the occasional overpriced holiday Starbucks drink, ok?
13 min
32
Unwrapping Holiday Moolah Magic
On this episode, Carla's unwrapping 10 practical strategies to help us navigate the holiday season while ensuring a financially prosperous year ahead. From setting financial intentions to practicing mindful gift budgeting, enjoying frugal festivities, and connecting with your financial self, these steps will help guide you through the holidays with financial security and cheer! Embrace the magic of intentional spending and wise financial choices to not only celebrate the season but also gift yourself a secure financial future. Here's to a year filled with positive money choices and the gift of lasting financial happiness! Because, let’s face it, who doesn’t want that under their tree?
15 min
33
The Subtle Art of Financial Well-Being
Carla is back and stronger than ever, and this week we’re exploring the theme of "The Subtle Art of Financial Wellbeing."
18 min
34
From Stress to Success: The Money Mindset Makeo...
Carla’s hopping back on the mic and guiding us through the rollercoaster ride that is our relationship with money. While money can be a beautiful thing, it can also be the source of our stress and anxiety struggles, so she’s helping us strike the delicate balance between chasing wealth and finding personal contentment. Together, we’ll explore six common reasons for financial roadblocks, and Carla’s providing practical tips to navigate around them. From boosting financial literacy to crafting debt-repayment plans, creating manageable budgets, and establishing emergency funds, each step not only enhances financial well-being but also encourages self-investment. By prioritizing both well-being and wealth, we will be well on our way to an attainable path to a fulfilling existence! So, strap in, take notes, and get ready to live your best life.
13 min
35
Mastering Time, Mastering Money: A Formula for ...
This week, Carla is diving into all things time management and the direct impact it can have on us. She offers five practical steps to help you become a time management pro, not only making your daily life smoother but also boosting your financial status simultaneously. At the end of the day, it’s not just about squeezing more hours out of your day; it's about squeezing more value into your life and your bank account. Time is indeed money, and managing it better can significantly impact your financial success and overall happiness! Let’s go!
16 min
36
Mind Over Money: Rewiring Your Brain for Financ...
This week, Carla’s hopping back on the mic to bestow some of her infamous wisdom to explore the significance of mindfulness practices when it comes to money management and the ways they can empower us to make better financial decisions. She addresses emotional spending, the fear of scarcity, and the impact our upbringing can have on our financial behaviour. Along the way, Carla offers practical techniques, including mindful budgeting, emotional regulation, patience, and mindful investing, while also emphasizing the importance of defining values and expressing gratitude. Because, after all, by integrating mindfulness into everyday life, you can take control of your financial future, shift your money mindset towards empowerment, and live a more fulfilling life. As the great Bob Marley wisely once said, "Don't worry about a thing! Every little thing is gonna be alright." So, tune in and take that first step toward mindful money management today!
16 min
37
Setting Clear Expectations for Financial Success!
Welcome back to Season 2!
16 min
38
Welcome to Season 2!
2 min
39
Money Talks and Season 1 Walks: Season Finale
This week on Tandia Talks Money, we are bidding farewell to season 1!
17 min
40
Embracing the Challenges of the Sandwich Genera...
This week, Carla is back to delve into the challenges faced by millennials, aka the sandwich generation, who find themselves juggling the responsibilities of raising their own children while also caring for their aging parents.
32 min
41
Conquering Imposter Syndrome in Finance
This week, Carla is back and she’s ready to delve into the discussion of imposter syndrome and how it can impact us financially.
13 min
42
Inspiring Stories of Resilience and Financial G...
Life can often feel like a rollercoaster, with so many ups and downs whether it’s from starting a family, getting married, going through a divorce, or managing a loss.
13 min
43
Financial Strategies for Modern Families
This week, Carla is back to share her top strategies to help us thrive in the face of modern challenges when raising a family.
19 min
44
Breaking Down the Building Blocks of Responsibl...
This week, Carla is here to break down an amazing article from NEI Investments, a valued partner of Tandia Credit Union.
9 min
45
Strategies for Crushing Your Financial Burden
Let's face it, managing your personal finances can sometimes feel like a daunting task to master when it comes to paying off debt, but fear not! Carla is back to share her key tips and tricks for mastering your finances and tackling your debts with confidence.
20 min
46
Conquering the Canadian Housing Market
Get ready to channel your inner mountaineer because this week, Carla is tackling the mighty challenges of entering the Canadian housing market.
22 min
47
Dollars and Sense: Saving Big with Clever Finan...
Get ready to dance your way to financial success as we dive into the world of financial hacks and dupes.
20 min
48
Money Moves 101: The Art of Building Your Finan...
Guess who's back, back back....back again! Carla is back, and she’s here to help you achieve all of your financial goals!
19 min
49
Tandia Talks Money: Season 1 - Coming Soon!
1 min
50
One-Hit Wonders: How to Avoid Falling for Fraud...
April may be here, but we're not letting our guard down against fraudsters! While March was Fraud Awareness Month, protecting yourself against scams and cybercrime is a year-round endeavour.
22 min