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Australian Finance Podcast

The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time.

Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.

New to the show?

We recommend starting with our 2026 Summer Series: a practical 10-part podcast series designed to help you build confidence with money, investing, and long-term wealth. More advanced listeners might enjoy our other show, The Australian Investors Podcast.

Find our show notes here.

Disclaimer

The information in this episode is provided by The Rask Group Pty Ltd and contains general financial product advice only. It does not take into account your objectives, financial situation or needs.

Before acting, consider whether the information is appropriate for you and consider seeking personal advice from a licensed financial adviser. You can read our Financial Services Guide at www.rask.com.au/fsg. If a financial product is mentioned, consider the relevant PDS and TMD, where applicable, before making any financial decision.

Past performance is not a reliable indicator of future performance. Returns are not guaranteed and capital may be at risk. The Rask Group Pty Ltd is a Corporate Authorised Representative No. 1280930 of Rask Licensing Pty Ltd, AFSL 563 907.

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Are Australians really doing it tougher? Real s...

Explore real spending data from Australia, New Zealand and the United States to see how mortgages, rent, utilities and everyday costs are changing — and what it tells us about the cost of living today.

44 min

Is super a gamble? Super Payday, fixed rates, i...

We answer your biggest money questions: is superannuation risky, what the new Super Payday means for your pay cycle, whether to fix your mortgage again, interest-only loans for investors, and how to know when you’ve truly reached financial ‘enough’.

30 min

3 big retirement changes you need to know (plus...

We break down the three major retirement changes in 2026 — including updated ASFA retirement benchmarks, Age Pension deeming rate increases, and higher super contribution caps — plus your practical five-step retirement checklist.

42 min

Hedged vs unhedged ETFs, ETF size, super duplic...

Learn the key differences between hedged and unhedged international ETFs, what ETF fund size can (and can’t) tell you, how to think about “doubling up” inside and outside super, whether geared ETFs suit kids’ accounts, and why total return matters more than headline yield.

34 min

Financially preparing for kids: cash flow, leav...

Owen Rask and financial adviser Alex Luck from Everest Wealth Group go deep on preparing for kids — maternity leave, Centrelink entitlements, childcare costs, insurance, cash buffers and property decisions.

68 min

Super at retirement, pension timing and health ...

Explore key decisions at the retirement transition point, including when to start a pension, spotting super fund issues, and smart ways to manage major health costs.

36 min

Tom's $100,000 ETF portfolio (with a twist)

Owen Rask and Betashares’ Tom Wickenden construct two themed $100,000 ETF portfolios — one focused on the rise of China and Asia, the other built as an “existential” hedge against US dominance and structural risks.

58 min

The four stages of wealth: What to focus on at ...

Discover the four stages of wealth, learn what money habits matter most at each stage, and stop using strategies that don’t fit where you are right now.

54 min

Rewarding yourself, ETF losses and walking away...

Learn how to reward yourself without wrecking your budget, handle ETF losses with confidence, and plan your escape from career burnout or income traps.

33 min

Unclaimed money: Are you leaving free money on ...

Discover the billions in unclaimed Australian money. Find out how to search for lost super, forgotten bank accounts, unclaimed shares and more—all in a quick 10-minute money win.

23 min

AI & your money, super strategies and SMSF ETF ...

Explore how AI tools like ChatGPT can support (and mislead) your financial planning, understand key differences between pre- and post-tax super contributions, and unpack SMSF concerns around ETF custodial ownership.

42 min

Super stats: How does your superannuation compare?

How does your super really stack up? Average vs top 10% super balances explained.

38 min

Baby on the way? Money tips, leave & childcare ...

Planning money for a baby? Gemma and James share practical tips on parental leave, childcare costs, cash buffers and shared finances.

34 min

Dare to be wealthy – with Mel Browne

Mel Browne joins us to unpack the real meaning of wealth, how systems hold us back, and why language, debt and success deserve a rethink.

46 min

Executor of an estate and first home buyer trad...

Executor duties, property decisions as a couple, mid-life investing and confidence. Owen and Gemma answer Australians’ big money questions.

38 min

Is FIRE still possible in 2026? Ft. Dave Gow

Dave reflects on FIRE today, and his new book "You've Got Money, Now What?" is out!

56 min

The King's private school, renovation loans and...

In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell work through some of the big, messy money decisions many families face but rarely get clear answers on.

38 min

Investing, ETFs, AI & the Future of Advice — wi...

Owen Rask sits down with Hayden Smith, Co-Founder and CTO of Pearler, to explore how Australians really invest — and where investing, technology and advice are heading next.

76 min

Summer Series Part 10: Protecting yourself and ...