Australian Finance Podcast

The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time.

Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.


New to the show?

We recommend starting with our 2026 Summer Series: a practical 10-part podcast series designed to help you build confidence with money, investing, and long-term wealth. More advanced listeners might enjoy our other show, The Australian Investors Podcast.


Find our show notes here.


Disclaimer

The information in this episode is provided by The Rask Group Pty Ltd and contains general financial product advice only. It does not take into account your objectives, financial situation or needs.

Before acting, consider whether the information is appropriate for you and consider seeking personal advice from a licensed financial adviser. You can read our Financial Services Guide at www.rask.com.au/fsg. If a financial product is mentioned, consider the relevant PDS and TMD, where applicable, before making any financial decision.

Past performance is not a reliable indicator of future performance. Returns are not guaranteed and capital may be at risk. The Rask Group Pty Ltd is a Corporate Authorised Representative No. 1280930 of Rask Licensing Pty Ltd, AFSL 563 907.

Business
Education
Investing
1
Pay off your mortgage or invest? How to decide ...
Offset account or investments? Owen and Gemma unpack the trade-offs when your budget is under pressure.
47 min
2
Buy now or wait? Chris Bates on the property ch...
Owen and Chris on first homes, upgrading and choosing quality in a softer market.
28 min
3
Your money by age: the moves that matter from y...
A decade-by-decade guide to saving, debt, super, property, retirement and legacy.
48 min
4
ETF winners, IVV for 70 years and catching up i...
Owen Rask and Glen James answer listener questions on ETF winners, IVV, property, tax and wealth-building.
55 min
5
SMSFs explained: when control is worth the cost...
Gemma Mitchell and Chamil Peiris unpack SMSF costs, trustee duties, property traps and alternatives.
47 min
6
Gemma’s $24,000 Japan trip - 7 ways to save on ...
Owen and Gemma unpack a real family trip and the travel costs worth checking before you book.
61 min
7
The three pillars wealthy Australians use to bu...
Owen Rask and Gemma Mitchell unpack the home, investment and super pillars behind lasting wealth.
41 min
8
Recession-proof your money: a practical plan fo...
Owen Rask and Gemma Mitchell on buffers, budgets, mortgages and protecting your income.
64 min
9
Australians spend $1,000 a month eating out — w...
PocketSmith data reveals why dining costs jumped 57% and where households are cutting back.
44 min
10
If you had $20,000, build your ETF portfolio li...
Build an ETF portfolio across Australian shares, global quality, emerging markets and gold.
39 min
11
Young people and property - is it possible?
Can young Australians still buy a home, or is property ownership slipping further out of reach?
62 min
12
How to raise rich kids without raising entitled...
Sarah Megginson shares practical ways to raise money-smart kids without fear, shame or entitlement.
59 min
13
What happens to Super when you retire?
What actually happens to your super when you retire?
62 min
14
How AI agents are changing business - Ep 2: The...
How AI agents work, what makes them safe and where agentic commerce is heading.
35 min
15
Why the best companies are scaling faster than ...
Owen Rask explains how AI, payments and software infrastructure are compressing the path from idea to scale.
26 min
16
AI bubble or real boom? What investors should w...
NVIDIA, Microsoft, market bubbles and how to invest when valuations look stretched.
61 min
17
Sounds like good money advice... But is it?
If you've ever heard a piece of money advice and thought, "That sounds right..." this episode is for you.
56 min
18
Is stock picking dead? Scott Phillips on ETFs, ...
Owen Rask and Scott Phillips unpack why investing is cumulative, where AI helps, and why broad ETFs still win for most people.
83 min
19
How to boost your super by $100,000
If you could boost your super by $100,000, would you want to know how?
63 min
20
Factor investing explained: quality, value and ...
Owen Rask and Cameron McCormack unpack factor investing, smart beta, quality, value and growth ETFs in plain English.
37 min
21
How to invest $500 in Australia (step-by-step)
If you had $500 to invest in Australia every month, where would you actually put it?
51 min
22
10 ways to access your super
Gemma Mitchell and Owen Rask explain the 10 main ways Australians can access super, from preservation age to hardship and FHSS.
27 min
23
Rewind: should you boost super, pay off debt or...
A rewind Q&A on super, home deposits, debt and planning ahead when life feels uncertain.
32 min
24
How to build money goals that actually stick, w...
Hayden Smith explains how smaller systems, automation and better habits can turn vague money goals into progress.
31 min
25
How to buy your first property in Australia, wi...
Glen James shares practical first-home-buyer advice on deposits, schemes and getting into the market.
51 min