Australian Finance Podcast

The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.

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New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.

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SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/

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DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.

Business
Education
Investing
1
What is an ETF? Beginner guide to investing in ...
Learn what ETFs are, how they work, why they’ve exploded in popularity, and how they can help you start investing simply and confidently.
34 min
2
Christian Hull’s Hot-Mess Money Makeover: Where...
Follow Christian Hull’s journey as he tackles money chaos, builds financial awareness, and begins his Hot-Mess Money Makeover with expert guidance.
52 min
3
Super vs property vs ETFs: What should you focu...
Super, ETFs or property? Learn how to invest, check FHOG rules, and build wealth in uncertain markets.
45 min
4
Like design? Listen to this: Why AI makes human...
Andrew Hogan explains why AI is lifting the value of design, judgment and creative work — and what that means for teams, founders and investors.
46 min
5
Got $1 million overnight? What to do next
Learn how to manage a large inheritance, handle rising insurance costs in super, and improve first home affordability in Australia.
34 min
6
Why buying your first home feels impossible (an...
Discover why the traditional path to buying your first home no longer works, the trade-offs modern buyers must make, and how to rethink home ownership in today’s market.
44 min
7
Money in your 20s: investing, super and your fi...
Emily joins Owen to unpack investing, super, house deposits and social pressure in your 20s.
55 min
8
Sudden wealth explained: inheritance, pressure,...
Understand sudden wealth events, emotional challenges, and why tax, structure, and planning matter more than ever.
36 min
9
Inside a $350bn super fund: How your money is r...
Owen Rask is joined by Brian Parker, Chief Economist of Australian Retirement Trust (ART), to discuss how ART thinks about runway, portfolio construction, private markets and when volatility becomes opportunity.
54 min
10
Interest rates are rising… here’s how to actual...
Learn how rising interest rates impact borrowers and savers, plus how to choose the right savings account.
33 min
11
Fuel relief is coming, credit card surcharges a...
Answering your biggest money questions: whether to invest or pay down debt, how to start investing with small amounts, and how to plan for a ‘work optional’ retirement.
39 min
12
Financial independence is still achievable but ...
Most people think investing is the hard part. You do not need a perfect plan. You just need to start.
35 min
13
Estate planning, super & SMSFs: What happens to...
Learn how wills, superannuation, binding nominations and SMSFs impact your estate planning, plus what happens to your money if you don’t have a plan.
40 min
14
Becoming a financial planner, SpaceX IPO & your...
Get to know Rask Associate Milli Russell’s journey into financial advice, learn the real career pathway, and hear answers to your biggest questions on mortgages, ETFs, IPOs and investing decisions.
43 min
15
Low deposit, high stakes: Inside Australia's 5%...
In this Australian Finance Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss whether first homebuyers should use the 5% deposit scheme.
31 min
16
Are Australians really doing it tougher? Real s...
Explore real spending data from Australia, New Zealand and the United States to see how mortgages, rent, utilities and everyday costs are changing — and what it tells us about the cost of living today.
44 min
17
Is super a gamble? Super Payday, fixed rates, i...
We answer your biggest money questions: is superannuation risky, what the new Super Payday means for your pay cycle, whether to fix your mortgage again, interest-only loans for investors, and how to know when you’ve truly reached financial ‘enough’.
30 min
18
3 big retirement changes you need to know (plus...
We break down the three major retirement changes in 2026 — including updated ASFA retirement benchmarks, Age Pension deeming rate increases, and higher super contribution caps — plus your practical five-step retirement checklist.
42 min
19
Hedged vs unhedged ETFs, ETF size, super duplic...
Learn the key differences between hedged and unhedged international ETFs, what ETF fund size can (and can’t) tell you, how to think about “doubling up” inside and outside super, whether geared ETFs suit kids’ accounts, and why total return matters more than headline yield.
34 min
20
Financially preparing for kids: cash flow, leav...
Owen Rask and financial adviser Alex Luck from Everest Wealth Group go deep on preparing for kids — maternity leave, Centrelink entitlements, childcare costs, insurance, cash buffers and property decisions.
68 min
21
Super at retirement, pension timing and health ...
Explore key decisions at the retirement transition point, including when to start a pension, spotting super fund issues, and smart ways to manage major health costs.
36 min
22
Tom's $100,000 ETF portfolio (with a twist)
Owen Rask and Betashares’ Tom Wickenden construct two themed $100,000 ETF portfolios — one focused on the rise of China and Asia, the other built as an “existential” hedge against US dominance and structural risks.
58 min
23
The four stages of wealth: What to focus on at ...
Discover the four stages of wealth, learn what money habits matter most at each stage, and stop using strategies that don’t fit where you are right now.
54 min
24
Rewarding yourself, ETF losses and walking away...
Learn how to reward yourself without wrecking your budget, handle ETF losses with confidence, and plan your escape from career burnout or income traps.
33 min
25
Unclaimed money: Are you leaving free money on ...
Discover the billions in unclaimed Australian money. Find out how to search for lost super, forgotten bank accounts, unclaimed shares and more—all in a quick 10-minute money win.
23 min