Australian Finance Podcast
The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms.
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New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast.
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SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/
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DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.
1
Inside a $350bn super fund: How your money is r...
Owen Rask is joined by Brian Parker, Chief Economist of Australian Retirement Trust (ART), to discuss how ART thinks about runway, portfolio construction, private markets and when volatility becomes opportunity.
54 min
2
Interest rates are rising… here’s how to actual...
Learn how rising interest rates impact borrowers and savers, plus how to choose the right savings account.
33 min
3
Fuel relief is coming, credit card surcharges a...
Answering your biggest money questions: whether to invest or pay down debt, how to start investing with small amounts, and how to plan for a ‘work optional’ retirement.
39 min
4
Financial independence is still achievable but ...
Most people think investing is the hard part. You do not need a perfect plan. You just need to start.
35 min
5
Estate planning, super & SMSFs: What happens to...
Learn how wills, superannuation, binding nominations and SMSFs impact your estate planning, plus what happens to your money if you don’t have a plan.
40 min
6
Becoming a financial planner, SpaceX IPO & your...
Get to know Rask Associate Milli Russell’s journey into financial advice, learn the real career pathway, and hear answers to your biggest questions on mortgages, ETFs, IPOs and investing decisions.
43 min
7
Low deposit, high stakes: Inside Australia's 5%...
In this Australian Finance Podcast episode, your hosts Pete Wargent of Allen Wargent Property Buyers and Gemma Mitchell from Rask discuss whether first homebuyers should use the 5% deposit scheme.
31 min
8
Are Australians really doing it tougher? Real s...
Explore real spending data from Australia, New Zealand and the United States to see how mortgages, rent, utilities and everyday costs are changing — and what it tells us about the cost of living today.
44 min
9
Is super a gamble? Super Payday, fixed rates, i...
We answer your biggest money questions: is superannuation risky, what the new Super Payday means for your pay cycle, whether to fix your mortgage again, interest-only loans for investors, and how to know when you’ve truly reached financial ‘enough’.
30 min
10
3 big retirement changes you need to know (plus...
We break down the three major retirement changes in 2026 — including updated ASFA retirement benchmarks, Age Pension deeming rate increases, and higher super contribution caps — plus your practical five-step retirement checklist.
42 min
11
Hedged vs unhedged ETFs, ETF size, super duplic...
Learn the key differences between hedged and unhedged international ETFs, what ETF fund size can (and can’t) tell you, how to think about “doubling up” inside and outside super, whether geared ETFs suit kids’ accounts, and why total return matters more than headline yield.
34 min
12
Financially preparing for kids: cash flow, leav...
Owen Rask and financial adviser Alex Luck from Everest Wealth Group go deep on preparing for kids — maternity leave, Centrelink entitlements, childcare costs, insurance, cash buffers and property decisions.
68 min
13
Super at retirement, pension timing and health ...
Explore key decisions at the retirement transition point, including when to start a pension, spotting super fund issues, and smart ways to manage major health costs.
36 min
14
Tom's $100,000 ETF portfolio (with a twist)
Owen Rask and Betashares’ Tom Wickenden construct two themed $100,000 ETF portfolios — one focused on the rise of China and Asia, the other built as an “existential” hedge against US dominance and structural risks.
58 min
15
The four stages of wealth: What to focus on at ...
Discover the four stages of wealth, learn what money habits matter most at each stage, and stop using strategies that don’t fit where you are right now.
54 min
16
Rewarding yourself, ETF losses and walking away...
Learn how to reward yourself without wrecking your budget, handle ETF losses with confidence, and plan your escape from career burnout or income traps.
33 min
17
Unclaimed money: Are you leaving free money on ...
Discover the billions in unclaimed Australian money. Find out how to search for lost super, forgotten bank accounts, unclaimed shares and more—all in a quick 10-minute money win.
23 min
18
AI & your money, super strategies and SMSF ETF ...
Explore how AI tools like ChatGPT can support (and mislead) your financial planning, understand key differences between pre- and post-tax super contributions, and unpack SMSF concerns around ETF custodial ownership.
42 min
19
Super stats: How does your superannuation compare?
How does your super really stack up? Average vs top 10% super balances explained.
38 min
20
Baby on the way? Money tips, leave & childcare ...
Planning money for a baby? Gemma and James share practical tips on parental leave, childcare costs, cash buffers and shared finances.
34 min
21
Dare to be wealthy – with Mel Browne
Mel Browne joins us to unpack the real meaning of wealth, how systems hold us back, and why language, debt and success deserve a rethink.
46 min
22
Executor of an estate and first home buyer trad...
Executor duties, property decisions as a couple, mid-life investing and confidence. Owen and Gemma answer Australians’ big money questions.
38 min
23
Is FIRE still possible in 2026? Ft. Dave Gow
Dave reflects on FIRE today, and his new book "You've Got Money, Now What?" is out!
56 min
24
The King's private school, renovation loans and...
In this Friday Q&A episode of The Australian Finance Podcast, Owen Rask and Gemma Mitchell work through some of the big, messy money decisions many families face but rarely get clear answers on.
38 min
25
Investing, ETFs, AI & the Future of Advice — wi...
Owen Rask sits down with Hayden Smith, Co-Founder and CTO of Pearler, to explore how Australians really invest — and where investing, technology and advice are heading next.
76 min