The Rachel Cruze Show

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

Education
Self-Improvement
Business
26
The Worst Ways to Pay Off Your Debt
Is there ever a bad way to get rid of your debt? (Spoiler alert: Yes!) That’s why I’m talking about the five worst ways to pay off debt that you’ll want to avoid.
10 min
27
How to Invest the Right Way in 2025
Investing is one of the best ways to set yourself up for the future, but how do you start? In this episode, find out how to invest the right way and make the most of your money in 2025.
11 min
28
Reacting to the Top 5 Money Predictions for 2025
In today’s episode, I’ll react to the top five money predictions for 2025 and share my thoughts on what they mean for you.
10 min
29
Money Habits You Need to Change Right Now (with...
Are you ready for a fresh start when it comes to your money? In this special episode, Dave Ramsey joins me to share money habits you can start changing today.
32 min
30
28% of Credit Card Users Have This Problem
If you went overboard during the holidays and you’re carrying debt into the new year, it’s time to get busy! Find out three steps to ditch debt fast, plus how to avoid it for good in the future.
7 min
31
Why You Shouldn’t Make New Year's Resolutions T...
Tired of giving up on your New Year’s Resolutions three weeks into every year? Well, you’re in luck because there’s actually a better way to reach your goals. In this episode, learn how to make real progress on your money goals in 2025.
7 min
32
How Do Your Monthly Expenses Compare to the Ave...
Did you know the average American spends over $1,000 a month just on transportation? Find out how the rest of your monthly spending categories compares to those of the average American. Plus, learn three ways you can create margin in your budget.
9 min
33
The 7 Stages of Wealth Building (Where Do You F...
Wealth building is a journey. Let’s talk about the seven stages of wealth building that consistently take people from broke to millionaire so you can see exactly where you’re at and what’s next.
9 min
34
FINISH THE LYRICS: Popular Christmas Songs Quiz
Play along as I find out whether I really know the words to these classic Christmas hits. Plus, stick around for my number one tip on how to have a successful Christmas.
6 min
35
45% of Americans Are Taking On Debt for THIS?
Are amazing experiences worth going into debt? Find out if you’re falling for one of the four myths that lead people to choose fun over financial peace.
9 min
36
How Luxury Brands Are Getting You to Spend More
Having nice things isn’t bad, but too much of a good thing can become a problem. Find out how luxury brands are getting you to spend more. Plus, get practical tips for spotting these marketing schemes.
8 min
37
The Fastest Way To Pay Off Debt in 2025
8 min
38
3 Healthy Money Boundaries to Set With Family
Have you ever lent money to a family member and later regretted it? In this episode, you’ll learn three important money boundaries for healthy relationships. Plus, we’ll talk about when it’s okay for family and money to mix.
7 min
39
How I Budget, Invest, Save and Spend My Money
So you sat down and made your budget (take a deep breath)—now what? In today’s episode, you’ll learn how I budget, invest, save and spend money, as well as how to build these habits in your own life.
8 min
40
How to Survive Grocery Shopping in 2025
7 min
41
5 Easy Habits to Build Wealth Faster
Sometimes an unexpected sale at Macy’s is all it takes to derail your budget. If you can relate, find out five easy habits to keep you on track financially.
7 min
42
The Real Reason Everyone Seems Wealthier Than You
Have you ever compared your old Corolla to a friend’s new Mercedez and felt behind financially? In this episode, find out five common reasons why others may appear wealthier (even if they aren’t).
8 min
43
Create Your First Budget In 5 Simple Steps
Creating your first budget is easier than you might think. In today’s episode, you’ll learn how to budget like a pro in five simple steps.
8 min
44
Why Americans Are Spending Money Faster Than Ev...
We used to have to wait for stores to open, but online shopping has made it possible to spend 24-7! In this episode, you’ll learn five tips for sticking to your budget when the urge to splurge strikes.
6 min
45
Why 51% of Americans Are Struggling In Their Fi...
We surveyed Americans to learn more about their money behaviors and, guys, the insights are eye-opening! In this episode, you’ll find out what’s keeping people broke and, more importantly, what we can do about it.
9 min
46
The Viral Money Trend I’m Loving Right Now
Wondering what the “underconsumption core” trend is all about? In this episode, find out what it is, what’s driving it, and three ways to avoid getting sucked into consumer culture.
10 min
47
Money Expert Reacts to Viral Real Housewives Ti...
For all my reality TV fans, this episode is for you. Today, I’m reacting to a viral clip from the Real Housewives and sharing money lessons we can all learn from their conversation.
7 min
48
Parents Are Spending How Much on Kids' Birthdays?
Are you more excited about that pricey balloon arch for your kid’s birthday party than they are? In this episode, find out how to throw a memorable (and affordable!) birthday celebration your kid will love.
10 min
49
Should Kids Get Paid for Household Chores? 
Should kids be paid for doing chores? I’ll share my honest opinion. Plus, you’ll learn how to teach your kids money management from a young age.
8 min
50
The Lie That’s Holding You Back Financially
Is perfectionism keeping you from achieving your money goals? In this episode, you’ll learn three things to remember when perfection tries to stop you in your tracks and how you can stay motivated.
6 min