Optimal Finance Daily - Financial Ind...

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.

This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.

Listen now, and become an OLD friend--your optimal life awaits...

Business
Investing
Education
126
3263: How Financial Habits and Situations Can A...
Luke Smith explores how poor financial habits and money stress can undermine work performance
8 min
127
3262: How 5 Daily Habits Rocked My Financial Wo...
Jillian Beirne Davi reveals how five simple but consistent daily habits transformed her from being in debt to a confident saver
8 min
128
3261: Thinking About Quality by Tynan on How to...
Tynan explores how surrounding yourself with high-quality, well-designed items can transform daily life by eliminating friction
6 min
129
3260: [Part 2] How to Buy Happiness by David Ca...
David Cain reminds us that money is only a tool for creating or avoiding experiences, and the true measure of wealth is the quality of those experiences
8 min
130
3259: [Part 1] How to Buy Happiness by David Ca...
David Cain reveals how everyday spending decisions can dramatically impact our long-term happiness
9 min
131
3258: How to Wait Less by Leo Babauta of Zen Ha...
Leo Babauta invites readers to embrace the transformative power of pausing before reacting, making decisions, or speaking
7 min
132
3257: How Long Should You Keep Your Financial S...
Jeff Rose offers a practical guide to organizing and storing key financial records
8 min
133
3256: Payday Loans vs. Credit Cards by J.Money ...
J. Money examines the high costs and hidden traps of both payday loans and credit card cash advances
8 min
134
3255: Should You Take a Hardship Withdrawal? by...
Cynthia Meyer explains why tapping into your 401(k) or 403(b) through a hardship withdrawal should be a last resort, outlining the steep tax penalties
8 min
135
3254: The High Fructose Corn Syrup in Your 401K...
Julien Saunders explains how constant monitoring of your portfolio undermines rational decision-making by feeding fear
9 min
136
3253: Simplify Your Investing: An Introduction ...
This approach is ideal for those who want a low-maintenance, cost-effective way to steadily build wealth
8 min
137
3252: Why You Shouldn't Buy Target Date Funds b...
Wanderer breaks down why Target Date Funds may not be the smart, set-it-and-forget-it solution they're marketed as
10 min
138
3251: Specific Identification of Shares by The ...
The Mad Fientist breaks down a powerful but often overlooked tax strategy that can significantly boost your investment returns: specific share identification
7 min
139
3250: Seven Guidelines To Keep The Business of ...
Dr. Margaret Rutherford shares seven practical guidelines for treating your marriage like a well-run business
7 min
140
3249: The Most Common Reasons People File for B...
The DebtMD Team breaks down the most common, often unavoidable, reasons people file for bankruptcy from overwhelming medical bills and job loss
9 min
141
3248: Long-Term Care Insurance is a Waste of Mo...
Mike Ballew challenges the conventional wisdom around long-term care insurance
8 min
142
3247: [Part 2] The Five Biggest Millionaire Reg...
Many millionaires regret not diving into real estate investing earlier, missing out on cash flow, appreciation, and financial freedom
8 min
143
3246: [Part 1] The Five Biggest Millionaire Reg...
ESI shares powerful lessons from high-net-worth individuals who look back and wish they had taken smarter steps earlier in life
8 min
144
3245: There’s No Best Way to Invest AND You May...
Chris Reining unpacks the paradoxes of investing and life, showing how seemingly contradictory advice can both hold truth depending on context
10 min
145
3244: Can You Figure Out What This Woman Earns?...
Paula Pant challenges the common obsession with income by shifting the focus to what truly matters
8 min
146
3243: Is There Value in Buying an Extended Warr...
Laurie Sepulveda unpacks the true cost and often-overlooked fine print of extended warranties
8 min
147
3242: Time Crunch Workouts by Nia Shanks on How...
Learn how prioritizing consistency over perfection can lead to long-term results without the guilt of missing long gym sessions
7 min
148
3241: YOLO And The FIRE Movement: Why It Doesn’...
Christina Browning challenges the traditional YOLO mindset by exposing its hidden financial pitfalls
7 min
149
3240: The Market Right Now Doesn't Care How Fan...
Vitaliy Katsenelson explores the frustrating disconnect between stock fundamentals and short-term market behavior
7 min
150
3239: Stocks - Part XIV: Deflation, The Ugly Es...
JL Collins unpacks the dangerous dance between deflation and economic depression
10 min