Optimal Finance Daily - Financial Ind...

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.

This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.

Listen now, and become an OLD friend--your optimal life awaits...

Business
Investing
Education
1
3361: Have Yourself a Frugal Little Christmas b...
Jen Hayes shares smart, practical strategies for celebrating Christmas joyfully without overspending
7 min
2
3360: How to Build a Starter Emergency Fund in ...
Jackie Beck offers a simple, empowering 30-day plan to kickstart your emergency savings
8 min
3
3359: 9 Painless Ways To Trick Yourself Into Sp...
Sarah Von Bargen shares simple yet surprisingly effective ways to curb spending without feeling deprived
7 min
4
3358: What is Your Retirement Manifesto? by Kat...
Kathleen Coxwell invites you to craft a deeply personal retirement manifesto
8 min
5
3357: Don't Let Shopping Ruin Your Holiday Seas...
Joshua Becker reveals how decades of marketing have hijacked the spirit of the holidays
9 min
6
3356: Negotiate Your Next Raise or Starting Sal...
Laurie Sepulveda breaks down why many women struggle with salary negotiations and outlines how to shift from self-doubt to confidence
7 min
7
3355: 7 Things You Will Never Regret Spending M...
Jennifer explores seven thoughtful investments that consistently pay off in the long run from personal growth to practical tools that save time and stress
7 min
8
3354: Life Is a Triangle. Master Its 3 Points t...
Charlie Brown outlines a refreshingly simple but powerful framework for designing a fulfilling life by mastering three key areas
10 min
9
3353: 4 Common Mistakes That Investors Make by ...
Tony outlines common investing pitfalls that trip up even the most well-intentioned investors, from emotional trading to lack of diversification
6 min
10
3352: Facing and Fighting Financial Trolls by J...
J.D. Roth exposes the two-headed beast of financial trolls, those external voices that discourage your progress, and the internal ones that sabotage it from within
8 min
11
3351: What Makes a Roth IRA So Great? by Philip...
Philip Taylor explains how the Roth IRA offers powerful tax advantages for retirement savers
6 min
12
3350: Dollar Cost Averaging by Ramit Sethi of I...
Ramit Sethi breaks down dollar-cost averaging as a smart way to invest consistently over time without trying to time the market
7 min
13
3349: Room For Error by Jesse Cramer of BestInt...
Jesse Cramer unpacks the underestimated power of "room for error" as a life and investing strategy
9 min
14
3348: [Part 2] Spend Less - Live More by Leif o...
Leif challenges the conventional link between income and happiness by highlighting how mindful spending and intentional living can lead to greater freedom
9 min
15
3347: [Part 1] Spend Less - Live More by Leif o...
Leif challenges the common belief that spending more equals living better
8 min
16
3346: How Should Parents Talk To Their Kids Abo...
Lisa Harrison shares practical, age-appropriate strategies to help parents teach their children the value of money
8 min
17
3345: Why Following Your Dreams Will Make You F...
Wanderer argues that chasing your dreams doesn’t have to mean choosing between passion and financial stability, it’s about building financial independence first
6 min
18
3344: The Case For and Against Umbrella Insuran...
Mike Ballew challenges conventional wisdom by weighing both sides of the umbrella insurance debate
7 min
19
3343: Financial Mass Destruction by Jesse Crame...
Jesse Cramer unpacks why Warren Buffett labeled derivatives and leverage as “financial weapons of mass destruction,”
10 min
20
3342: When Should You Use Margin When Investing...
Shailesh Kumar breaks down when margin investing makes sense, and when it absolutely doesn’t
8 min
21
3341: My Fear of Spending is a Form of Imposter...
Kiersten Saunders unpacks the emotional toll of financial transition
9 min
22
3340: Sweet Talking Your Home Appraiser Pays Of...
Sam highlights how a thoughtful, human-centered approach can make a meaningful difference when dealing with a home appraiser during a mortgage refinance
7 min
23
3339: A Surprising Contender for Tax-Efficient ...
Darrow Kirkpatrick challenges conventional retirement advice by showing how a taxable account can rival the performance of tax-free retirement accounts
12 min
24
3338: Benefits of Sleep for Weight Loss and Oth...
Rachel Trotta explores how quality sleep is an often-overlooked pillar of sustainable weight loss
8 min
25
3337: The Lazy Person’s Guide to Money by Jessi...
Jessica Jokisch offers a refreshingly simple approach to managing your finances with minimal effort
7 min