Optimal Finance Daily - Financial Ind...

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.

This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.

Listen now, and become an OLD friend--your optimal life awaits...

Business
Investing
Education
1
3385: [Part 2] How to Create Sustainable Money ...
Liz offers a practical and compassionate guide to building money habits that actually last
8 min
2
3384: [Part 1] How to Create Sustainable Money ...
Liz from Frugalwoods lays out a practical framework for building sustainable money habits
10 min
3
3383: The Honeymoon Phase of Early Retirement b...
Leif explores the emotional rollercoaster that often follows early retirement
8 min
4
3382: Frugal or Cheap: How to Tell and Why it M...
Vicki Cook and Amy Blacklock break down the subtle but impactful differences between being frugal and being cheap
8 min
5
3381: When It Pays to Spend Money to Save Money...
Amanda Brownlow challenges the traditional mindset of extreme frugality by showing how intentional spending can lead to long-term savings
6 min
6
3380: What You Can Learn From Millennials For a...
Kathleen Coxwell highlights how millennials, often seen as financially unstable, are actually modeling habits that can lead to a more flexible and fulfilling retirement
7 min
7
3379: Snatch Up Your Long Lost Money by J. Mone...
J. Money unpacks how billions of dollars in unclaimed property are just sitting around, waiting to be claimed
7 min
8
3378: You Don't Have to Give Up Important Thing...
Michael Mehlberg challenges the productivity trend of cutting out distractions by flipping the script
6 min
9
3377: Money Stress: Why We Use Money to Feel Ba...
Dr. Lisa Firestone explores how our emotional history, especially early experiences with money, shapes our current financial stress and self-worth
9 min
10
3376: How Do the Wealthy Invest? by Nick Maggiu...
Nick Maggiulli unpacks how wealthy individuals allocate their assets
9 min
11
3375: Should Cash Be Part of Your Emergency Fun...
Honey Smith explores the practical and psychological benefits of keeping physical cash as part of your emergency fund
7 min
12
3374: [Part 2] Rethinking the 4 Percent Safe Wi...
Fritz Gilbert outlines three key adjustments to improve the sustainability of retirement withdrawals in today’s uncertain market environment
9 min
13
3373: [Part 1] Rethinking the 4 Percent Safe Wi...
Fritz Gilbert challenges the conventional 4% safe withdrawal rule, arguing that its simplicity may be dangerously outdated given today’s market conditions
7 min
14
3372: Want to Retire Early Abroad? Do These 10 ...
Christina Browning shares ten crucial steps to ensure a successful early retirement abroad
9 min
15
3371: When, Why and How We Give by Julien Saund...
Julien Saunders shares a heartfelt exploration of how giving, whether through financial support, gifts, or time, aligns with their values
8 min
16
3370: How To Transform Loneliness Into Joyful S...
Kat Medina reflects on how solo travel helped her redefine loneliness as a gateway to joyful solitude and personal growth
6 min
17
3369: What Happens to My Debt When I Die? by Ch...
Christine Luken offers a clear-eyed guide to understanding how different types of debt, mortgages, credit cards, student loans, and medical bills, are handled after death
7 min
18
3368: 7 Lessons I Learned From Failing at Real ...
Jeff Rose shares the hard-earned wisdom that came from diving headfirst into real estate investing without the right knowledge, mindset, or passion
8 min
19
3367: Financial Lessons From a Rugby Field by M...
Michael Smith draws powerful parallels between playing rugby and managing money
8 min
20
3366: Financial Independence Is A Hall Pass For...
Dave from Accidental FIRE explores how financial independence can become a powerful launchpad for reinvention after professional decline
8 min
21
3365: Failing at Early Retirement by Jeremy of ...
Jeremy challenges the notion that earning income after early retirement equals failure
9 min
22
3364: [Part 2] Financial FOMO: What, Why and Ho...
Joel explores how Financial FOMO quietly undermines progress by fueling comparison, indecision, and unrealistic expectations
7 min
23
3363: [Part 1] Financial FOMO: What, Why and Ho...
Joel unpacks the toxic effects of Financial FOMO, the anxiety-driven urge to chase every wealth-building trend
7 min
24
3362: Growth Happens At Our Limits: Embrace it....
Steve Kamb reveals how true personal growth lies just beyond our comfort zone, right where failure, fear, and challenge live
8 min
25
3361: Have Yourself a Frugal Little Christmas b...
Jen Hayes shares smart, practical strategies for celebrating Christmas joyfully without overspending
7 min