Optimal Finance Daily - Financial Ind...

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of personal finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.

Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of personal finance tips; it’s a daily companion that guides you towards financial independence and savvy money management, all delivered with Diania's trademark enthusiasm and expertise. By focusing on early retirement, financial independence, and saving money, each episode provides you with the tools needed to achieve your financial goals.

This podcast is designed for those passionate about personal finance, early retirement, financial independence, and saving money. It’s your go-to source for practical advice on managing your finances, saving money, and working towards early retirement. Each episode offers actionable steps to foster financial independence and secure your financial future.

Listen now, and become an OLD friend--your optimal life awaits...

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Education
1
3435: The Power Of A No Spend Challenge by Mich...
Michelle Schroeder-Gardner explores how a no spend challenge can transform your financial habits, reduce clutter, and even boost your health and motivation
6 min
2
3434: 5 Ways to Simplify Your Diet by Melani Sc...
Melani Schweder challenges the notion that a healthy lifestyle needs to be complicated
8 min
3
3433: [Part 2] Transferring a Primary Residence...
Sean Mullaney outlines the potential pitfalls of using joint tenancy or outright gifts when transferring a home to adult children
7 min
4
3432: [Part 1] Transferring a Primary Residence...
Sean Mullaney breaks down the key legal and tax considerations for parents looking to pass their home to their children
6 min
5
3431: How Many Savings Accounts Should I Have? ...
Christine Luken offers a balanced approach to savings by recommending at least two accounts, one for emergencies and another for planned purchases
6 min
6
3430: Do This With Your Vacation Time From Your...
Dustin Heiner challenges conventional thinking about unused vacation hours, proposing a strategic way to spend rather than cash them out
6 min
7
3429: How to Transfer Your Brokerage Account by...
Jeff Rose breaks down the surprisingly simple process of transferring your brokerage account, even if you're leaving a financial advisor
7 min
8
3428: Accredited Investor: The Benefits of Bein...
Amanda Kruse breaks down what it means to be an accredited investor
9 min
9
3427: Budgeting Tips: 10 Ways to Lower Your Lif...
Joshua Becker offers a practical guide to reclaiming control over your finances by cutting down on fixed expenses
7 min
10
3426: 3 Science-Backed Daily Habits for a Life ...
Michael Mehlberg explores how three simple, science-backed habits, can significantly boost productivity, reduce stress, and elevate your overall sense of well-being
7 min
11
3425: [Part 2] Dealing with Uncertainty in Reti...
Darrow Kirkpatrick explores the unpredictable nature of retirement planning
7 min
12
3424: [Part 1] Dealing with Uncertainty in Reti...
Darrow Kirkpatrick exposes how even modest shifts in retirement planning inputs, like inflation, returns, or lifespan, can produce drastically different financial outcomes
10 min
13
3423: What Debt to Pay Off First: A Simple Way ...
Jackie Beck explains why emotions, not logic, are the key to successfully paying off debt
7 min
14
3422: Mortgage Prepayment Made Easy: Own Your H...
JD Roth explores the practical and psychological benefits of prepaying a mortgage, even when the math favors investing
8 min
15
3421: 10 Lessons About Life and Money After Att...
Julien Saunders shares ten hard-earned insights about life and money after attending FinCon, a gathering of financial thinkers and creators
8 min
16
3420: I Will Never Recommend Crypto by Kevin of...
Kevin from Financial Panther lays out a clear and grounded case against investing in cryptocurrency
9 min
17
3419: How Do Minimalists Shop by Rose Lounsbury...
Rose shares how minimalism transformed her approach to shopping, from emotional spending sprees to intentional, purposeful purchases
6 min
18
3418: How To Argue About Money Nicely and Produ...
Sarah Von Bargen shares practical, compassionate advice for navigating financial disagreements in relationships
8 min
19
3417: 3 Practical Tips For Living On A Budget b...
Courtney Luke shares three actionable strategies to help you consistently live within your means
6 min
20
3416: [Part 2] What Are The Costs Of Working? b...
Marjolein Dilven breaks down the often-overlooked financial downsides of employment
6 min
21
3415: [Part 1] What Are The Costs Of Working? b...
Marjolein Dilven reveals the hidden financial drain of maintaining a job, from commuting expenses to wardrobe updates and higher taxes
5 min
22
3414: Five Steps to Begin Saving for Retirement...
Tiffany Aliche lays out five straightforward steps to help 20-somethings take control of their financial future
7 min
23
3413: Beware the Frivolous Purchase Threshold b...
Chris unpacks the hidden psychology behind everyday spending and reveals how the “Frivolous Purchase Threshold” tricks us into justifying impulse buys
6 min
24
3412: Older and Don’t Have a Retirement Plan? D...
Christina Browning offers a realistic yet hopeful roadmap for those in their 40s, 50s, or 60s who haven’t started saving for retirement
9 min
25
3411: Are Home Warranties Worth It? by Mike Bal...
Mike Ballew explains why home warranties are often a poor financial decision
7 min