Professional Insight
We are a group of 4 professionals that want to answer your questions related to real estate, law, financial planning, personal insurance and mortgage financing. We will be bringing you a weekly podcast where we will be answering your questions, and talking about relevant information in our industries. Josh Bond - Flett Beccario, Jeff Collins - Royal Lepage NRC Realty, Brandon Currie - CR Smith Financial, and Trevor Lindey - Lindey Financial and Your Neighbourhood Dominion Lending Centres. Find us on various social media platforms to ask your questions!
76
Commercial Rental with John Ikola
<p>John Ikola from Flett Beccario joins us this week to discuss some of the provincial and federal government commercial rent programs during COVID and the moratorium on evictions between May 1, 2020 and September 1, 2020.</p>
29 min
77
Rights and Things
<p>Understanding what happens with your income when you pass away. In this episode our special guest Henry Kielar is here to talk about "rights and things" which is money that is owed to you at the time of your passing but doesn't get paid to you until after you're gone. </p>
14 min
78
Spending your retirement in a tax efficient way
<p>Special Guest Henry Kielar joins us for another episode where we talk about your financial plan and accumulating wealth not being the only important piece of working with the right financial advisor. </p>
17 min
79
Terminal tax returns and proper estate planning...
<p>In this episode we have Henry Kielar on the show to discuss terminal tax returns and why it's so important to have proper estate planning.</p>
19 min
80
Reviewing your Q1 2020 Financial Statements
<p>In this episode Brandon recaps Q1 statements and explains how someone should read their statement to better understand what it all means.</p>
20 min
81
Keeping it light during COVID
<p>In this episode the guys have a little fun talking about life and what they're doing to get ready for work to start picking up as we open things back up.</p>
15 min
82
Canada Emergency Commercial Rent Assistance Pro...
<p>In this episode we discuss the Canada Emergency Commercial Rent Assistance program (CECRA) which is designed to provide relief for small businesses experiencing financial hardship due to COVID-19. </p>
12 min
83
Basic Universal Income
<p>What is a Universal Basic Income? Where did the idea originate from? The guys discuss Universal Basic Income as more and more people are starting to talk about if Canada should implement one similar to the Canadian Emergency Relief Benefit (CERB)</p>
24 min
84
Is the 5% down payment a thing of the past?
<p>We talk about Evan Siddall, President and CEO of CMHC's recent appearance before the House of Commons standing committee on finance where he mentioned things like possible 5% down payment changes and that our market here in Canada could be dropping by a range of 9-18% over the next 12 months. Have a listen for more professional insight...</p>
21 min
85
Virtual signings
<p>In this episode we tackle the hot topic of virtual signings whether it be with lenders, insurance companies, real estate contracts or signing legal documents with your lawyer.</p>
20 min
86
CERB - Canadian Emergency Response Benefit
<p>In this episode the guys talk about the CERB benefit introduced by the federal government in response to the current COVID-19 pandemic.</p>
22 min
87
Life during COVID
<p>The boys got together virtually to record this episode as well as a number of upcoming episodes too. We talk about life during COVID.</p>
27 min
88
Commuting a Pension
<p>Commuting a pension; Why you should consider doing this and what things are important to know.</p>
22 min
89
Buying and Selling a Residential Rental Property
<p>We talk about the importances on making sure you complete the proper prescribed forms from the Landlord Tenant Board when communicating with tenants.</p>
22 min
90
High Ratio Mortgage Stress test is changing
<p>In this episode the guys talk about the new stress test changes that were scheduled to come into effect on April 6, 2020. Because of COVID-19 these changes have been put on hold until further notice but it helps to know what to expect when it does get implemented.</p>
18 min
91
2020 Real Estate Market before COVID
<p>In this episode the guys talk real estate and the hot market that was in front of us prior to the global pandemic of COVID.</p>
16 min
92
No face masks, no purell...
<p>Have a listen to this great episode! It's crazy listen back and realize how much has actually changed in such a short period of time. This episode was recorded on March 4th, 2 weeks prior to the massive COVID-19 shut down. In this episode we discuss the Bank of Canada 0.50% rate discount applied to the overnight lending rate. We have since seen 2 additional drops of 0.50% during 2 emergency sessions bring the overnight lending rate to 0.25%. </p>
19 min
93
Discussing the business side of real estate wit...
<p>In this episode we talk about the business side of the real estate business and what a professional real estate corporation might mean for real estate agents in Ontario.</p>
24 min
94
Challenges of starting your own brokerage with ...
<p>Joe Gonzalez from Right Choice Happenings Realty Ltd is in to talk to the guys about the challenges with starting his own real estate brokerage.</p>
30 min
95
The Gold Medal Burger with special guest Joe Go...
<p>Joe came in to sit with the boys to talk about the inspiration behind the quest to find the best Gold Medal Burger and they also score Welland's Niagara Street McDonald's Gold Medal Burger on the show.</p>
25 min
96
Understanding your life insurance policy
<p>In this episode we talk about our very own Josh Bond's life insurance policy and the importance on asking all of the right questions of. your advisor.</p>
22 min
97
Reveal Magazine - Business Edition with special...
<p>Brandy is in to speak with the guys about the inaugural "business edition" of Reveal Magazine.</p>
17 min
98
Building a new home
<p>In this episode the guys talk about what is involved in building a new home.</p>
25 min
99
The Financial Plan
<p>In this episode the guys talk about a financial plan, what's involved and how the final numbers are reached.</p>
32 min
100
Credit Scores and Credit Reports - Understandin...
<p>In this episode we talk about credit scores and credit reports. More specifically how they can differ from 1 agency to another. This episode became a requested topic because of the recent CBC Marketplace that had a sample group try Equifax, TransUnion, Borrowell and Credit Karma to pull their credit reports and see how close or different each report actually was.</p>
37 min