Optimal Finance Daily

Optimal Finance Daily, hosted by Diania Merriam, the innovative mind behind the personal finance conference EconoMe, takes you on an enlightening journey through the world of finance. Each episode brings to life the most compelling and practical advice from leading financial bloggers and experts. Diania’s engaging narration and insightful commentary transform complex financial concepts into relatable, actionable insights. Whether it’s budgeting, investing, debt management, or money mindfulness, she covers it all, making financial wisdom accessible to everyone.


Gain not just knowledge, but also the motivation to apply it in your daily life. It's not just a source of financial tips; it’s a daily companion that guides you towards financial freedom and savvy money management, all delivered with Diania's trademark enthusiasm and expertise.


Listen now, and become an OLD friend--your optimal life awaits...

Business
Investing
Education
1
2711: 3 Early Retirement Planning Ideas by Mira...
Explore practical steps like disciplined saving and investing, creating multiple income streams, and embracing mini-retirements to retire earlier than you might expect
7 min
2
2710: The Balanced Money Formula by JD Roth of ...
Simplifying budgeting into three categories - Needs, Wants, and Savings - can help achieve financial equilibrium and reduce stress about money management
8 min
3
2709: Cheap But Great Dates by Leo Babauta of Z...
Practical advice offers a creative twist on making memorable moments without breaking the bank
7 min
4
2708: Does Your Brain Predict Your Financial Su...
Discover how your brain’s inherent patterns and hidden self-image could be influencing your income levels
9 min
5
2707: The Best Time of Year to Buy Many Items b...
How strategic timing can yield significant savings and help manage household budgets more effectively
8 min
6
2706: Weekend Weight Loss Tips by Chalene Johns...
Chalene shares practical advice on changing your mindset, limiting alcohol, managing meal times, choosing home-cooked meals, bringing your own food, and including raw veggies in your diet
7 min
7
2705: 6 Ways Being Cheap Can Cost You Money by ...
Discover how frugality might unexpectedly dip into your funds when saving too much can actually end up costing you more
6 min
8
2704: 7 Ways You May Be Leaving Money on the Ta...
Discover how to optimize your Social Security benefits, manage investments wisely, and avoid common pitfalls that can reduce your financial security in retirement
8 min
9
2703: Why Paying Off the Mortgage Early May Be ...
Discover why paying off your mortgage early might not be the financial boon you expect
9 min
10
2702: Trading Financial Freedom for Mini-Retire...
Trading the pursuit of financial freedom for a one-year mini-retirement to spend quality time with his children
7 min
11
2701: The Secret to Becoming Your Own Financial...
Invaluable insights on becoming the master of your financial destiny
8 min
12
2700: 10 Ways to Take Control of Your Finances ...
The importance of understanding cash flow, setting realistic goals, and investing wisely to build a prosperous future
8 min
13
2699: Your Greatest Asset is YOU by Nick Maggiu...
The most valuable financial asset you possess isn't your bank account or investments, but rather your human capital
6 min
14
2698: How to Overcome and Conquer Fear by Shirl...
Discover how to embrace and harness your fears to lead a more courageous and fulfilling life
6 min
15
2697: Can’t Stick to a Budget? Here’s the Solut...
The modern dilemma of overspending due to the convenience of digital transactions
8 min
16
2696: [Part 2] We’re Mortgage Free! Our 10 Step...
Hill outlines a roadmap to financial liberation that's both inspirational and practical
7 min
17
2695: [Part 1] We’re Mortgage Free! Our 10 Step...
A legacy of debt-free living for their children, showcasing the power of financial independence and the joy it brings
7 min
18
2694: How Do I Budget with a Variable Income? b...
Actionable strategies for individuals dealing with the complexities of budgeting on a variable income
7 min
19
2693: How Do I Get My Spouse To Go Along With M...
The delicate process of aligning your partner with your frugal lifestyle and early retirement dreams
7 min
20
2692: Why My 77 Percent Savings Rate Means Noth...
Urging readers to focus on investing rates over savings rates for true financial independence
8 min
21
2691: Is It Ever OK To Borrow From Your 401K? b...
Dennis meticulously explores the benefits and pitfalls, emphasizing smarter alternatives to safeguard one’s financial future
9 min
22
2690: Three Vital Reasons To Say “I’m Sorry” In...
Rutherford emphasizes how genuine apologies foster integrity, build trust, and maintain mutual respect between partners
7 min
23
2689: How We Paid Off $17,000+ in Student Loan ...
Valuable insights into the power of dedication and financial freedom
7 min
24
2688: Resisting Lifestyle Inflation by Lisa Har...
The importance of financial prudence, the power of minimalism, and the value of instilling good spending habits
6 min
25
2687: I Used To Be Afraid Of Money, But Things ...
Davidson shares how eschewing debt, embracing frugality, and educating herself on personal finance turned her dread into confidence
8 min