NerdWallet's Smart Money Podcast

Get smart about your personal finances—with help from the Nerds. From answering your real-world money questions to breaking down the latest personal finance news, NerdWallet’s in-house Nerds will give you the clarity you need to make smart decisions with confidence, avoid throwing money away on common pitfalls and penalties, and ensure your money is always working as hard as you are.

You’ll get pro tips on managing your investments, understanding and using your credit score, and tackling your expenses to uplevel your overall financial health. Weekly financial check-ins with Smart Money can help you spend more time doing what matters, and less time worrying about whether you’re on track to meet your money goals. 

Join hosts Sean Pyles and Liz Weston as they discuss everything personal finance, including:

- Credit cards: credit card rewards, different types of credit cards, credit card annual fees

- Investing and retirement: investment strategies, retirement planning, financial independence, investing in the stock market, money market accounts, financial strategies, mutual funds, short-term bonds, exchange-traded funds (ETFs), Roth IRA investing, robo-advisors, retirement savings

- Personal finance: budgeting methods, emergency funds, paying off debt, frugal living, money management tips, wealth accumulation, money habits, cultivating a money growth mindset, debt-free living, financial resources, budgeting apps and browser extensions, avoiding scams, tax bills, financial success and financial stability

- Banking: high-yield saving accounts, online banking, credit unions

- Loans: student loans, home equity loans, HELOC, student loan forgiveness

- Home: mortgage interest rates, homebuying, home improvement projects, homeowners insurance

- Insurance: travel insurance, pet insurance, auto insurance, home insurance

You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth.

NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

Business
Investing
Education
226
What Biden may do for your finances and how to ...
Consumer protection will see a revival in 2021, but student loan forgiveness and pandemic relief are still question marks. Plus, what to do if you need to get your hands on some money (relatively) fast. You know you have money questions — so send...
26 min
227
The holiday shopping episode
How are you planning to shop this holiday season? According to our shopping Nerds, we’ll shop differently, but we’ll still shop. Many stores will be closed on Thanksgiving, but the Black Friday deals have already begun and many retailers are...
27 min
228
Holiday travel and giving money advice to family
The two things we should rethink this holiday season are travel and offering financial advice to family members. Either should be done cautiously, if at all. Want the Nerds to answer your money question? Email  or call or text the NerdHotline at...
26 min
229
Open Enrollment and HSA vs. FSA
Picking health insurance is a pain, but the right choice can save you serious cash. Also, a health savings account can be a great option if you can handle a high deductible health insurance plan, but it’s not for everyone. A traditional plan with a...
19 min
230
Finding financial stability and protecting your...
With the election, the pandemic and everything else that's happened in 2020, finding stability can be a challenge. Sean and Liz discuss how to make your money a source of security right now. Then, they answer a listener's money question about how to...
26 min
231
Beating burnout and the best college savings plans
Feel like you working longer and more draining hours during the pandemic? You're not alone. Liz and Sean share their tips to beat burnout. Then they answer a listener's question about how to choose the best college savings plan for their child with...
27 min
232
Retiring early and finding lost money
More Americans are retiring early, but not all of them are doing it the right way. And you may have long-forgotten money waiting to be claimed — here's how to find it.  To have your money question answered on a future episode, email  or...
24 min
233
Cut your tax bill, and how to choose the best i...
Looking to cut your tax bill? You have a few go-to strategies, but only a few months left to reduce what you'll owe next year. Also, the right investment platform depends on how you want to invest and how much help you need.  Want your money...
25 min
234
Unequal unemployment recovery, and whether to b...
Sean and Liz dig into what unequal unemployment recovery trends mean for our economy. Then they answer a listener's money question about whether it's best to buy a new or a used car. Want your money question answered by our Nerds? Email  or call...
34 min
235
The psychology of debt and when to refinance
On this episode, Sean and Liz discuss the psychology of credit card debt — why some people see it as useful and others call it "evil." Then they answer a listener's question about whether now is a good time to refinance their home, even if they just...
26 min
236
Used cars in short supply, and Shea Couleé talk...
Tight supplies and steady demand are driving up used car prices, but you can still save money. Speaking of saving money, the winner of RuPaul’s Drag Race All Stars is saving some of the $100,000 prize money to buy a house. Send us your money...
29 min
237
Fake reviews and saving too much
Learning how to spot fake online reviews can save you money. Speaking of saving, you shouldn’t avoid retirement accounts from a fear that you won’t be “liquid” enough. You typically can borrow or withdraw retirement funds in an emergency....
20 min
238
Investing while paying off student loans
Should you invest or pay off debt? This question can get especially tricky when you’re talking about investing in your company’s stock versus paying down your student loans. Sean and Liz help a listener who wants to know if she should exercise her...
12 min
239
Renters are struggling, and what to do with an ...
Renters are far more likely to be struggling in the pandemic than homeowners. Also, don’t put off a 401(k) rollover. If you want to move money out of an old employer’s plan, ask if your new employer will take it or consider rolling over to an IRA....
23 min
240
Buying local and emergency loans
Buying local could help a favorite small business survive the pandemic. Meanwhile, people who don’t have savings may be tempted to take out emergency loans to cover unexpected expenses. But these small dollar loans can come with high interest rates...
20 min
241
Pet costs and extreme couponing
Pets can cost a lot more than you think. Pet insurance can help, but it’s not for everyone. Likewise, extreme couponing can pay off for the most dedicated adherents, but there are easier ways to use coupons to save. As always, send us your money...
24 min
242
How to take advantage of lower rent and mortgag...
August is shaping up to be another record month on the mortgage front. Here’s what it means for you. And if you want to move apartments right now, look at your goals and know how to move safely. As always, send us your money questions! Email...
20 min
243
Is it safe to travel right now, and how to hand...
Air travel brings you in close contact with others, sometimes for hours. A road trip may be a better option. Also, handle old collection accounts with care. Paying an old debt typically doesn’t help your credit, and may lead to a lawsuit. As always,...
28 min
244
Losing your health insurance, and setting finan...
Losing your health insurance can expose you to medical bills that could bankrupt you. Most people can get subsidized coverage through HealthCare.gov. Also, setting financial goals requires thinking about what’s most important to you and then making...
31 min
245
COVID impulse spending, and building credit whi...
Spending more impulsively because of the pandemic? You’re not alone. Also, different debt payoff methods have their merits, but paying off small balances first can help your credit. As always, send us your money questions! Email  or call or...
19 min
246
Tax returns are due, and how to get started cre...
The IRS has payment plans if you can’t pay what you owe on July 15. Also, the steps to building wealth are simple, even if they’re not easy: spend less than you earn and save or invest the difference. As always, send us your money questions! Email...
21 min
247
The wealth gap, and how to cope with variable r...
Discrimination affected wealth creation and opportunity in the U.S., leading to vastly different median incomes, unemployment levels and homeownership rates. Also, people with variable-rate student loans can struggle to predict what their future...
17 min
248
Setting money goals at milestone birthdays, and...
As you approach your 30s, 40s or beyond, let the milestone birthday be an excuse to set some new money goals. Also, some banks will pay you to open a new bank account, but you need to look beyond the bonus to see if you’ll pay more in fees or...
21 min
249
What a recession economy means for you, and how...
In this episode, Sean and Liz give tips for managing your finances in a recession. Then they answer a listener's money question about how to handle an inheritance — and whether you owe any taxes on it. As always, send us your money questions! Email...
20 min
250
The pandemic is changing our financial lives, a...
In this episode, Sean and Liz discuss survey results that show how money habits are changing as a result of COVID-19. Then, they answer a listener's money question about whether home improvement projects can help home refinancing odds — and if...
21 min