Seven Figures: Smart Money Strategies...

Having money and wealth can buy you material things BUT more importantly it buys you options and peace of mind. THAT is what this podcast is all about. Sandy Waters has always been passionate about helping women get to a spot where they feel comfortable, confident and secure about their financial future. “It doesn’t matter how much money you earn, it’s what you do with the money you have.” This show is designed to fit perfectly into your busy schedule. Each week we start with “No Dumb Questions.” A quick 5-minute explanation of the most commonly misunderstood money topics. Topics that many women are afraid to speak up and ask about.We then sit down with a financially confident woman who lets us in on her secrets of success. What does she do that we all should be doing?And finally, since most of us are parents who want to be good financial role models. Sandy ends the show with “A Seat at the Kids Table.” This is the part of the show were the kids get involved. We listen in on their responses to important money questions. Our expert leaves us with advice, how to best teach the lessons they are not learning in school.Reach out to Sandy Waters directly sandywaters989@gmail.comInstagramLinkedIn

Society & Culture
Business
Parenting
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35. $15k in debt to financial freedom. Here's h...
The best way to get back on your feet financially is to learn how other people have done it.This week we talk candidly about our personal budgets and how we got out of debt.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcastA helpful, educated team in our community that enjoys helping you live a financially healthy lifehttps://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
28 min
202
34. You CAN retire early and here's how
No matter where you are financially. No matter how much money you earn. You CAN retire early.We cash in with expert Deacon Hayes founder of Well Kept Wallet and author of "You Can Retire Early!: Everything You Need to Achieve Financial Independence When You Want It"Deacon gives us the steps we need to take to achieve financial freedom at any age.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcastA helpful, educated team in our community that enjoys helping you live a financially healthy lifehttps://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
30 min
203
33. The future of Brick and Mortar
What does the future look like for us the consumer?How is the Brick and Mortar shopping expereince adapting to technology?Some say it's actually a really good time for the retail store.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcastA helpful, educated team in our community that enjoys helping you live a financially healthy lifehttps://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
24 min
204
32. Are you financially prepared to buy a new h...
Your Go To Guide to buying a homeFrom how much you can afford to how to pay off your mortgage here are the 4 steps you need to followThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcastA helpful, educated team in our community that enjoys helping you live a financially healthy lifehttps://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
34 min
205
31. Get the most out of Medicare and Medicaid
It's never to soon to start planning for the future.Today we cash in with our expert elder law attorney Lisa PowersYour financial nuggets for the day:- Is getting a Last Will and Testament online the way to go- The 2 most important legal documents you should have right now no matter what your age- How to get the most out of Medicare and Medicaid and moreThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcastA helpful, educated team in our community that enjoys helping you live a financially healthy lifehttps://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
32 min
206
30. The bad financial advice you should stay aw...
My dad Guy makes his return to help declutter all the financial advice out there.  Which advice should you follow and which advice is really bad advice?We answers questions like:Do you need a million dollars to retire?What IS the right age to retire?Should you have a budget? and moreThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
28 min
207
29. Couples and money: When one is a spender an...
Are you and your spouse on the complete opposite ends of the saving spectrum?We're going to help you motivate the spender in the relationship to save more.Plus, we'll give you helpful apps to check out and ideas on how to make some extra money.This week we cash in with financial expert, host of the Stacking Benjamins podcast Joe Saul-Sehyhttps://www.stackingbenjamins.com/Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
29 min
208
28. Price Gouging is a good thing?
Is it cruel and immoral NOT to price gouge?Why Economist Russ Roberts believes price gouging may be a good thing for the people in need.http://russroberts.info/Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
27 min
209
27. Protect your parents from financial fraud
Elder financial fraud is $36 billion. 67% of cases in NY state are by family members.Forensic Accountant Karen Webber gives us tips to keep our parent's money safehttp://www.karenwebbercpa.com/Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
28 min
210
26. Steps to achieving Work-Life Balance
Implement I. C.A.N. and you will achieve the perfect Work-Life Balance and ultimately financial successWe "Cash in" with expert Christine Baker Marriage. Entrepreneur, Author and Time Management Strategisthttp://ccbakermarriage.com/Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
19 min
211
25. Follow the P.O.W.E.R steps and watch the mo...
Tweak your mindset and the money will comeDo you have the confidence, the right mindset to take risks? We cash in with expert Sheila Kennedy"You Had It All Along: 5 Keys to Unlocking the Power of Confidence At Your Core""Choices to Changes"Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
33 min
212
24. Investing in the Market 101
"You don't need to be an expert. Anybody can build wealth in the market" Today we teach you how.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
24 min
213
23. Cost Saving Tips to Insuring a Teen Driver
On average when you add a teen driver on your auto insurance policy rates will go up about $800 a year.So is it better to have them get their own policy?What discounts should you make sure your teen takes advantage of?And which cars cost less to insure?We cash in with expert Mike Zwas owner of Insurance Marketplacehttps://www.insmarketplace.comThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
25 min
214
22. Here's how to ask for the raise you deserve
This week we cash in with expert VP of Instruction and Dale Carnegie Master Trainer Melisza Campos "Z"How to brag about your accomplishments the right wayHow to say "No" when your workload is getting to be too muchIs it ever ok to complainAnd, how to ask for that raise you know you deserveSee omnystudio.com/policies/listener for privacy information.
27 min
215
21. What is your Money Personality Type
Uncovering your Money Archetype will help you achieve great financial success.This week we cash in with expert Money Coach and Partner at Boylan Code LLP Lisa PowersLisa is an award-winning wealth strategist and business mentor helping entrepreneurs transform their mindset to achieve real prosperity.http://www.boylancode.comThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
24 min
216
20. Which Credit Card Tops The List? Offering T...
Is your credit card giving you the best rewards? Is it really worth paying a yearly fee to have a Premium card?This week we "Cash in Expert" Charles Barkowski founder of Running with Miles https://www.runningwithmiles.comCharles, who refuses to ever pay full price for anything, passes on the knowledge he gained through years of reseach on how to take advantage of the best deal.  Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
26 min
217
19. Is a Reverse Mortgage a good idea?
What are the facts?Is a Reverse Mortgage a financially smart decision for the elderly?This week we cash in with the experts Tom Dambra CEO of Family First Credit Union and Duncan O'Dwyer Attorney Forsyth, Howe, O'Dwyer, Kalb and MurphyThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
26 min
218
18. Become obsessed with personal finance
You need to have a plan and stick to it if you want financial freedom.This week we cash in with Matt Honeyford, who went from almost bankrupting his family to now on the path to financial independence and he owes a lot of it to his 50-30-20 plan.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
30 min
219
17. Smartest way to pay off your debt
This week we cash in with expert Lynette Baker from Consumer Credit Counseling Services of Rochester.  A not for profit agency. These are the "good guys."  We answer the FAQ: What happens when you work with a for profit credit consolidation company?  What is the best way to chip away at your debt?  What you need to know about your credit score and so much more. To find out more about what we discussed in the podcast https://www.cccsofrochester.orgThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
33 min
220
16. Is real estate the right financial move for...
Many people believe real estate is the way to generate wealth but is it the right financial move for you? What should you know before buying your first rental property.We cash in with expert Alan Tomidy Commercial Services Director at Family First Credit UnionSee omnystudio.com/policies/listener for privacy information.
22 min
221
15. The Keys to Success that you can implement ...
What are the keys to success?  Change your mindset today and watch the money pour in.  We cash in with expert Professional Athlete and Successful Entrepreneur Doug MillerSee omnystudio.com/policies/listener for privacy information.
18 min
222
14. The facts about the Free-Tuition Program (E...
We cash in with expert Paul Celuch from College Assistance Plus  https://www.collegeassistanceplus.comWhat are the pros and cons of the new NY Tuition-Free program and how will it impact college tuition in the future?In the case of divorce:Whichever parent makes less than $100K can claim to be the custodial parent, but you both have to live in the same city. The custodial parent needs to have supervision of the student at least 6 months and 1 day of the year.The student's income does factor in to the $100K-$125K income capSee omnystudio.com/policies/listener for privacy information.
32 min
223
13. The new vs used car debate
What is a smarter decision financially, to buy a new vehicle or preowned vehicle? We cash in with expert Mark Fuerbacher VP of Universal Imports to give us the pros and cons of both. Plus, what you should know about the warranty, leasing and taking your car in for repairs.See omnystudio.com/policies/listener for privacy information.
25 min
224
12. Credit Union vs Bank
What is a better fit for your financial needs?  Bank or Credit Union.  We cash in with expert Tom Dambra CEO of Family First Federal Credit UnionSee omnystudio.com/policies/listener for privacy information.
15 min
225
11. Everything about Wills, Trusts and Estate P...
This week we cash in with expert CPAs Tom Petrella and Michael Phillps from Petrella Phillps LLP www.petrellaphillps.comSee omnystudio.com/policies/listener for privacy information.
20 min