Seven Figures: Smart Money Strategies...

Having money and wealth can buy you material things BUT more importantly it buys you options and peace of mind. THAT is what this podcast is all about. Sandy Waters has always been passionate about helping women get to a spot where they feel comfortable, confident and secure about their financial future. “It doesn’t matter how much money you earn, it’s what you do with the money you have.” This show is designed to fit perfectly into your busy schedule. Each week we start with “No Dumb Questions.” A quick 5-minute explanation of the most commonly misunderstood money topics. Topics that many women are afraid to speak up and ask about.We then sit down with a financially confident woman who lets us in on her secrets of success. What does she do that we all should be doing?And finally, since most of us are parents who want to be good financial role models. Sandy ends the show with “A Seat at the Kids Table.” This is the part of the show were the kids get involved. We listen in on their responses to important money questions. Our expert leaves us with advice, how to best teach the lessons they are not learning in school.Reach out to Sandy Waters directly sandywaters989@gmail.comInstagramLinkedIn

Society & Culture
Business
Parenting
176
60. What this millennial is doing to already ac...
Can you honestly say that you are your kid's Financial role model?If not, that's ok. We found someone who they can emulate.Meet 23 year old Elizabeth who already is on her way to financial independenceWhat is she doing that your kid (and even you yourself) can do to get rid of the money stress in your life?See omnystudio.com/policies/listener for privacy information.
17 min
177
59. College Applications 101: What You Need to ...
If you have a child in High School I'm sure the conversation about college has come up a few times.As they get closer to graduation the stress of finding the perfect college starts to set in.  You want to make sure your kid is happy with their decision, that it will be a good fit BUT you also don't want to bankrupt the family or set your child on a patch of acquiring HUGE college debt.  So, what should you know when filing out college applications?  Are some college loans better than others? Why a Parents Plus loan is NEVER the best choice.We'll help you out today as we Cash In with our expert Independent College Admissions Counselor Jodi Rosenshein Atkinshttp://www.bestfitcollegechoice.com/See omnystudio.com/policies/listener for privacy information.
19 min
178
58. Make your money work for YOU. How to Build ...
Investing your money is the key to building substantial wealth. This week, we invite Paul Pant back on the podcast to help us make money through investing in real estate.Paula is the founder of the website AffordAnything.com and a writer and speaker specializing in money, business and real estate investing.She has been featured more than four dozen major publications, including Forbes, Fortune, Money.com, AOL DailyFinance, Marketplace Money, Kiplinger, Bloomberg Business, Inc. Magazine, Business Insider, and many more (and this is only half of her resume)See omnystudio.com/policies/listener for privacy information.
13 min
179
57. Your Kid Rich with a Child IRA
We hear it ALL THE TIME "Will Social Security go away?"Well, chances are it won't be the best financial security blanket for our kids. So, as a parent you can help them plan for retirement now with a Child IRA. Yup, from the day they are first born start building their wealth and feel some relief that they will be just fine in the future.We cash in with expert award winning financial writer Chris Carosa From Cradle to Retirement-The Child IRA: How to start a newborn on the road to comfortable retirement while still in a cozy cradle.Chris explains why and how to open a Child IRATo order the book:https://www.amazon.com/Cradle-Retirement-newborn-comfortable-retirement/...See omnystudio.com/policies/listener for privacy information.
25 min
180
56. Success Habits that will get you everything...
You already possess everything you need to achieve the success you desire.Think and Grow Rich: The Legacy James Whittaker will take us through the Success Habits that will help you get what you want out of life.James Whittaker is author of Think and Grow Rich: The Legacy. The book is the official, modern-day companion to the original Think and Grow Rich by Napoleon Hill. It features detailed firsthand accounts of how some of the world’s most successful entrepreneurs, thought leaders and cultural icons of our time rose above the unlikeliest, and in some cases, most tragic of circumstances to find personal fulfillment and make their mark on the world.https://jameswhitt.com/See omnystudio.com/policies/listener for privacy information.
29 min
181
55. Top 3 Things You Should Know About Divorce
Nobody plans for this day. You don't walk down the isle thinking how will we split our finances when we get a divorce. But, if the day does come when you and your partner feel like it's better to end the relationship what should you know?We cash in with expert BJ Mann Divorce Mediator and author of the book "A Better not Bitter Divorce: The fair and affordable way to end your marriage"Reach out to BJ Mann: http://bjmediationservices.com/Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
16 min
182
54. Easy ways to save money
A few episodes back Financial Counselor at Family First Credit Union Jodi Arbogast was in to help us go through our budget and uncover how much we REALLY are spending vs how much we are bringing in. Figuring out your exact numbers is a crucial first step to getting your finances in order.This week is step 2. Jodi gives us ways to shave back some of those unnecessary expenses and how to save money on things we need to spend money on.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
23 min
183
53. How to Best Prepare for the Unexpected
We all need to be prepared for the unexpected but "especially when it comes to women...statistically speaking 80% of us will die alone" But how? What do we need to do?This week we cash in with expert Erica Cummings, CFP, VP at Morgan Stanley and creator of the Women, Wealth and Empowerment Series.If you have more questions for Erica you can reach out to her https://fa.morganstanley.com/krokenberger_cummings/index.htmTo register for the (free) Women Wealth & Empowerment Serieshttps://www.eventbrite.com/e/women-wine-and-empowerment-tickets-45061739...See omnystudio.com/policies/listener for privacy information.
24 min
184
52. Budgeting 101- The 3 questions you need to ...
It's important to know your numbers. How much is coming in and how much is going out?We'll help you make sure you are budgeting your money the right way.This week Jodi Arbogast, Financial Counselor at Family First Credit Union will help us step by step Budgeting 101See omnystudio.com/policies/listener for privacy information.
18 min
185
51. If you want to be financially successful yo...
What do most if not all financially successful people have in common?If you're struggling to get your finances in order start here. Hopefully, you'll be able to take away some tips from our guest Conner.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
20 min
186
50. How you CAN Afford Anything with Paula Pant
What is the formula to achieve financial success and to be able to "Afford Anything?"This week we cash in with expert Paula PantFounder of https://www.AffordAnything.com and host of the highly successful Afford Anything podcastWriter and speaker specializing in money, business and real estate investing.Paula has been featured in Forbes, Fortune, Money.com, Kiplinger among others and has contributed to financial websites like, MSN Money, Huffington Post, Motley Fool and moreWe talk about how you CAN Afford Anything and some "Rules of the Rich" the common themes financially successful people believe in.See omnystudio.com/policies/listener for privacy information.
16 min
187
49. Divorce and your Money- What you should know
When going through a divorce, it's important to be mindful of your finances no matter how amicable the seperation may be.Who should get the house? Are you responsible for his/her debt? How much of your 401K do you need to give up to your soon to be ex?This week we cash in with expert BJ Mann Divorce Mediator and author of the book "A Better not Bitter Divorce: The fair and affordable way to end your marriage"Reach out to BJ Mann: http://bjmediationservices.com/See omnystudio.com/policies/listener for privacy information.
18 min
188
48. Simple Steps to Get OUT of Debt
Right now your debt might feel overwhelming and daunting. Don't give up! You CAN live debt free!We're going to help you prioritize your debt today.Here are the simple steps to follow one by one (in order).Good luck! Keep us posted on your progress. We love hearing from yousandy@rochesterbuzz.comThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
14 min
189
47. Why do women lack financial confidence?
Research shows that women feel less confident about money than men do.  Why?Today, we are going to help you overcome your financial fears.We cash in with expert Erica Cummings CFP, Vice President at Morgan Stanley and founder of The Women, Wealth and Empowerment SeriesWomen, Wealth, and Empowerment™ with Erica Cummings, CFP: https://fa.morganstanley.com/krokenberger_cummings/index.htm#women,wealt...Reach out to Erica:Erica.Cummings@MorganStanley.comSee omnystudio.com/policies/listener for privacy information.
23 min
190
46. You're Hired! What you need to do to win ev...
Should You Use a 529 Plan to Save for College? 70% of American adults have no idea what a 529 plan is so here's what you need to know about it.Then, when it's time for that job interview there's one very important thing you need to do to impress any interviewerThis week we cash in with expert Paul Celuch  https://www.CollegeAssistancePlus.comThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
13 min
191
45. If you want to change jobs Is now the RIGHT...
Are you unhappy at work? Thinking "is there something else I should be doing?"When IS the right time to make a career change?Are there things you could do to make your current position more satisfying for you?Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
24 min
192
44. What do you say when your HS Grad wants to ...
A new study shows Millennials have a greater desire to start businesses than previous generations.So what if your High School graduate tells you they want to skip college and go straight to following their entrepreneurial dreams?Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
18 min
193
43. Is a Debt Consolidation loan the answer? Pl...
Is a Debt Consolidation loan the answer to getting you on the path to financial freedom?It can be, BUT not all Debt Consolidation companies are the same we'll let you know what to watch out for. Plus, we'll give you a few tips you can implement today to help you get out of debt and stay out of debt.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
16 min
194
42. The best way to pay for college
We cash in with our expert Paul Celuch founder of College Assistance Plus  https://www.CollegeAssistancePlus.comIf you're in your 40s or even 50s and are still struggling to pay off your college loans make sure you're paying them the right way. We'll explain how you could be overpaying on the interest which will make it impossible to pay it off.We also have college tips for your High School Junior or Senior. Before they commit to a school make sure they listen to this episode.Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcast!  When it comes to financial education, earning and learning go hand-and-hand, and Family First is here to help you and the Greater Rochester community with both! https://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
15 min
195
41. Here's how to Patent your great idea
Have you ever thought: "Here's an idea someone should invent"Maybe it should be YOU who invents it!Here's the steps you need to take to patent your great idea.We cash in this week with Mike Pyszczek President, Genesee Northern Research LLC, Professor at Roberts Wesleyan College School of Business and coaches MBA candidates and engineering students at the University of Rochester's Simon School of Business.Thanks to Family First Credit Union for sponsoring the podcastSee omnystudio.com/policies/listener for privacy information.
14 min
196
40. This IS the year you will get out of debt a...
No matter what your goal is for the new year. Whether it's a financial goal, career goal or the goal to be healthier, it takes pushing yourself out of your comfort zone to make it come to fruition. But how?  How do you take that first step and stick to it?  Today we cash in with Title Boxing Club Pittsford owner Alex NessAlex not only made a major career change late in his life but he thrives on motivating people to stick to their future visions and make a change for hte betterThanks to our Friends at Family First Credit Union for Sponsoring the $even Figure$ podcast each week!https://www.home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
16 min
197
39. Top 3 financial lessons we learned this year
There was a lot we learned this year thanks to all of our guests.But which episodes will make the top of the list?  We rank the Top 3 $even Figure$ podcast episodes of 2017Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcastA helpful, educated team in our community that enjoys helping you live a financially healthy lifehttps://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
19 min
198
38. New list of scams to watch out for
We sit down with Leita King Scam Prevention Coordinator at Lifespan to talk about the most recent scams to watch out for.Lifespan helps older adults and caregivers take on the challenges and opportunities of longer life.  Lifespan is a trusted source of unbiased information, guidance and more than 30 services and advocacy for older adults and caregivers. We also provide training and education for allied professionals and the community.https://www.lifespan-roch.org/Thanks to our friends at Family First Credit Union for supporting the $even Figure$ podcastA helpful, educated team in our community that enjoys helping you live a financially healthy lifehttps://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
16 min
199
37. Is it time to reinvent yourself and upgrade...
Many of us will face major shifts in our lives. Some of which will take us by surprise like a company layoff or a financially crippling divorce.  Hopefully this episode of $even Figure$ will help inspire you to get back on your feet and create the future you visualize by reinventing yourself.See omnystudio.com/policies/listener for privacy information.
12 min
200
36. Clearing up Open Enrollment Confusion. Here...
HSA vs Copay? Which is a better choice for you and your family?Don' make the same mistake that most people make during Open EnrollmentTom Julian Marketing Director at Fidelis Care helps clear up the Open Enrollment ConfusionMore information: https://www.fideliscare.orgThanks to our friends at Family First Credit Union for supporting the $even Figure$ podcastA helpful, educated team in our community that enjoys helping you live a financially healthy lifehttps://home.familyfirstny.comSee omnystudio.com/policies/listener for privacy information.
28 min