On a scale of 1-10 How much do you LOVE your job? How passionate are you about what you do for a living?Our guest today, Meredith Atwood had what you might think of as a dream gig. She was making over six figures as a lawyer.But after years of not feeling completely fulfilled in her job she realized it wasn't HER dream gig. Writing was her passion and even though many told her she could never achieve financial success being a writer she is proving them all wrong.Meredith is an author. Her most recent book Triathlon for the Every Woman is getting rave reviews. Her next book set to hit shelves in December is calledThe Year of No Nonsense.She is also a speaker and podcaster The Same 24 HoursHer dream gig now is to inspire every woman to pursue a life of health, happiness and success. We hope you enjoy this week's conversation with Meredith Atwood.Cheers to being a financially confident women! See omnystudio.com/policies/listener for privacy information.

What are you known for?What do people think of you, when you're not in the room?  What impression do you leave behind?If you can easily and confidently answer those questions, awesome! You have a well-defined personal brand. Congratulations!For the rest of us, who need to polish up on our brand Michelle Roberts joins the conversation this week with "5 easy steps to creating a personal brand."Michelle is the founder of Nouvs- Be Known, a company dedicated to helping entrepreneurs and companies figure out what their brand is and how to successfully leverage it.Some of you might be thinking that coming up with a personal brand is only for the entrepreneur or business.  But, that is not true. We all need to take time to figure out what we are known for.  A personal brand is the best representation of yourself, what makes you you.In this episode we talk through the basic 5 steps to creating and promoting your brandAnd once you do it, feel free to share it with us.Cheers to being a financially confident woman!See omnystudio.com/policies/listener for privacy information.

A great mother's days gift is to reassure the mom in your life that she will be financially ok as she gets older. That when the time comes to consider a senior living community, assisted living or nursing home everything will be taken care of without worry.Taking on the responsibility as a caregiver to my parents is honestly something that terrifies me. I know I am not alone.  We all want to care for our parents as well as they cared for us. That is why this week we are dedicating time to weed through the horror stories we've all heard.  Why are some seniors "kicked out" of their care facility? Why is it a struggle for seniors to get Medicare/Medicaid to help pay for the cost? Why are seniors who have worked so hard their entire lives left with nothing and unable to pay for the care they need?Eder Law Attorney at Harris Beach Lisa Powers is here to walk us through the important things that we need to know.Also joining the conversation are listeners Lori Viola and Lloyd Ruffle who have both been through it.  They share their stories and personal experience. Teaching us the valuable lessons they learned through the process. We hope this episode gives you some clarity and peace of mind.Our plan is to have Lisa come back in once a month to answers all your questions.So, if you do need some guidance feel free to email me  Click here to reach out to Lisa directlySee omnystudio.com/policies/listener for privacy information.

Welcome to the year of financial wellness.The first Friday of each month our good friend CFP VP at Morgan Stanley, Erica Cummings joins the conversation.She’s laid out the plan for us. If we follow it step by step, and do what she gives us as our monthly homework at the end of the year we will reflect and realize we are in a good spot.  We WILL feel financially confident.  And that is an incredible feeling.Today we’re going to help you calculate how much money you REALLY need in retirement.Cheers to being a financially confident woman!See omnystudio.com/policies/listener for privacy information.

Our guest today is going to help you get millionaire status. Well, at least have a better understanding of how self-made millionaires got to where they are financially.Their behaviors, the “rules” they follow, what their life is really like.Dr Sarah Stanley Fallaw is an industrial psychologist, researcher, and president of DataPoints. She is continuing the research her dad Thomas J Stanly started back in 1996 when he published the bestselling book “The Millionaire Next Door”Sarah has now co-authored the updated version “The Next Millionaire Next Door...Enduring Strategies for Building Wealth”Get ready to soak in over 40 years of research of what it takes to achieve wealth.A big thank you to Sarah for graciously giving her time to be part of our $even Figures Community.Cheers to being a financially confident woman!See omnystudio.com/policies/listener for privacy information.

When you have the weight of debt hanging over your head it's hard to think about anything else. It effects your relationship with your partner, with your kids even with relationships at work.Today's guest is on a mission to help people, who are struggling with debt find their light at the end of what seems to be the never ending tunnel.Rob Giumarra, a single dad of 3 boys was in $200,000 of debt just 4 years ago.  Today, he proudly says he is almost completely debt free.He does admit, it did take a lot to put aside his ego and file for bankruptcy. But since then, he has readjusted his mindset about money and his budget.I truly hope this episode inspires you to keep yourself on track and focused on achieving that amazing feeling of being financially confident!If you need any help along the way feel free to always reach out.  Sandy@rochesterbuzz.comSee omnystudio.com/policies/listener for privacy information.

The business Cyndi Weis created Breathe, was intended to be a hobby after her daughters moved away.  17 years later, it has now grown into a tremendously successful franchise with 7 locations throughout Rochester and Syracuse.Cyndi is one of those people who makes you feel like you've been friends forever. Her warm, calming, inviting personality is probably the reason why so many of her clients adore her. When I met her for the first time I remember thinking “I need a little more Cyndi in my life.” She has achieved great success in her lifetime.  Both in her career and with her family, raising 2 daughters who now help her grow the business.So today, we are all getting a little dose of Cyndi in our life.Cyndi, and her daughters Carly and Abby join the conversation this week.Cheers to being financially confident women!See omnystudio.com/policies/listener for privacy information.

You stumbled on this podcast because you want to be more engaged with your finances.  You want to feel at ease knowing that you will be able to retire comfortably.If you’re a little behind on saving for the future, that’s ok you are definitely not alone. And it’s not too late to start.  Each month CFP VP at Morgan Stanley Eric Cummings joins the conversation and gives us some clarity on various financial topics. The focus this month, is all about saving.  So, if you’re in your late 30s, 40s or even 50s and haven’t started saving the money you wish you had, Erica will tell you exactly what you need to do to catch up.The goal this year is to help you make strides in your finances. Get you to the point where you have a good understanding of where you stand and what the plan is.  It will feel amazing when you can confidently say “I am a financially confident woman”See omnystudio.com/policies/listener for privacy information.

How uncomfortable do you feel when someone starts casually talking about money with you?A lot of women would rather talk about anything else but money. They would rather talk about their weight, their relationship, sex, even politics before they talk about their personal finance.Let’s push ourselves out of our comfort zone and start the conversation because it’s good to talk about money. Especially with other women, fellow moms. We can learn a lot from each other.Our guest today, is a big believer in this. Financial editor for NBC's Today Show, Founder and CEO of HerMoney media, author of several books including the one that just hit the shelves Women with Money: The Judgment-Free Guide to Creating the Joyful, Less Stressed, Purposeful (and Yes Rich) Life You DeserveJean Chatsky joins the conversation.We of course chat a lot about her book, and why it’s one of the most personal books she has written. Jean expresses the importance of understanding your money story, she gives us advice about dealing with the money guilt many of us can relate to and how to ask for the pay we deserve.This is such a great conversation, we hope you enjoy it as much as we did.Cheers to being financially confident women!See omnystudio.com/policies/listener for privacy information.

Retired Bankruptcy Court Judge and founder of Credit Abuse Resistance Education (CARE)  John Ninfo joins the conversation this week.As a bankruptcy judge who sat on the bench for two decades you can imagine the stories he has to tell.  One of the biggest takeaways from his long career is it’s not how much money you have, it’s how you manage it.  He saw countless people who had plenty of money but allowed debt to get the best of them and ultimately ruin their lives.The credit industry is set up to encourage you to fail. That’s why it is so important to be aware of what’s going on with your finances. “It’s not about your academic IQ, it’s about your Financial IQ and the two are not the same”After retirement, Judge Ninfo created CARE a program designed to help encourage financial education specifically for the younger generation.As a parent, like many of you, I am always looking for opportunities to teach my kids valuable money lessons.  Sitting down listening to this podcast episode together might be one of those opportunities.See omnystudio.com/policies/listener for privacy information.

Chances are you have made at least one money decision that you regret and that’s ok, because we all have been there. Even the super smart people make some pretty dumb financial mistakes.With each mistake we make, we acknowledge it, learn from it and move on vowing never to do it againToday, CBS News Business Analyst, Host of the Jill on Money radio show and podcast and author of the new book “The Dumb Things Smart People Do With Their Money: 13 ways to Right Your Financial Wrongs” Jill Schlesinger joins the conversation.Many lovingly refer to her as Aunt Jill. She is our fun aunt who tells it like it is!Jill exposes some of the big money mistakes a lot of people make when it comes to life insurance, deciding between Whole and Term insurance. Paying for college, the gut wrenching mistake most parents and grandparents are making. And when it comes to hiring a financial professional the one question you need to ask to make sure they are qualified to deserve your business.Get ready to learn a ton in this episode with one of my favorite financially confident women Jill Schlesinger.To learn more about Jill and her new book: https://www.jillonmoney.com See omnystudio.com/policies/listener for privacy information.

A survey by Northwestern Mutual found that money was the biggest cause of stress for nearly half of Americans. No surprise that a good amount of Americans admit that their debt has had a negative impact on their lives. It’s the major contributing factor to sleepless nights, depression, anxiety and some studies even make the connection to an increased number of migraines. Lack of money causes stress and it’s been proven that a great amount of stress holds you back from making money.  So, let’s break you from this cycle. Balanced Life Health Coaching Lori Nolan joins the conversation this week. Helping us manage our stress. She teaches us how to calm our minds when it’s racing before bed, how to be mindful of the “circle of life,” and the importance of having “space” in our lives.  Cheers to being a financially confident woman Learn more about: Balanced Life Health Coaching- https://www.balancedlife.life/ The Northwest Survey-https://news.northwesternmutual.com/planning-and-progress-2018 See omnystudio.com/policies/listener for privacy information.

A survey by Northwestern Mutual found that money was the biggest cause of stress for nearly half of Americans. No surprise that a good amount of Americans admit that their debt has had a negative impact on their lives. It’s the major contributing factor to sleepless nights, depression, anxiety and some studies even make the connection to an increased number of migraines. Lack of money causes stress and it’s been proven that a great amount of stress holds you back from making money.  So, let’s break you from this cycle. Balanced Life Health Coaching Lori Nolan joins the conversation this week. Helping us manage our stress. She teaches us how to calm our minds when it’s racing before bed, how to be mindful of the “circle of life,” and the importance of having “space” in our lives. Cheers to being a financially confident woman! Learn more about: Balanced Life Health Coaching- https://www.balancedlife.life/ Tthe Northwest Survey- https://news.northwesternmutual.com/planning-and-progress-2018 See omnystudio.com/policies/listener for privacy information.

A,  survey by Northwestern Mutual found that money was the biggest cause of stress for nearly half of Americans.No surprise that a good amount of Americans admit that their debt has had a negative impact on their lives. It’s the major contributing factor to sleepless nights, depression, anxiety and some studies even make the connection to an increased number of migraines.Lack of money causes stress and it’s been proven that a great amount of stress holds you back from making money.  So, let’s break you from this cycle.Balanced Life Health Coaching Lori Nolan joins the conversation this week.Helping us manage our stress.She teaches us how to calm our minds when it’s racing before bed, how to be mindful of the “circle of life,” and the importance of having “space” in our lives.Cheers to being a financially confident woman!Learn more aboutBalanced Life Health Coaching: https://www.balancedlife.life/The Northwest Survey: https://news.northwesternmutual.com/planning-and-progress-2018See omnystudio.com/policies/listener for privacy information.

Investing in the stock market, for a lot of people sounds pretty intimidating.Well, to be perfectly honest with you, it really is fairly simple.Each month CFP VP at Morgan Stanley Eric Cummings joins the conversation and gives us some clarity on various financial topics. The focus this month, is investing.  She’ll tell us exactly what we need to do to be a successful investor.The goal this year is to help you make strides in your finances. Get you to the point where you have a good understanding of where you stand and what the plan is.  It will feel amazing when you can confidently say “I am a financially confident woman”See omnystudio.com/policies/listener for privacy information.

It’s not the most exciting and happy conversation but it IS an important one to have.Marriages sometimes fail no matter how hard you work at it.  When you are faced with the reality of divorce you need to remind yourself that you will get through this. There is a silver lining to this dark cloud.Today our guest author, publisher, confidence coach Sheila Kennedy joins the conversation.  She openly talks about her experience.How can you heal emotionally and financially after a divorce?I hope this conversation gives you some guidance.Cheers to being a financially confident woman!See omnystudio.com/policies/listener for privacy information.

I'm not ashamed to say it and you shouldn't be either, I like money and I want to have more of it.There are so many ways to make a little extra cash on the side. For a lot of us, especially working moms, or even more so, working single moms making money on the side cannot be time consuming. You already have way to much going on in life, to add one more thing might feel a bit daunting.Soooo what could you do?Our guest today believes selling items on eBay is a great option.  He makes it a family endeavor so it doesn't feel like "work" but more like of a fun family activity to do together.  He and his family enjoy the hunt of finding that perfect item but also are definitely enjoying the financial benefits of it. Earning on average a couple thousand dollars each month.Are you intrigued? Here are the basics of selling on eBaySee omnystudio.com/policies/listener for privacy information.

Want Financial Freedom and be able to Retire Early?  Sounds Awesome right?!There is a "movement" you may have heard of called "FIRE" (financial independence retire early)What is it?  Who started it? Is it a philosophy we should all buy into?This week my podcaster friend, Joe Saul-Sehy from the Stacking Benjamins show is on with us to explain what FIRE is really all about.  He's a super smart finance guy!After you listen to the episode let me know what you think.  How do you feel about FIRE?  Cheers to being Financially Confident Women!See omnystudio.com/policies/listener for privacy information.

It's the first Friday of the month, time for another financial goal that will help us achieve Financial WellnessLast month, our task was to find 20min a week to dedicate to bettering our financial future.  If you haven't yet set a day out of the week, take a moment to do it now.  A day you can and will commit 20min to your finances. Put it on your calendar, set yourself a reminder.This month CFP VP at Morgan Stanley, Erica Cummings gives us weekly "to dos"Week 1- Get your documents together. Any and all documents.  Put them in one binder, one area of the house.  This will help you understand what you have and notice what documents you're missing.After doing this you'll already feel better about your finances.Week 2- BudgetBe real with yourself.  Find out exactly what you are bringing in and what you are spending each month.  Break it down into categories.  This will allow you to get a better picture of where you're unnecessarily overspending.  A budget will also allow you to see where you can pull money from just in case an emergency comes up.Week 3- DebtThis might hurt to add up all your debt, BUT rip off the band aid and just do it.  Have a real honest understanding of who you owe and how much.Week 4- Emergency FundNow that you have all the numbers together, you have a good grasp of your financial picture. Now see where you can pull money to start building up 3-6months of monthly expenses. Don't worry it won't happen in one month, but at least you are consciously making an effort.  Every dollar towards your emergency fund helps!You got this! Stay focused this monthCheers to being a Financially Confident WomanSee omnystudio.com/policies/listener for privacy information.

We show our kids "tough love" well, now it's our turn to recieve it.Our guest this week Sitima Fowler the Co CEO of Capstone IT is going to tell us EXACTLY what we need to hear to propel ourselves to greatness.Sitima has a great money story to share.In the 6th grade, Sitima and her family immigrated from India to the United States. Establishing a life in America was a struggle for the Rana family who had limited resources and little to no money. This lifestyle instilled a fire in Sitima that was and still is her driving force to succeed. Sitima developed a relentless desire to lead with an ongoing pursuit of personal and professional growth.Hopefully her story and "tough love" advice will motivate and inspire you.Cheers to being Financially Confident Women!  See omnystudio.com/policies/listener for privacy information.

Are YOU getting in your own way of achieving wealth and success? Today our guest is David Mammano the founder of the Avanti Entrepreneur Group. I've been watching and following David's "Mammano Minutes" and Avanti podcast for some time now and he is fantastic at motivating his followers and offering great advice and wisdom.Today we'll talk about how important it is to "Change the record in your head" and the 4 things that you could be saying that is holding you back from wealth and success.Follow David Mammano http://davidmammano.com/See omnystudio.com/policies/listener for privacy information.

Are YOU getting in your own way of achieving wealth and success? Today our guest is David Mammano the founder of the Avanti Entrepreneur Group. I've been watching and following David's "Mammano Minutes" and Avanti podcast for some time now and he is fantastic at motivating his followers and offering great advice and wisdom.Today we'll talk about how important it is to "Change the record in your head" and the 4 things that you could be saying that is holding you back from wealth and success.See omnystudio.com/policies/listener for privacy information.

How is your new year going so far?Are you still actively pursuing your New Year's Resolutions? I hope so!For most of us, every year we strive for wellness. We try to incorporate healthy foods in our diet and track our steps but what about financial wellness.  This year CFP, Vice President at Morgan Stanley Erica Cummings will join the conversation each month to provide the knowledge and tools necessary to understand what we do (or don’t do) with our finances and why we do it.  The goal is to help you create a healthy practice of financial wellness by replacing limiting beliefs and bad habits with positive ones and begin or enhance your journey towards total wellness.Cheers to financial wellness and being financially confident women!To learn more about Erica and her Women, Wealth and Empowerment Series: https://fa.morganstanley.com/krokenberger_cummings/index.htm#women,wealthandempowerment  See omnystudio.com/policies/listener for privacy information.

Your mental health, your physical health and your financial health are all connected.Every January, we start the year saying we WANT to be better, we WANT to be healthier, we WANT to have more money etc. but something happens and we end up falling short of the lofty goals we set for ourselves.Well, maybe it's just me who has never followed through on a single New Year's Resolution.Until now!I discovered our guest Anna during one of those many moments that I was "going to start working out," it was actually my mom who told me to check out the POPSUGAR Fitness videos on YouTube.  I loved Anna's spirit and energy and began to really enjoy working out. The routines were doable for me, easy to follow and I was seeing results. BUT sadly, I confess, I fell off the wagon again.So, to motivate me and anyone else who needs it Anna the founder of Anna Renderer Fitness, host of POPSUGAR Fitness, Certified High Performance Coach joins the conversation today with her 4 High Performance Practices that will change your life.See omnystudio.com/policies/listener for privacy information.

What a year it's been! To look at the year in review, Sandy is joined by Tom Dambra, CEO of Family First Credit Union. 2018 was filled with so much helpful "seven-figure" advice, it made it difficult to choose what to include in the review! Listen for some of the best tips from Janine Shepard, Lynn Mucenski-Keck, Mike McNamara, Norma & Andrea Holland, Susan Beacham, Jodi Rosenshein Atkin, and Eric Brotman ranging from the best college fit to your living will.Thank you for listening to the Seven Figures Podcast! We appreciate you!See omnystudio.com/policies/listener for privacy information.