Seven Figures: Smart Money Strategies...
Having money and wealth can buy you material things BUT more importantly it buys you options and peace of mind. THAT is what this podcast is all about. Sandy Waters has always been passionate about helping women get to a spot where they feel comfortable, confident and secure about their financial future. “It doesn’t matter how much money you earn, it’s what you do with the money you have.” This show is designed to fit perfectly into your busy schedule. Each week we start with “No Dumb Questions.” A quick 5-minute explanation of the most commonly misunderstood money topics. Topics that many women are afraid to speak up and ask about.We then sit down with a financially confident woman who lets us in on her secrets of success. What does she do that we all should be doing?And finally, since most of us are parents who want to be good financial role models. Sandy ends the show with “A Seat at the Kids Table.” This is the part of the show were the kids get involved. We listen in on their responses to important money questions. Our expert leaves us with advice, how to best teach the lessons they are not learning in school.Reach out to Sandy Waters directly sandywaters989@gmail.comInstagramLinkedIn
51
181. Divorce and Real Estate- What you need to ...
Divorce and Real Estate- What you need to know with Rachel WexlerReal estate due to divorce is Rachel's “niche.""Having gone through a very rough divorce myself, years ago, and before I was a Realtor, I learned the hard way how difficult it was and how unlike any other type of real estate it is."So, what makes it so unique? Rachel candidly talks about picking up the pieces after her divorce. PLus, she gives us tips on selling and buying a house not only after a divorce but also during a pandemic.If you want to reach out to Rachel Wexler:https://www.homesbyrachelwexler.com943-8811 See omnystudio.com/policies/listener for privacy information.
32 min
52
180. Is Now The Right Time to Ask the Boss for ...
Today, we're going to help you perfect your Time Management Skills with some great tips.Plus, the question a lot of people are battling with, is now the right time to ask the boss for vacation time off?CFP at the Harmony Financial Wellness Group at RBC Wealth Managment Erica Cummings gives us her expert take on it all. See omnystudio.com/policies/listener for privacy information.
14 min
53
179. Advice for New Graduates with Jill Schlesi...
Graduating into a recession. What should you do?On the radio morning show "Spezzano and Sandy on 989 The Buzz every Wednesday, our friend from CBS Jill Schlesinger is on with us.She recently wrote an article titled "The Rotten Luck of Graduating into a Recession" What expert advice does she have for graduates?And for you parents, is college something you should still encourage your kids to consider?See omnystudio.com/policies/listener for privacy information.
9 min
54
178. The Most Resilient Generation with Erica C...
Which generation is being referred to by experts as the most resilient generation, taking all of this added financial stress in stride?We talk about it today with CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth ManagementSee omnystudio.com/policies/listener for privacy information.
15 min
55
177. It's a Bad Credit Limit Surprise for a lot...
Today, what if something like this happens again? Not necessarily a virus pandemic but a stressful financial situation. The one thing that you need that will keep you feeling calm when everyone else is panicked about their finances, we'll give you that one thing today. Plus, a lot of people are shocked when they find out about their credit limit. If you haven't checked your cedit limit, maybe now is a good time to do so. We'll explain. Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management is on the podcast every Monday and Friday.https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
15 min
56
176. Talking to the Kids about Tightening the B...
"Family we have to tighten the budget" to a kid, that's probably worse than hearing mom and dad tell them to eat their vegatables.Cutting things out of the budget is uncomfortable for all of us. But, with so many people losing their jobs or agreeing to take a pay cut, tightening the belt is a "must do" for many families.How do you explain it to the kids in a way that won't get them worked up and more worried than they already are with the changes they've expereinced these past few months? Jill Schlesinger, CBS News Business Analyst and Jill on Money podcast/radio host gives us her take.See omnystudio.com/policies/listener for privacy information.
10 min
57
175. How to get your spouse to open up and WANT...
We cover a lot today on the show with CFP Erica Cummings.How to get started with your 401k investmentsGetting your financial papers in orderAnd how to get your spouse to open up and WANT to talk about the family budget. For a lot of couples when the topic of money comes up, it ends in a fight. If that sounds like your relationship, not to worry we have some advice.You can reach out to Erica directly to go over some personal financial questions you may have or to learn more about her upcoming webinar open to the public: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
13 min
58
174. Behind the Scenes Scoop About the Stimulus...
Another quick episodeKeep you in the loop about the next stimulus package they’re working on.Jill Schelsinger from CBS news/Jill on Money podcast was on the radio morning show this morning. Of course she has the "in," what her people in Washington are telling her about it.See omnystudio.com/policies/listener for privacy information.
9 min
59
173. Divorce during the Pandemic with Erica Cum...
Today, if your company has stopped their 401K match, don't worry you're not alone. Plus answering a listener's question about divorce during the pandemic. Every Monday and Friday CFP Erica Cummings is on the radio moring show. Here's our conversation from today.If you have a question feel free to reach out sandy@rocehsterbuzz.comor Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
9 min
60
172. Is There More College Loan Relief on the W...
There’s a lot of talk about another Covid-19 reflief package. Of course the government will take some time bashing it around, trying to agree.But right now, breaking down the proposed $3 trillion, how much might be coming to you?If you have a question feel free to reach out sandy@rochesterbuzz.comor Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
10 min
61
171. How to Impress Your Boss with Jill Schlesi...
How to Impress Your Boss with Jill SchlesingerToday- We’ll go over some of the top news stories…About Reopeing the country…How Elon Musk owner of Tesla is NOT following the plan and most importantly we’ll help you impress the boss so you can make sure you ARE part of your companies evolutionSee omnystudio.com/policies/listener for privacy information.
12 min
62
170. How to Prove Your Value While Working From...
Today growing your money, a refresher course on the power of compounding and how to make the biggest impact and prove your value while working from home.our friend CFP Erica Cummings comes on with us every Monday and Friday….Just in case you missed it….here’s our conversation If you have a question feel free to reach out sandy@rochesterbuzz.comor Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
11 min
63
169. Top 3 Frugal Ideas to Save Money During th...
Top 3 Frugal Ideas to Save Money During the Pandemic with Erica CummingsA lot of people are feeling the money pinch and according to a recent study they consciously are looking for ways to be more frugal. I love this! Frugality is my thing. Being frugal for the record is very different than being cheap. Frugal people are money conscious people. They don't waste money on things that are unessesary. This is exactly what we should be doing during the pandemic. Looking for ways to trim the budget and be more mindful about spending more frugally savvy.Today CFP Erica Cummings gives us her Top 3 Frugal Ideas to help you save money.If you have a question feel free to reach out sandy@rocehsterbuzz.comor Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
11 min
64
168. Should You Be Moving Money Around Within y...
Today, answering a question we've been getting a lot lately, "should I be doing anything different with my 401K, moving money around? Rebalancing?"Our goal of the podcast is to find the perfect expert to help guide you through your money concerns.Jill Schlesinger, is one of the experts I often lean on, especially during the Covid-19 pandemic. She's the CBS New Business Analyst, also host of the radio/podcast show "Jill on Money"She's a reoccuring guest on the radio morning show I co-host, "Spezzano and Sandy on 989 The Buzz"If you have a money question or concern you need help with just reach out Sandy@rochesterbuzz.comSee omnystudio.com/policies/listener for privacy information.
10 min
65
167. WHERE to Pull Back on Saving if Money is T...
WHERE to Pull Back from Saving if Money is Tight with Erica CummingsToday, We’ll help you prioritize WHERE you can pull back from saving…If money is tight and what the future looks like…the positive outcome.We're posting a new episode every Monday, Wednesday and Friday during the pandemic. Click Subscribe if you want to get the notification.Our goal is to answer your questions, relieve some of the stress by giving you the best money stratedy. Feel free to reach out to us anytimeEmail me directly- sandy@rochesterbuzz.comErica Cummings- https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
11 min
66
166. Top 3 Money Apps with Erica Cummings
Today how to separate facts from the sensationalized news stories. Plus, the top 3 money apps for you and for the kids. We’re posting a new episode every Monday, Wednesday and Friday. If you click subscribe, you’ll get the notification when a new one goes up. The podcast has changed a little bit during the pandemic, it’ll now be from the conversation we have on the radio morning show.Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth Management joins the conversation.Every Friday CFP See omnystudio.com/policies/listener for privacy information.
12 min
67
165. College after Covid19 with Jill Schlesinger
Today, for those of you who have kids thinking about college, should Covid 19 change the discussion. Plus, if you’ve been directly impacted financially you might want to think about an appeal to your financial aid package.CBS News Business Analyst, host of the Jill on Money radio/podcast show is on with us every Wednesday. Holding our hand through all of this.Reach out to Jill: https://www.jillonmoney.com/Here's the full article on how the pandemic is impacting college enrollmenthttps://rochesterbuzz.radio.com/articles/radiocom/students-reluctant-to-pick-college-as-virus-strains-financesSee omnystudio.com/policies/listener for privacy information.
14 min
68
164. Polishing Up Your Resume with Mike McNamara
Today we're going to help you polish off your resume. Ya, for a lot of you it's been a while since you've written a resume, we right there with you. But now in these uncertain times, we all need to get a jump start on preparing for the worst case scenario just in case you need to search for a new job. Many of you have been laid off or furloughed. Many who are still working can not say with certainty that their company will be able to survive status quo after this all passes.So we lean on our expert, good friend Mike McNamara the founder of TalentBlvd.https://www.talentblvd.com/See omnystudio.com/policies/listener for privacy information.
6 min
69
163. Protecting Your Credit Score During The Pa...
Are there new tips and tricks to help us build up our credit score during this time?For the families hit especially hard by the pandemic, could this have lasting effects on their credit score.Is it something they should be worried about it? If you have a question feel free to reach outsandy@rocehsterbuzz.comorErica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
6 min
70
162. Stimulus Check Frustrations and What to do...
Today why some people, maybe you are one of them, are having trouble receiving their stimulus checks and what should you do when you have a gut feeling that you might lose your job?During the pandemic, we’re posting a new episode every Monday, Wednesday, Friday.There’s a lot of financial stress right now for everyone, we hope these episodes are helping you figure out the best money strategy for you and your family. And we hope to ease the tension a little bit.If you have a question feel free to reach out sandy@rocehsterbuzz.comor Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
10 min
71
161. Filing for Unemployment and Will We Pay Mo...
Today, getting through to unemployment and who can file..Plus, once this pandemic is behind us will products and services cost more or less?We’re posting a new episode every Monday, Wednesday, Friday focused on how the Covid-19 pandemic is directly impacting you and your family’s budget. Helping you figure out the best money strategy.This morning CBS News Bussiness analyst, host of the Jill on Money radio show and podcast Jill Schlesinger was on radio show Spezzano and Sandy on 989 The Buzz like she is every Wednesday. I thought I'd share the conversation with you here.If you have a financial question feel free to reach out sandy@rochesterbuzz.comor Jill directly at https://www.jillonmoney.com/See omnystudio.com/policies/listener for privacy information.
11 min
72
160. The Breakdown of Unemployment Benefits wit...
Answering your questions today about unemployment benefits. For some of you who were asked to take a pay cut, or who have reduced hours, you may be entitled to unemployment benefits too. Plus the Top 3 things to do with your stimulus check.If you have a question: email me sandy@rochesterbuzz.comor reach out to Erica: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
10 min
73
159. Tips to Cope Emotionally and Financially t...
Tips to Cope Emotionally and Financially during the Pandemic with Erica CummingsToday we'll answer a listener's question about paying for college with a 529 College Savings Plan for their daughter who plans to attend in the fall. Plus, how to cope emotionally with everything that’s going on. And since a big goal of ours is to give you the "smart money strategy" what should be your stratedy during this time when everything is on pause?If you have a question…just let me know sandy@rocehsterbuzz.comYou can reach out to CFP Erica Cummings: https://us.rbcwealthmanagement.com/harmonyfinancialwellnessgroup/See omnystudio.com/policies/listener for privacy information.
10 min
74
158. Covid-19 Update- When Should America Reope...
Today our focus will be on (3) main questions:Will all the money that the government is giving to small businesses really help save jobs?Where IS the federal government getting all this money?Plus, the heated debate on everyone's mind, when should Americca reopen?CBS Business News Analyst Jill Schlesinger also, host of Jill on Money radio show and podcast helps us answer these questions.Jill is a good friend of ours, she's on the radio morning show "Spezzano and Sandy" on 989 The Buzz every Wednesday. It's always a great conversation but even more so now with all the fiscal concern about the pandemic. Here's the conversation from this morningFollow Jill Schlesinger: https://www.jillonmoney.com/ See omnystudio.com/policies/listener for privacy information.
11 min
75
157. Time to Boost Your Savings with Erica Cumm...
Now is the Time to Boost Your Savings with Erica CummingsHow the pandemic is an opportunity to save money and for the proud new parents who had babies in 2019, what you need to do to make sure you get the extra $500 in your stimulus check.Here’s our conversation with CFP Erica Cummings from The Harmony Financial Wellness Group at RBC Wealth ManagementShe is on the morning radio show Spezzano and Sandy on 989 The Buzz every Monday and Friday.If you have a financial question feel free to email me sandy@rochester buzz.comSee omnystudio.com/policies/listener for privacy information.
8 min