Jakkie Cilliers, executive director of the Institute for Security Studies, updates his 2030 scenario first published early last year. Conditions have deteriorated in the last 18 months primarily as a result of electricity supply problems. Cilliers says this has put a cap of just 2% on economic growth until well into the next decade, bringing all kinds of unintended consequences.

MTN SA CEO Mteto Nyati says his company is going to focus on people development and customer service to become the number one cellphone company for the first time. He tells Tim Modise that South Africa lacks visionary leadership to take the country forward. He says commitment to the education of young South Africans is key to creating opportunities and growing the economy.

In this special podcast Alec Hogg talks to Mark Bussin, the founder and chairman of SA's dominant remuneration consultants, 21stCentury Pay Solutions Group. Bussin, who co-founded the company in 1996, has concluded a BBBEE transaction which sees 51% ownership of the business moving into Black hands. He talks about the reasons behind the transaction - and the other side of the pay debate, explaining why leaders like Jacob Zuma and most JSE-listed company CEOs deliver good value to stakeholders.

Benjamin Pogrund tells Tim Modise about his friendship with South Africa’s ‘most feared’ struggle hero Robert Sobukwe. He laments the fact that Sobukwe has been airbrushed out of history in the New South Africa. Pogrund also reflects on press freedom and says the current government is failing to deliver on the promise of the decades long freedom struggle.

Author and journalist Nompumelelo Runji tells Tim Modise that South Africans are justified in holding President Jacob Zuma to account on the Nkandla excesses. Runji says the abuse of state resources undermines the positive impact of the ANC policies and may further divide the leadership from its support base. She also believes that opposition parties need to step up their role to keep the ANC on its toes.

Kaizer Chiefs Brand Manager Jessica Motaung talks to Tim Modise about the history of the Chiefs brand and the experience of being part of a family business. Motaung reckons the game has undergone changes and that the club has more engagements with supporters than ever before. She does say however that the glass-ceiling for women in football is yet to be broken.

As passive investing through index trackers becomes increasingly popular, punters are expanding into bonds, previously the preserve of pension funds. Futuregrowth's CIO Andrew Canter applies his mind to bond indices and explains why they are nearly always deeply and fundamentally flawed. This reality leads to suggestions every now and then that a better measure would be a credit spread index. But Canter explains that in the South African context that would merely raise new problems.

BizNews Global Share Portfolio 22 July 2015 by Biznews.com

The Vice President of the BRICS Bank Leslie Maasdorp tells Tim Modise that the New Development Bank to be established in South Africa will be global in character and will compliment the developmental funding institutions in the region. He says the Bank will operate differently from the Contingency Reserve Arrangement that will be run by the member Central Banks. The CRA will deal with liquidity challenges and has a differentiated funding model with China being the biggest contributor. He envisages the New Development Bank opening up membership to other countries. - Tim Modise

Former Chief Economist of IDC Lumkile Mondi tells Tim Modise that South Africa missed the growth opportunity due to ANC inability to take policy risks. He also criticizes the mistrust of the private sector by the government saying it has retarded the pace of investment in infrastructure. Mondi calls on South Africans, especially black South Africans, to hold the government to account on the performance of the economy and not on rhetorical political promises. - Tim Modise

Riscura's annual Bright Africa report continues to expand as it taps into new data that is emerging. The recently released 3rd edition includes research into private pension fund and insurance capital - pools that already exceed $600bn and are growing rapidly. Riscura principal and lead author of the report, Rory Ord, talks to Biznews.com's Alec Hogg about the key findings and discusses the upside of the collapse in the oil price - an opportunity for reform that parts of the continent are grabbing.

Telkom CEO Sipho Maseko says the company has embarked on a cost cutting exercise that includes reducing head count through voluntary retrenchments and the sale of properties. Speaking to Tim Modise, Maseko says Telkom is opposed to the Vodacom/Neotel merger in its current form and want ICASA to review the matter. He also says the company will connect 200,000 homes to fibre by end the year. - Tim Modise

Sandton's centrally located Mushroom Park, located inside the richest square mile in Africa, is to house a new 240-apartment block. The flagship and 11th project of the Capital Hotel Group, with 40 kept for a hotel and the others already sold, only 80 of the apartments will be available to investors at the official launch on August 12th. In this special podcast, Capital's MD Marc Wachsberger explains to Biznews.com's Alec Hogg why investors have been so excited about the innovative purchase-to-lease-back project.

Fred Swaniker, founder of the African Leadership Academy whose TEDtalk has been watched over a million times, says the continent has the potential to solve its problems. But is hampered by leaders who don't serve the people. Speaking to Tim Modise he says the much touted growth rates are misleading as they don't lead to employment and economic opportunities for Africans. Swaniker says for South Africa’s economy to grow substantially, it has to become the preferred home for talented Africans from around the world: "A wide range of current policies undermine the country’s potential and role as economic leader on the continent." - Tim Modise

One of South Africa's most prolific musicians with more than 55 albums to his name, Hugh Masekela tells Tim Modise that music shows are slowly becoming ‘invisible’ in South Africa. He reveals that he has only performed one show in the country this year. And at 76, the much-celebrated Masekela spends more than 9 months performing overseas. "Artists are increasingly becoming ‘invisible’ and politicians are the new celebrities". - Tim Modise

Investing can be confusing and the simple hurdle of trying to understand what is what in investing lingo may actually stop you from taking the first step to a better funded future. Listen to Satrix explaining what asset classes are and how you go about choosing one.

E-escrow.co.za founder Llewellyn Morkel tells Biznews's Alec Hogg about some interesting applications for the escrow concept, ranging from manufacturing and freelance tech jobs through to a hairdresser buying wigs from China. Apart from offering an affordable new service to the broad market, escrow is another disruptive alternative to traditional banking products like Letters of Credit.

The father of disruption, Clayton Christensen, describes the classic process as one where a new entrant focuses on a segment where incumbents see little economic value. By the time it works up to full blown competitor, more efficient processes give it an advantage over established players. This could be the trajectory ZARX, which is moving through the regulatory hurdles on its road to being licenced as a Stock Exchange by the Financial Services Board. ZARX founder Etienne Nel explains the rationale to Biznews.com's Alec Hogg.

Futuregrowth's Smital Rambhai explains how the property fund helps build communities through shopping mall development.

Having enough money to do the things you want to do while covering your expenses is just the first step to financial freedom. The harder part is understanding your relationship with money; what motivates you to save and what triggers spending. Interrogating what would make you feel content financially within a reasonable framework is the first step to achieving it and financial freedom.

You work hard for your money so it's important to know what mistakes to avoid when investing it. Listen to this podcast as Satrix explains what NOT to do when trying to grow your capital.

There are certain investing principles which hold through out time. Understanding these will help you manage your expectations around the returns you can expect form your investment as well as how much you'll need for the goals you're setting.

Satrix offers a variety of unit trusts and ETFs with different stock market and asset class exposures. Understanding which one does what is important before you invest. This podcast will help to demystify the choices.

Understanding the vehicle you are investing in will help you make better investment decisions. Satrix explains the differences and similarities between unit trusts and ETFs so you know when to choose which one.

In an interview with Tim Modise Shell South Africa's chairman Bonang Mohale says the lack of investments in state owned enterprises together with poor corporate governance have undermined the capabilities reputations of Black leaders at these companies. He says the rate of change in the economy is not sustainable as the patience of the economically excluded is wearing thin. He also says decisive leadership is required to give momentum to all the economic plans that the country has.