Oh My Dollar!
Lillian tackles your money overwhelm with practical, approachable financial advice (with a dash of glitter.) This is budgeting advice from someone that doesn't assume you're straight with a salary, retirement account, 2.5 kids, or a white picket fence. You'll get helpful advice for folks left out by traditional finance, you'll learn to reduce money stress and prioritize your values. Got a question for the show? Email questions@ohmydollar.com
101
Kids & Money ft. Kim Dubois Harrison
Listener Riah asks how much she should save up to have kids, and special guest Kim Dubois Harrison, discusses parenting choices about money, expensive childcare, and the time value of money as a parent.
16 min
102
Financial Traps of Multi-level Marketing ft. Al...
Journalist Alden Wicker joins us for a discussion on the cost of Multi-level Marketing pyramid schemes like Lularoe and Beachbody.
17 min
103
Don’t Panic! Buying your first home ft. Katie B...
We have a special guest Katie Bovitz from the Portland Housing Center to talk about considerations for buying & financing your first home.
17 min
104
We’re Back from Break!
A short episode just to say hello after Fall Break to give an update on Lillian’s travels. Oh My Dollar! is launching a cat-themed purr-sonal finance workbook: http://www.ohmydollar.com/kickstarter/
6 min
105
Demystifying Your Social Security ft Jon Rork
We’re back from our week break with an episode on Social Security featuring economist Jon Rork. Will it be around in 25 years? How does it work? Should you factor it in to your retirement planning?
16 min
106
How to Improve a Bad Credit Score
Lillian walks through the three things you can do to improve a bad (or nonexistent) credit score, and why it might not matter.
16 min
107
What to do when you get a windfall
We talk about what to when you unexpectedly come into “extra” money – how to allocate it, and listener stories about how they used their windfalls.
16 min
108
How much $$ to keep in your bank account + goin...
A live show from the Oh My Dollar! and XRAY in the morning crew, Lillian answers two listener questions: Alan wants to know how much to keep in his bank account, and Catherine asks how to plan for $90K of graduate school debt.
11 min
109
You can buy anything you want, but not everything
We discuss some great splurge ideas, and how to plan for them, include Lillian’s big trip from Dublin > Shanghai by train, and Will’s fantasy of crossing the Pacific on a cargo ship. (H/T to Paula from affordanything.com for the great exe
19 min
110
How to get money out of retirement early
It’s totally possible to get to retirement money early! Lillian walks you through the legal ways to get money without paying crazy penalties. Plus – why you shouldn’t do that!
31 min
111
Untangling COBRA and Healthcare.gov premiums
What is a COBRA and what does it have to do with health care? How do you figure healthcare.gov premiums when you have variable income?
16 min
112
Your Backup Plan for Living (Life Insurance)
We talk about life insurance policies – and what the difference between term and whole life insurance policies are. And what being “self-insured” really means.
11 min
113
How to Plan for All Your Darn Friends Getting M...
If you’re in your 20’s or 30’s, you’re might be getting invited to weddings. Possibly lots of them. Just attending a wedding, let alone standing up in one, costs money! How do you make a budget for that?
15 min
114
The Worst Case Scenario (Life + Long-Term Disab...
Lillian walks you through two types of insurance most folks should have, but no one wants to think about: life and disability insurance! We also cover what Worker’s Comp does and doesn’t cover. Sorry we’re a day late this week; technica
12 min
115
Premiums, Deductibles, and other insurance terms
Will and Lillian break down a bunch of different insurance terms and tell you about what kind of insurance you need to get – and how it might actually help you out (did you know renter’s insurance might cover your stolen bike?)
27 min
116
The Power of Batch Cooking ft. Emily Corso
Professional cage fighter, personal trainer, batch-cooking enthusiast and all-around badass Emily Corso joins us to discuss ways to make cooking healthier, cheaper, and easier. (One Solution: tacos for breakfast!)
19 min
117
Meal Planning (the secret weapon) ft. Nicole Di...
Nicole Dieker from the wonderful website The Billfold joins us to talk about the most awesome way to reduce your stress and lower your grocery budget at the same time- meal planning!
25 min
118
What kind of employee are you? 1099 or W2?
We dive into the legal differences between independent contractor + W2 (regular) employee – and how it affects your finances and your legal protections and how it might be misused. Also, how Canada does it better.
15 min
119
Sticking to your budget despite peer pressure +...
We give some tips on dealing with peer pressure from coworkers and friends about spending money when you’re on a budget – and how to figure out where to trim your budget (the fact is that you probably already know what you need to do). Plus,
20 min
120
There is no good or bad debt + how you put pre-...
Lillian goes on an educational rant about the concepts of good debt and bad debt and she answers the perplexing question of how you actually get money into a pre-tax IRA.
18 min
121
Social worker pays off $18,000 of debt! + What ...
How American expats can avoid paying US taxes (it’s not easy); what sort of benefits you should look for in a job offer; And Kelsey calls in to celebrate paying off $18,000 in student loans by being a night nanny on top of her day job as a social w
16 min
122
How to quit your job and be freelance (Listener...
Listener questions: What’s a Roth 401K and who should use it?… What should I financially prepare for if I want to go freelance?… When does it make sense to incorporate as a freelancer?… and How to budget when life is chaotic!
36 min
123
Kick Butt With Your Tax Refund + 1099 tax strat...
Youve got a tax refund! 4 strategies for what to do with that refund! (+ how to reduce taxes on 1099 income)
15 min
124
Credit Hacks + Lillian’s Booze Spending Report
A water cooler episode where we discuss some tips on raising your credit score (if you need/want to) and how much money Lillian has saved by quitting drinking.
15 min
125
How to go through adult life “permanently in debt”
Listener Lola asks about how to plan for her future when she has six figures of college debt she’ll never be able to pay off. Lillian asks her to challenge her assumptions and start hating the debt.  
19 min