SA For FAs
SA For FAs delivers information and analysis that will help Financial Advisors throughout their day. The podcast, hosted by Seeking Alpha editor Gil Weinreich, addresses issues of current interest to Financial Advisors and active investors, including macro analysis of current issues affecting markets; retirement planning; and asset allocation strategy.
251
The Asset Allocator: Steer Clear Of Short Funds...
Zero Hedge has a story out on the woes of what it calls the world’s most bearish hedge fund, called Horseman Global.The fund’s manager presents an investment thesis of sorts, but I think any investor with merely ordinary sophistication can...
3 min
252
Retirement Advisor: The Commencement Message Gr...
Commencement speeches tend to emphasize the advantages of grads’ newfound freedom and choices, but neglect to explain how they can access those benefits. This brief podcast (4:44) argues that achieving financial independence provides such a path,...
3 min
253
The Asset Allocator: If Your Purpose Is Safety,...
With a risk-off flight to safety taking place, the market commentariat is trying to help investors sort out their fixed-income options. Should they focus on high yield or high credit quality? Corporate bonds or Treasuries? This brief podcast (4:16)...
3 min
254
Retirement Advisor: The Actuarial Tables Are Tu...
The Society of Actuaries has released a draft of its new mortality tables, reflecting a notable decline in the longevity of male white-collar workers.This brief podcast (5:07) argues that advisory clients are individuals, not statistics. Yet while...
4 min
255
Retirement Reform In The U.S., Innovation In Ca...
Washington is likely soon to see rare bipartisan cooperation reforming the retirement system, proof that people can behave wisely once they have exhausted the alternatives. But while U.S. reforms would improve access for large numbers of Americans...
4 min
256
Why Do Retirees Avoid Spending? Interview With ...
Dan Silverman, professor of economics at the W.P. Carey School of Business at Arizona State University, is an authority on financial decision making; retirement healthcare; and annuitization. In this interview, Professor Silverman offers three reasons...
20 min
257
A Bigger Risk Than The U.S.-China Dispute
Investors need to keep an eye on the oil market, which has the potential to be even more disruptive than the U.S.-China trade dispute. The 20-month high in oil inventories should be bearish for oil, but prices are rising because the market weighs...
3 min
258
Forced Early Retirement
You have heard about non-voluntary retirement, but is it something you have made provision for? According to a study of wide scope by ProPublica and The Urban Institute, it appears that somewhere close to 56% of Americans experience this unanticipated...
4 min
259
The Investor’s Guide To Mother’s Day
If you’re a successful investor, it’s less because of the great stocks you bought than from the patience you learned from your mother. Knowing that our mothers want our success as much as we want it for ourselves can fortify investors with...
3 min
260
Tariffs 2.0: Trade-War Escalation Or Negotiatin...
Is the president’s surprise announcement of massively higher duties on Chinese imports the start of a prolonged new trade war or a mere Trumpian negotiating tactic? If it is the latter, crashing stock markets are likely to rocket upward following...
5 min
261
Today’s Cash For Tomorrow’s Income Stream
I previously commented on the dilemma of one who has too much cash and not enough risk-based investments, yet is deterred from investing because of high valuations. I suggested that buying value stocks would be logical, as it would reduce cash levels...
4 min
262
Your Retirement ‘Credit Score,’ And Social Secu...
Last week, the Alliance for Lifetime Income introduced a new online tool for assessing your retirement income readiness, akin to your credit score. Also last week, the Treasury Department issued its Social Security Trustees Reports, showing that just...
4 min
263
Like Health, Like Wealth
Physicians since at least Hippocrates and Galen, up to the authors of a comprehensive study published this month by the Lancet, have credited a proper diet to health outcomes. Does a proper portfolio then influence wealth outcomes? For example, the...
4 min
264
Why Do We Call Money ‘Bread’?
Bread-deprived during Passover, your humble correspondent offers thoughts for investors on the connection between bread and money. Bread satiates and sustains our bodies just as money makes our world go round. Making money is the core of the struggle...
3 min
265
The Happy Investor
Investing can be grim. Each day’s news and analysis merely add to our list of worries. But the father of Modern Portfolio Theory, Harry Markowitz, offers a rare upbeat image of investing, through Antonio in Shakespeare’s Merchant of Venice....
3 min
266
The Difference 20 Years Can Make
The popular media’s image of retirement as a period of continuous partying is not reality, nor could it be. Joseph Coughlin, the head of MIT’s Age Lab, observes that today’s two-decade retirements equal about 8,000 days, or one-third of one’s...
4 min
267
Boomer Retirement Preparedness And Chilean Beac...
The ninth annual survey of boomer retirement preparedness by the Insured Retirement Institute finds that 45% of boomers have zero savings for retirement. That’s not news to most people nowadays, but I share two points I think are. The first was not...
5 min
268
The Bank Of Mom And Dad
The Bank of Mom and Dad is apparently one of the nation’s largest financial institutions, providing over a quarter of the FHA’s mortgage volume last year. The question arises as to how parents should financially structure their support: through...
6 min
269
What Can You Do About An Insecure Retirement?
From a big-picture point of view, none of the primary sources of retirement income is working well for the public, on average, today. We look at data on private savings, employer-based plans (both defined-benefit and defined-contribution), and Social...
4 min
270
Has The Market Priced In The Impact Of Midwest ...
A cyclone storm that has left at least 1 million acres of prime Midwestern farmland underwater has not particularly agitated traders. Live cattle futures pricing, the USDA Prospective Plantings report and other data are essentially telling us there is...
3 min
271
Protect Against Longevity Shock: An Interview W...
York University Professor Moshe Milevsky, today’s foremost authority on retirement finance, discusses his new book, “Longevity Insurance for a Biological Age,” which provocatively asks: “What if the number of years planet earth has circled the...
20 min
272
Spring Cleaning And Your Retirement Plan
Because market dynamism rejiggers portfolios with each new year, a little spring cleaning can ensure they hold up for the duration of your retirement. The standard advice focusing on portfolio overlap may require unneeded or unwanted portfolio...
4 min
273
San Diego’s Pension Crisis, And Ours
The City of San Diego appears to be going through a sort of retirement version of Brexit. Employees hired after the passage of Proposition B in 2012 have been receiving 401(k)-style defined contribution benefits rather than the pensions that earlier...
4 min
274
Start Investing When The Cost Of Failure Is Low
U.S. investors are undersaved; financial education doesn’t have a great track record. Is there something fundamental that we’re missing? We propose there may be a natural and ideal time to start one’s investing career, and that we are missing...
4 min
275
‘Your Complete Guide To A Secure And Successful...
Larry Swedroe, a prolific writer on investing topics and Director of Research of Buckingham Strategic Wealth, discusses his latest book, “Your Complete Guide To A Secure And Successful Retirement.” Among topics discussed: the importance of...
19 min